Grupo Supervielle Company Presentation 3Q 2016 Disclaimer This - PowerPoint PPT Presentation

Grupo Supervielle Company Presentation 3Q 2016

Disclaimer This presentation contains certain forward-looking statements that reflect the current views and/or expectations of Grupo Supervielle and its management with respect to its performance, business and future events. We use words such as “believe,” “anticipate,” “plan,” “expect,” “intend,” “target,” “estimate,” “project,” “predict,” “forecast,” “guideline,” “seek,” “future,” “should” and other similar expressions to identify forward-looking statements, but they are not the only way we identify such statements. Such statements are subject to a number of risks, uncertainties and assumptions. We caution you that a number of important factors could cause actual results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in this release. Actual results, performance or events may differ materially from those in such statements due to, without limitation, (i) changes in general economic, financial, business, political, legal, social or other conditions in Argentina or elsewhere in Latin America or changes in either developed or emerging markets, (ii) changes in regional, national and international business and economic conditions, including inflation, (iii) changes in interest rates and the cost of deposits, which may, among other things, affect margins, (iv) unanticipated increases in financing or other costs or the inability to obtain additional debt or equity financing on attractive terms, which may limit our ability to fund existing operations and to finance new activities, (v) changes in government regulation, including tax and banking regulations, (vi) changes in the policies of Argentine authorities, (vii) adverse legal or regulatory disputes or proceedings, (viii) competition in banking and financial services, (ix) changes in the financial condition, creditworthiness or solvency of the customers, debtors or counterparties of Grupo Supervielle, (x) increase in the allowances for loan losses, (xi) technological changes or an inability to implement new technologies, (xii) changes in consumer spending and saving habits, (xiii) the ability to implement our business strategy and (xiv) fluctuations in the exchange rate of the Peso. The matters discussed herein may also be affected by risks and uncertainties described from time to time in Grupo Supervielle’s filings with the U.S. Securities and Exchange Commission (SEC) and Comision Nacional de Valores (CNV). Readers are cautioned not to place undue reliance on forward-looking statements, which speak only as the date of this document. Grupo Supervielle is under no obligation and expressly disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Institutional Presentation Contents Macro & Financial Sector Overview 1. 2. Who we are 3. Our Strategy 4. Past Performance Overview 5. Appendix I: 3Q16 SUPV Financial Performance and Guidance 6. Appendix II: Corporate Governance 7. Appendix II: Financial Statements & Ratios 3

Macro Overview Decreasing Inflation Supports Expectations of Recovery in 2017 Despite Slower than Anticipated Economic Activity in 2H16 Inflation 6.5% GDP Growth 5.0% 3.9% 4.1% 4.0% 3.3% 3.2% 3.2% 2.2% 2.4% 1.3% 2.3% 47% 47% 44% 44% 43% 36.6% 41% 35% 33% 0.4% 30% -0.8% 27% 19.2% -2.0% -2.3% -2.6% YoY Monthly -3.4% 2013 2014 2015 1Q16 2Q16 3Q16e* 2016e 2017e Source: Monetary Policy report BCRA: October 2016. Expected Dec 16 monthly Source: Monetary Policy report BCRA: October 2016. Expected -2.0% GDP for 2016 inflation at 1.5%, down from 1.6% in August and from the 1.8% in July down from - 1.5% in August’s and July’s Market Expectations Survey 2013 2014 2015 1Q16 2Q16 3Q16e* 2016e 2017e Badlar Rate (Private Banks Deposit Rate) Lebac Rate 30.8% 27.3% In AR$ billion 26.6% 22.2% 38.0% 38.0% 34.3% 30.8% 30.3% 28.3% 26.8% 25.1% 21.1% 33.0% 30.8% 31.2% 30.2% 27.5% 24.6% 24.1% 21.0% 3Q15 4Q15 1Q16 2Q16 3Q16 Badlar Avg. Badlar EoP End of period Source: Daily Report BCRA Source: REM. BCRA According to October ´ s Market Expectations Survey, Lebac Rate for December 2016 BADLAR is Buenos Aires Deposits of Large Amount rate. Current BADLAR rate 21.0% increased to 25.1% from 25.0% in August and 25.5% in July. Current LEBAC 26.25%

Financial Sector System Loans and Deposits Continue to Expand Below Rate of Inflation Loans to Private Sector Deposits from Private Sector In AR$ billion In AR$ billion 30.8% 37.2% 946 1,246 1,049 890 1,182 1,105 15.9% 15.4% 823 805 12.6% 723 13.0% 908 16.2% 14.1% 11.3% 8.4% 8.1% 5.0% 6.9% 6.3% 9.7% 5.5% 5.4% 7.5% 2.8% 2.7% 2.3% -2.0% 3Q15 4Q15 1Q16 2Q16 3Q16 3Q15 4Q15 1Q16 2Q16 3Q16 Loans to Private Sector QoQ growth SUPV growth Deposits from Private Sector QoQ growth SUPV growth Source: Daily Report BCRA Source: Daily Report BCRA  Supervielle beats system loan and deposit growth.  Loans to private sector rose 6.3% QoQ, driven mainly by increases of 7% in corporate loans (31% in U.S. dollar denominated loans) and 10% in personal loans.  Deposits from private sector up 5.5% QoQ and 37.2% YoY, reflecting growth in time deposits and US$ deposits.  Badlar rate down 440 basis points QoQ to 22.2% at the end of September and 21.2% at the close of October, mirroring the decline in the Lebac rate.

The Argentine Banking Business has the Potential for a New Growth Cycle Underpenetrated financial system with growth expected at least 2x over next five years ...and Strong Capitalization Levels Argentina: Third Largest Economy of Latin Shareholders’ Equity as a % of Total Assets (%) America 2015E GDP (PPP US$ Bn) (1) 15.7 18.3 22.4 13.8 23.6 12.1 3,208 12.5 12.3 12.1 11.3 11.5 11.2 2,220 964 665 424 385 2010 2011 2012 2013 2014 2015 Brazil Mexico Argentina Colombia Chile Peru 2015E GDP Per Capita (PPP US$) Under-developed Banking & Insurance …In a less concentrated Banking System… System December 2015 Total Assets Market Share of the Top 5 Banks of Each Country (%) (4) As a % of GDP (%) (2) 4.3 2.6 2.4 1.8 1.9 1.5 86.5 79.4 74.1 73.2 72 63.4 51.3 49.3 47.8 31.4 18.7 13.8 Peru Brazil Chile Mexico Colombia Argentina Chile Brazil Colombia Peru Mexico Argentina 2015 Insurance Premiums Written (3) 2015 Loans to the Private Sector % Notes 1. Source: IMF WEO Database as of October 2015 2. Source: Inter- American Development Bank & Each country’s insurance regulator 3. As of Dec-15 for all countries except Argentina (as of Sep-15) 4. Source: Each country’s financial regulatory agencies. Include State-owned banks

Institutional Presentation Contents Macro & Financial Sector Overview 1. 2. Who we are 3. Our Strategy 4. Past Performance Overview 5. Appendix I: 3Q16 SUPV Financial Performance and Guidance 6. Appendix II: Corporate Governance 7. Appendix II: Financial Statements & Ratios 7

SUPV at a glance…… 1 Who We Are  Fast growing financial services group in Argentina 2 Our Business  We are a universal financial services platform with nation-wide distribution and Model leadership position in consumer finance, retirees, SME and middle market with high margin and potential for continued growth 3 Potential For  We operate a network and client base with a strong capacity for growth with the Continued Growth new capital raised in IPO 4 3Q16: SUPV  Net Income up 126% YoY and 160% QoQ as Supervielle Executes on Growth Financial Strategy. Operating Leverage Delivers Efficiency Ratio of 62.5% in 3Q16. Performance

Shareholders [%] Controlling shareholder Julio Patricio Supervielle, and 47.3% free float. US$ 323 million IPO completed on May 19, 2016 (US$ 253 million primary and US$ 70 million secondary) Float 47.3% Julio Patricio Supervielle Economic interest 53.7% Voting rights 80.7%