Universal Credit Awaren eness ess Sessi ssion on for : NAC 5 th October 2018 1
Se Sess ssio ion n Obj bjecti ctives es O What t Univer ersal sal Credit edit is O How w it impact acts s on those se receiving ceiving it O How w you can n prepar pare e for r it in pract actical ical terms rms 2
Uni niver ersal sal Cr Credit dit Replac places: es: O Income come suppor port O Income come based ed J obseeker’s Allow owance ance O Income come rela lated ted Emplo loyme yment nt and Suppor port t Allow owance nce O Housing sing Benef nefit it & LHA O Child ld tax credit edit O Working ing tax credit edit 3
Un Uniq ique ue Paym yment nt Pr Prin inciples iples in in No Northern thern Ir Ireland land O The custome stomer is paid twic ice e mont nthly hly by defaul ult or once ce mont nthly hly if they y prefer. . O Those ose in a c couple ple can request est a s split it paymen ent into to separate te accou ounts nts. O The hou ousin sing g element ent of Univ iver ersal sal Cr Credi dit t will l be paid once ce per month th directl ctly y to landlor dlords s as the e defaul ult option. ion.
Recei ceivi ving ng the he Ho Hous using ing El Element ent Di Directly ctly The custome stomer can can receive e thei eir housi using ng costs sts elemen ent t directl ctly y prov ovide ided d : O They y are not t in arrear ars s O They y are not t subje ject ct to a s sanc ncti tion on But t they y have to chose se to do this is, , the e defaul ult posit ition ion (N.I) ) is to have these se paid directl tly. .
Cond onditions/ itions/Act ctivity ivity
Sanctions Process
Sanction Levels 4 4 Levels els of Sa Sanctions ctions: Level el of Sancti ction on Dur uration ion of Sancti ction on Higher 91- 546 days Medium 28-91 days Low 7-28 days Lower Until failure is corrected
Ma Maxi ximum um Amounts unts of UC O See Rates tes Handou ndout t 9
The e In Income come Dis isregar ard d 63% of earned income after work allowance Maximum Award &/or amount 100% of unearned income 10
Dis isregar ards s (The he Wor ork All llow owan ance ce ) ) Claimant imant Circumstance cumstances Higher her Lower er Single le With children/QYP £397 £192 Single le Ltd Capability for £397 £192 work Couple ple With children/QYP £397 £192 Couple ple Limited Capability £397 £192 for work 11
Cal alcula culating ting UC UC O See Case e Study dy Hando dout ut 12
Un Univ iver ersal sal Cr Credit dit and nd Rates tes O Rate e Rebate te is a separ arate te, digita ital l only ly appli lica cation tion and appli licants cants will ll first need d to regis ister er for r a Rate e Reba bate te account ount online ine. O Usin ing g a verif rified ied email il address ess appli licants cants will ll be prompted mpted to create te a pass sswor ord. d. A verif rifica cation tion email il will ll be sent t and once e register istered ed an invita vitation tion will ll be forw rwar arde ded d by email il to compl plete ete the online ine appli lica cation. tion. O The appl plica ication tion proces cess s will ll requir uire a name me, , address ess, , date e of birth h and national ional insu surance ance numb mber er. . Tenants nants will ll also o be requir uired ed to provide vide landl dlor ord d name me, , telephone phone numbe ber r and email il address ess.
Cla laiming iming Uni niver ersal sal Credit redit O Claiman mants ts wi will have to appl ply y and maintain ntain Universa sal Credit t claims ms inde dependentl pendently y onl nline ne via nidirect. ect.gov.uk uk O Universal sal Credit t staff will enable, supp pport t and d educa ucate te claimants mants to self-se serve O Claiman mants ts mus ust t use the new w digita tal chann nnel to make and d maintai ntain n a claim m unless ess they y are defined ned as “vulnerable” Assisted Digital support will be offered to claimants mants who o canno not t inde dependentl pendently y make e or mainta ntain n a claim m online ne and d where a claiman ant t is unable to use the online ne service ce a claim m can be made de via teleph phon ony. O UC Helpli pline ne Num umber r 0800 0121 331 and d the e textphon tphone num umber r is 0800 012 1441. .
Cl Claim iming ing Uni niver ersal sal Cr Credit dit- De Demo o (DWP WP) O https://www.youtube.com/watch?v=4WgJU 8Y_bQg
Financial Capability- Access to an account To recei eive e Univ iver ersal sal Credit edit ther ere has to be a : : O Bank Account unt O Build ilding ng Society ciety Account nt or O Credit edit Union ion Account unt And in the shor ort t Term, m, a post st office ice account …. 16
Online Verification “London……we have a problem…..” 17
Online Verification O In order er to comple lete te a U Univ iver ersal sal Credit t claim onli line ne eligib ible le ID will l be requir ired ed. . O UK K pa passpor port t O UK phot oto o card drivin ving g licen ence. . If a claiman ant does not t have this is docume ument ntati tion on and is unable le to prove e ide denti ntity ty onli line ne they y can do do so at a U Univ iversa sal l Credit t inte tervie view at the e Jobs s and Benef efit its s Office ce. 18
Face to Face Verification- 1 Form of ID O NI (or UK) Electoral Card O EEA Passport (ROI OI is included luded in this) s) O EEA National Identity Card O Residence Permit or Card O Immigration Status Document O Registration or Naturalisation Certificate 19
Face to Face Verification- 2 Forms of ID O Birth Certificate O Rates Statement O Medical Card O Recent Bank or Building Society Statement O Debit or Charge Card O Recently Expired Passport O Expired Full or Provisional UK Driving Licence O Marriage or Civil Partnership Certificate O Tenancy Agreement 20
In Summary There may not be any money for 5-6 weeks
UC Advances O Advanc ances es are e availa lable le to claiman imants ts who o face ce “ shor ort t term rm financ ancia ial need“ in the e period iod up to their ir first st full l payment ment. . O Inter terest est-fr free ee payment ment of up to 100 100% % of their eir Univer ersal sal Credit dit esti tima mated ted month thly y amount. ount. O Advanc ance e payment ments s of Univer ersal sal Credit dit must t be repaid aid within thin twelv lve e months ths. .
Im Implem emen enta tati tion: on: Fresh esh Clai aims s Week ek commenc mmencing ing Social ial Securi urity ty Of Office ice 27.9 .9.17 .17 Limavady 15.1 .11.1 .17 Ballymoney 13.1 .12.1 .17 Magherafelt and Coleraine 17.1 .1.18 .18 Strabane and Lisnagelvin 7.2.18 2.18 Foyle and Armagh 21.2 .2.18 .18 Omagh and Enniskillen 7.3.18 3.18 Dungannon and Portadown 23
Impl plementat ementation: ion: Fres esh Claims aims (cont..) nt..) Week ek comm. mm. Social ial Securi urity ty Of Office ice 16.5 .5.18 .18 Newry & Downpatrick 30.5 .5.18 .18 Lurgan, Newcastle & Kilkeel 13.6 .6.18 .18 Falls & Shankill 27.6 .6.18 .18 Andersonstown & Banbridge 5.9.18 9.18 Holywood Rd & Ballynahinch 19.9 .9.18 .18 Newtownabbey & Newtownards 24
Im Implem emen enta tati tion: on: Fresh esh Clai aims s Week ek commenc mmencing ing Social ial Securi urity ty Of Office ice 3.10.18 10.18 Shaftesbury Sq & Carrickfergus 17.1 .10.1 .18 Knockbreda and Bangor 31.1 .10.1 .18 Lisburn and Larne 14.1 .11.1 .18 North Belfast and Cookstown 05.1 .12.1 .18 Ballymena and Antrim 25
Natu Na tural al Mig igration tion Move from out of work to in Move from in work to out of Move out of work to sick work work Move from sick to in work (or Move from in work to sick Claimants separate permitted work becomes (reduction in hours due to permanent) sickness) Income Support Loan Parent Household becomes Move from sick to out of work child reaches 3/permanently responsible for a child for the leaves the household first time If any of the above are experie rienc nced ed by someone meone in a live Fresh sh Claim im roll ll out t area they will ll naturally ally migrate te to Univ iversal sal Credi dit t
Transf nsfer erring ring from om Le Legac acy y Benefits “Managed Migration” O Existing JSA, IS and ESA claimants who haven't “naturally migrated” will transfer to Universal Credit between July 2019 and March 2023 (via a process called “Managed Migration”). O The transfer timeline for ongoing tax credit claims has yet to be revealed.
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