www.microcreditfund.com Empowering Micro Entrepreneurs UMEX MICROCREDIT INCOME FUND
What is Microfinance? Microfinance is a method of providing financial services for low-income individuals or business’s suffering from financial exclusion. Microfinance provides the opportunity to empower and become self-sustainable in the attempt to escape poverty and economic suffering. the opportunity to empower and become self-sustainable 2 3
Our Microfinance focus Umex Microfinance places emphasis on supporting the Halal industry through equity participation schemes, donations and Sharia compliant loan structures. The Halal industry is a rapidly expanding sector reaching 2.6 bn consumers worldwide and worth an estimated US$2,1 trillion. Reaching 2.6 bn consumers US$2.1 trillion - estimated worth 4 5
The sector is predominantly sustained by the SME sector The SME sector accounts for the bigger proportion of developing economics, contributing significantly to the world economy. With this in mind, UMEX operates with the outlook to support start-up and established SME’s in the halal industry through our microfinance platform by bringing their products and services to the mainstream market. Supporting start-up and established SME’s 6 7
Our Mission UMEX provides a concrete foundation to support the Halal microfinance sector that proves so essential to emerging market economies. By providing a platform, our services offer small and medium enterprises the opportunity to present their story and gain exposure in this thriving Islamic financial sector. UMEX operates on a non-usury financial model 8 9
Our Responsible Investment Guidelines bring about positive influence to the industry through: Sustainability analysis - Repeated contacts with MIVs - Identify areas for improvement Governance - Annual general meetings - Election committee - Proactive engagement with MIVs Bringing positive influence to the industry 10 1 1
MFDs Lending, Leasing, Trade Finance Direct Funding MFIs Micro Institutions Entrepreneurs NGOs (IFIs, Funders) Individuals, Cottage Industry and SME COOPs Credit Union Domiciled Retail Mauritius (Funders) Currency USD UMEX MICRO Share Classes FUND Institutional $ 50,000 min Retail $ 5,000 min UMEX Group Auditor (Promoter) BDO Administrator Belvedere Curzon Broker UMEX Micro Credit Corporate City Gate Securities Funding Model Finance ltd (FSC Approved Operator & Managing Partner) 12 13
MFDs Direct Funding MFIs Cottage Individuals NGOs Industry and SME (Funders) COOPs Credit Union Institutions (IFIs, Funders) UMEX MICRO Crowd FUND Funding Platform UMEX Group (Promoter) Curzon UMEX Micro Credit Corporate MIV Financing Model Finance ltd (FSC Approved Operator & Managing Partner) 14 15
www.microcreditfund.com UMEX MicroCredit Income Fund Please contact us at: UMEX Securities Group Ltd. Unit 6, Shaftesbury Center London, W10 6AZ Tel. 020 8969 4455
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