Presentation of the results for the first quarter of 2019 Capital - PowerPoint PPT Presentation

Presentation of the results for the first quarter of 2019 Capital Group Votum

Strategy The Company's strategy focuses on offering innovative solutions to consumers of the financial services market enabling them to pursue their claims. The operating model is based on the use of economies of scale and far-reaching specialization in terms of both the subject of the service and the stages of its implementation. This model is implemented by appointing specialized units in individual segments. The sales strategy envisages the diversification of revenue sources, reacting to the dynamically changing market situation, both due to emerging new market opportunities and legal risks. The diversification of the sales activity also concerns customer acquisition channels. Considering the specifics of individual segments and group of clients, these channels are multi-level direct sales structures, specialized sales representatives, call centers and the Internet. The company also recognizes the possibilities of development in the claims for personal injury segment through the continuation of foreign expansion.

Business segments Presentation of the Capital Group Votum S.A., Votum Odszkodowania S.A., Claims for personal Kancelaria Adwokatów i Radców Prawnych injury A. Łebek i Wspólnicy sp. k. Law Stream sp. z o.o. PCRF VOTUM S.A. Dopłaty Powypadkowe S.A. CG VOTUM Claims for car Biuro Ekspertyz Procesowych sp. z o.o. damages DSA Investment S.A., Protecta sp. z o.o., Redeem sp. z o.o. Robin Lawyers S.A. Claims for bank Bochenek i Wspólnicy Kancelaria VOTUM Centrum Odškodnění, a.s., Radców Prawnych sp.k. contracts Kancelaria Prawna VIDSHKODUVANNYA sp. z o.o., Mędrecki & Partners Law Office sp.k. PCRF VOTUM S.A. sp.k., Ukraińsko - Polskie Rehabilitation Centrum Rehabilitacji VOTUM sp. z o.o., Centrum Medycznej Oświaty sp. z o.o. services

Business segments Injured in traffic accidents in the years 1999 – 2018* Victims of transport accidents in the years 1999 – 2018* 80000 8000 70000 7000 60000 6000 50000 5000 40000 4000 30000 3000 20000 2000 10000 1000 0 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 0 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Number of road collisions 2014 - 2018 (thousand)* 600 The number of mortgages covered by currency risk in the years 2006 – 2017** 436 436 225000 407 362 348 200000 175000 300 150000 125000 100000 75000 0 2014 2015 2016 2017 2018 50000 25000 8422 2677 3024 2657 957 939 0 *Source: http://statystyka.policja.pl/st/ruch-drogowy/76562,Wypadki-drogowe-raporty-roczne.html 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 **Source: Raport Najwyższej Izby Kontroli KBF.430.001.2018; Nr ewid. 33/2018/P/17/111/KBF – ochrona praw konsumentów korzystających z kredytów objętych ryzykiem walutowym

Business segments Number and value of cases Number of pre-trial cases as at 31 March The number of registered cases from IQ2018 to IQ2019* Number of trial cases as of 31 March 2019 by type of cases 2019 by type of case* 6000 5160 373 1696 3814 640 (3%) 5000 3798 (6%) 883 (8%) 980 4525 2965 4000 1310 2792 3423 (43%) (32%) 5325 487 200 (50%) 3000 966 940 898 4543 2000 1038 1152 (43%) 2498 1596 1000 (15%) 1894 1694 1440 1336 * Caces in which an action has been brought or is being 0 prepared The value of pre-trial cases as at 31 IQ2018 IIQ2018 IIIQ2018 IVQ2018 IQ2019 March 2019, by type of cases (in PLN The value of litigation as at 31 March mln) * The chart does not take into account cases identified as „ other" (damage to real estate, inheritance of claims from 2019, by type of cases (in PLN mln) OFE, material damage based on success fee) and applies only to matters positively verified and registered in the 11 23 20 5 Company's IT system (3%) (4%) (5%) (1%) 55 (13%) personal injury 274 banking (46%) material damage (assignment of 297 receivables) (49%) other 331 (79%) As at March 31, 2019, the Company maintained 10,717 cases in litigation. The total value of the As at March 31, 2019, the Company maintained 10 591 cases in pre-trial proceedings. The total value of subject of litigation of estimated and reported claims to obliged entities was PLN 416,461,935. estimated and reported claims to obliged entities was PLN 599,799,267.

Financial and operational results CG VOTUM – comparison of selected financial data for 1Q 2019 to 1Q 2018 (thou. PLN) Fleet sale Revenues from bank contracts at Votum S.A – 3,9 mln PLN; consolidation of revenues from Profit and Loss 1Q 2019 1Q 2018 Operating expenses 1Q 2019 1Q 2018 DSA Investment S.A. Account A decrease in Depreciation 482 864 costs by over 220 Sales revenues 31 073 26 128 thou. PLN – continuation of Usage of materials and energy 477 698 digitization Operating 26 131 23 517 processes; expenses Other services (mainly the reduction of fuel 17 844 12 744 costs salary of co-workers) Profit on operating Increase in operating 4 842 2 628 5 078 6 343 activity profit by 84% Salary Net profit 4 178 1 865 Social security and other 809 1 205 benefits Profit increase by Decrease in payroll costs by 33% at 124% the end of March 2019 – change in the Change in the employment employment structure,change of the structure; increase resulting from cooperation model in the internal the increase in revenues sales network 1Q 2019 1Q 2018 Profit form sales 4 942 2 611

Financial and operational results CG VOTUM – cash flow (thou. PLN) h 1Q 2019 1Q 2018 1Q 2018 Net cash flow from operating 3 919 -56 activities Net cash flow from investing Payment for the -1 653 394 purchase of activities shares in DSA Investment S.A. 1Q 2019 Net cash flow from financing activities -1 264 -1 397 Net cash flow together 1 002 -1 059 -2 000 -1 000 0 1 000 2 000 3 000 4 000 5 000 on 31.03.2019 on 31.12.2018 Cash 10 054 9 052

Dividend policy 03.06.2019 r. – resolution of the Votum SA Management Board of the dividend payment policy for 2019-2021 ➢ The Management Board of VOTUM S.A. based in Wroclaw will be recommended depending on the economic situation of the Company: a) payment of net profit to shareholders in the form of a dividend or acquisition of own shares as a result of an offer addressed to all shareholders (buy-back) as follows: i. the dividend or buy-back will be from 25% (twenty five percent) to 50% (fifty percent) of the net profit of the VOTUM Capital Group allocated to the parent company, however, not more than 100% of the net profit of Votum S.A., ii. the calculation method of the final value of the dividend to be paid will consist in converting the dividend into the amount per share and rounding the result down to full gr, iii. the calculation method of the final value of funds allocated for the acquisition of own shares as a result of the offer directed to all shareholders (buy- back) will be analogous to the method of calculating the value of funds allocated to the dividend, b) allocation of all or part of the net profit to the reserve capital created for the payment of the dividend. ➢ The dividend payment policy will concern net profits generated in 2019, 2020 and 2021 respectively.

Thank you for your attention Justyna Halaś - Director of the Legal and Compliance Department phone: 504 759 408 Kacper Jankowski – Director of the Banking Department phone: 518 616 454 fax: 71 33 93 403 e-mail: inwestorzy@votum-sa.pl twitter.com/votumsaodszkodo www.votum-sa.pl www.ri.votum-sa.pl