Introduction to WindRock About the Firm WindRock was founded on the belief that investment success in today’s increasingly uncertain world requires a focus on the macroeconomic “big picture” combined with an entrepreneurial mindset to seize on unique opportunities. WindRock is the trusted voice to a select group of high net worth individuals, family offices, foundations, and retirement plans. We are an independent firm dedicated to thought, leadership, creative thinking, and client We are an independent firm dedicated to thought, leadership, creative thinking, and client satisfaction. Opportunity Trust Insight www.windrockwealth.com 2
The Dilemma for Investors Seeking Income Higher Income Yields Available By: • Taking Interest Rate Risk • Taking Credit Risk 0% 3.1% 8.3% Bloomberg Cash 30 Year US High Yield Treasury 1 Index 1 1. Bloomberg - as of November 17, 2015 3
The Dilemma for Investors Seeking Appreciation 2000 2000 45 45 40 40 35 35 1929 1929 Price-Earnings Ratio (CAPE, P/E10) Price-Earnings Ratio (CAPE, P/E10) 30 30 26.19 26.19 1901 1901 1966 1966 25 25 20 20 15 15 10 10 5 5 1981 1981 1921 1921 0 0 1880 1880 1895 1895 1910 1910 1925 1925 1940 1940 1955 1955 1970 1970 1985 1985 2000 2000 2015 2015 Source: Robert J. Shiller, Yale 4
Secured Private Lending • Regulation and lack of lending by Too-Big-To-Fail Banks creates opportunities in private lending • Categories Include: o Private Mortgage Lending o Private Mortgage Lending o “Factoring” or lending against high quality assets or income streams - Electricity Brokerage Commissions - Trade Receivables 5
Farmland 10-Year Performance Beginning in 1971 350% 300% 303% 250% 200% 200% 150% 100% 130% 107% 50% 303% 41% 0% Bonds Stocks Inflation Farmland Sources: Federal Reserve Bank of St. Louis; U.S. Department of Agriculture; and www.centraltendencies.com. 6
Farmland By 2050, the world is projected to create the equivalent of another 7 USAs of of mouths to feed. (footnote: 317,297,938 population as of 12/31/2013, Census) population to feed 3 3 1 1 2 2 4 4 5 5 6 6 7 7 Further, this population growth is projected to occur almost entirely Source: U.S. Census Bureau 7
Rental Real Estate • Growing “Renter By Choice” segment • Single Family Home living in an all-rental and maintenance-free communities 8
Rental Real Estate 9
Disclosures All content and matters discussed are for information purposes only. Opinions expressed herein are solely those of WindRock Wealth Management LLC and our staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based investment advisory services are offered by WindRock Wealth Management LLC, an SEC-Registered Investment Advisor. The presence of this presentation shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services except, interpreted as a solicitation to sell or offer to sell investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. WindRock Wealth Management may have a material interest in some or all of the investment topics discussed. Nothing should be interpreted to state or imply that past results are an indication of future performance. There are no warranties, expresses or implied, as to accuracy, completeness or results obtained from any information contained herein. You may not modify this content for any other purposes without express written consent. 10
(312) 650-9822 Chicago, IL Tucson, AZ www.windrockwealth.com
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