Public Disclosure Authorized RE-IMAGINING SOCIAL PROTECTION Public Disclosure Authorized L E V E R I N G D I S R U P T I V E T E C H N O L O G I E S T O D E V E L O P R E G I O N A L , F L E X I B L E B E N E F I T S P L A T F O R M S I N W E S T A F R I C A Public Disclosure Authorized T. George; M. Guven; J. Koschorke; N. Soon-Shiong; E. Brodersohn 1 Public Disclosure Authorized
A SOLUTION TO FACILITATE INFORMAL SECTOR PENSIONS P r o b l e m S t a t e m e n t S o l u t i o n f o r W e s t A f r i c a • Persistent informality requires a new • A regional, flexible, digital-pension benefits approach to delivering social platform that enhances social protection protection/pensions to informal sector accounting for precarious, informal work workers, mostly women, irrespective of their across borders. employer or of the terms on which they work. 2
A S O L U T I O N • CONTEXT: 70% of people in ECOWAS region are mobile across borders. R E S P O N D I N G T O • REGIONAL: Partnership with CIPRES (regional M O B I L I T Y O F pension regulator). P E O P L E I N T H E • COUNTRY SPECIFIC: Piloting first in Benin; R E G I O N customize to respond to country specific circumstances. Solution can be replicated to customize for different countries. 3
• FLEXIBLE CONTRIBUTIONS: As opposed to savings A S O L U T I O N T O tied to the standard employer-employee contract, S U P P O R T D I G I T A L participants contribute mainly to individual accounts C O N T R I B U T I O N S through mobile money when they can for saving for old A N D age until a pre-set age. A D M I N I S T R A T I O N • DIGITAL PAYMENT OF CONTRIBUTIONS: Contributions mainly made through mobile money • DIGITAL ADMINISTRATION: Supported by a new digital platform 4
LEVERAGING WB REGIONAL ID PROJECT • WURI: US$317.1 m World Bank project in 5 countries to: i) establish regional interoperable Foundational ID platforms and ii) enable people to use their IDs across ECOWAS region to allow services • ECOWAS Free Movement & Migration Protocol: Allows people to travel, live and work in 15 countries • Regional flexible benefits platform: Leverage WURI IDS to i) verify and track contributions accurately; ii) establish ownership of contributions; and iii) establish ownership of pension benefits when people reach eligibility age 5
A CO-DESIGNED PROTOTYPE D r i v i n g O u t r e a c h P u b l i c - P r i v a t e P a r t n e r s h i p • The WB has partnerships with regional • Partnership with existing, trusted digital platforms can help facilitate local trust, drive bodies such as ECOWAS, WAEMU and outreach campaigns and individual CIPRES as well as private sector contributions technology companies • A successful prototype in Benin can • Initial prototype co-designed by a incentivize other digital platforms to utilize coalition of global, regional, and local their technology towards the development players with technology and expertise of similar prototypes in other countries 6
L E V E R A G I N G T H E Technical W O R L D B A N K development experts G R O U P ’ S Global/regional/ Government local technology counterparts C O N V E N I N G players P O W E R Regional Regulators bodies Regional ID platform 7
HARNESSING FRONTEIR TECHNOLOGY Regional flex/contribution benefits: Open Source/Open Standards Software: 1 Create long-term savings account delinked from Invest in OS software as a public good; develop by formal employment default with code available in public repositories, 4 supported by African developer communities through Regional Foundational IDs: partnership with Sèmè City, MIT Solve & Linux Prove unique identity across borders; verify and 2 Foundation TBC. track contributions; establish ownership benefits in partnership with WURI Regional ID project & ECOWAS Low Cost, Scalable Microservices Architecture: Use technologies for Business Intelligence, 5 Payments: Registration Servers, Authentication Servers and Make cashless, flexible contributions in 3 more. partnership with mobile operators & payments platforms 8
CONCLUSION • Regional and country-specific solution • Supports digital contributions and administration • Leverages the WB regional digital ID program • Harnesses frontier technology; co-designed prototype in collaboration with public and private partners 9
QUESTIONS? THANK YOU T. George; M. Guven; J. Koschorke; N. Soon-Shiong; E. Brodersohn 10
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