Initial Coin Offering: Digital Exchange Commerce a mobile payments platform + The Cash Back App a mobile loyalty platform = A Joint Venture to turn loyalty into Digital Currency that is 100% cash backed and appreciates in value with every transaction
DXC Token: A new Digital Currency that is 100% cash backed Earned by Shopping no expensive mining The only energy we burn are calories when our members shop!
Problem: For Consumers 1 One third of the population is living under financial stress Wage growth does not match increases in the cost of living • 38% of people feel they have little job security • Two thirds of American households live pay check to pay check • 68% of households would find it difficult if their pay was delayed for a week • The median bank account balance for U.S. households is $4,500
Problem: For Merchants 2 Card fees cost US merchants $88 billion last year Plastic has overtaken cash as contactless payments rise to 60% in Australia • In the US and Sweden more than 80% of payments are cashless • Customer loyalty is not working like it once did • The average consumer is involved in 14 loyalty programs but engage with only 7 • 48% of customers don’t feel their loyalty is rewarded
Problem: For Cryptocurrency 3 Mining costs and overall security Mining bitcoin is 3 times more expensive than mining gold, uses more energy than Ireland • 20% of all bitcoins issued to date have been lost forever, total value lost $9 billion • Price volatility and acceptance as a means of payment • Cryptocurrencies can rise by 20% and just as easily fall by 20% in a few hours • Cryptocurrencies are a risky “Asset”, Exchanges are not regulated, they’re not widely accepted
Solution: For Consumers 1 Give consumers financial assistance The Cash Back App is free to download and use • The average family could receive $2,000 cash back each year on living expenses • Give consumers an opportunity to supplement their income • Anyone who shares the app builds a “Shopping Community” and earns residual income • Affiliate commissions of $3,000 income each year are possible by sharing the App 3 x by 5 levels
Solution: For Merchants 2 Eliminate Card fees The Cash Back App has zero transaction costs for wallet 2 wallet and card attached payments • A business with $1m annual card sales @ 1.0% fee pays out $10,000 each year • Improve Customer Loyalty • 83% of customers prefer cash back as a loyalty reward • Emotionally engagement customers spend 2 X more (Average shopping basket)
Solution: For Cryptocurrency 3 Eliminate mining costs and provide total security DXC is earned by shopping there are zero transaction or energy costs • Our KYC and AML policies ensure that you will never lose your keys or DXC Tokens • Stabilise the price and enable acceptance • DXC is 100% backed by cash which is deposited in government guaranteed banks • DXC is instantly redeemable for cash and is accepted at all participating merchants • DXC is Digital Currency and is never at odds with local government monetary policy
How it works: For Consumers 1 Download the Purchase Goods Shopping Helping Free App & Services Community Others Consumers register and Receive cash back on Members who share The App makes a become members all spending the App receive separate donation to Affiliate Commissions the Members Use the App to find At the end of the day on the value of all nominated Charity participating any unspent cash is spending up to with every purchase Merchants converted into 5 levels of referral DXC Tokens
How it works: For Merchants 2 Business listed Powerful Zero Shopping on the App Data Card Costs Community POS device The App provides the The App eliminates Merchants who share provided at no cost Merchant with card transaction costs the App receive customer and for physical or digital Affiliate Commissions Merchant pays transaction data card payments. on the value of all between including, Name, spending up to 5% & 12% commission Gender, Age Bracket, Merchants can achieve 5 levels of referral Post Code, & Spend significant cost savings Merchants use the App via the App to target new and existing customers
How it works: As Digital Currency 2 Members get cash DXC Team & Cash converted into DXC Tokens are a back when shopping ICO Participants DXC Tokens Valuable Asset Each time a member Each time a member At the end of each day The DXC Token shops they receive cash shops an equal amount all unspent member increases in value every back that is paid to of cash is deposited cash and cash in the time a member shops their mobile wallet. into the DXC Treasury Treasury Account is as new cash is Account converted into deposited into the DXC Members can use their DXC Tokens Treasury account with cash back at their every transaction, absolute discretion it’s a mathematical fact
Key Competitor Differences 1 90% of sales occur in 10% of sales occur Cash Back on Shopping Physical Stores Online Services Community The App uniquely The App also provides The App provides Affiliate Commissions provides Members with Members with cash Members with cash incentivise both instant cash back. back at thousands of back on services like Merchants and Members online Merchants. Electricity, Telco, to share the App. Few competitors in Finance, Insurance, Amazon built its business this space. Many This is where the Accommodation, on affiliate marketing caveats on how and majority of Travel, & more. which accounts for when cash is accessed. competitors exist. 40% of its revenue.
Overall Retail Market 2 Brick and Mortar Online DXC/TCBA Retail Retail Retail Target Sales $4,217B $577B $32B Overall Market: Phase 1 Countries Total population 457M our target 4M active users (USA, UK, CAN, AUS)
Cash Back Distribution DXC Token TCBA 35% 35% 15% 15% Commission DXC Team ICO Shopping The Cash Back Participating Member Community App Merchant Convert to DXC Tokens
Member Value Proposition Member Shop & Get Cash Charity Shopping Back Donation Community Use cash back at your Share the App with others and absolute discretion build a 5-level affiliate income Help your favourite Convert to charity Hold cash back as DXC Tokens DXC Token every time and watch them grow in value you shop
Token Distribution 1 Distribution 50% of Tokens to Members for Shopping • 25% of Tokens to Pre & ICO Rounds • 25% of Tokens to DXC & Reserve, TCBA, & Bounty • Infinite Supply & Controlled Emission There are an infinite supply of DXC Tokens to • reflect the recurring nature of shopping. A finite number of Tokens are created each • year for each country of operation Tokens are distributed daily over the course of • the year. Tokens that are cashed out are burnt to keep • the economy in balance.
How Cash Back Creates Token Value 3 2 • The following table is a simplified example of how the DXC Token Value Example 2000 Cash Back generated by members spending creates Members Shop value in the token. $200 Total Spend • The example assumes that 2,000 Members on a given Spend Per Person $400,000.00 day spend $200 at merchants that are paying DXC/TCBA an average commission of 5% and 1,000 Tokens are Commission issued each day. 5% $20,000.00 • 70% of the commission in cash is distributed to DXC: • 50% paid to the Members for shopping DXC Affiliates TCBA • 25% paid to the Pre & ICO Investors 70% 15% 15% • 25% paid to the DXC Team $14,000.00 $3,000.00 $3,000.00 • 100% of the DXC Tokens are distributed as follows: • 50% to the Members for shopping Members Cash Investors Cash DXC Cash 50% 25% 25% • 25% to the Pre & ICO Investors $7,000.00 $3,500.00 $3,500.00 • 25% to the DXC Team Token Value Token Value Token Value • Using the above example, all Tokens have a value of $14.00 $14.00 $14.00 $14.00 which is the actual cash at bank for which they can be instantly redeemed. 500.00 250.00 250.00 Members Tokens Investors Tokens DXC Tokens 50% 25% 25% 1000 Tokens Issued Per Day
Recommend
More recommend
