Flood Mitigation Workgroup 8 th Workgroup Meeting Louisville MSD Board Room July 20, 2015
Workgroup Members • Mayor Fischer appointments – Tonya Sangester, EMA – Jim McKinney, EMA – Jim Mims, Metro Planning & Design • Metro Council appointments – Councilwoman Madonna Flood – Councilman Dan Johnson – Councilwoman Angela Leet • MSD appointments – Joyce Mott, MSD Board Member – John Phelps, MSD Board Member – Greg Heitzman, Executive Director – Angela Akridge, MSD Chief Engineer
Flood Mitigation Workgroup • Approve 7/6/15 Meeting Minutes
Update on Priority A Quick Buy Assistance Program
Substantially Damaged Homes as of July 20, 2015 – Priority A (21 homes) * Owner is applying for FEMA ICC funds to elevate home (up to $30,000)
Substantially Damaged Homes using 10-yr Rolling Period as of July 20, 2015 – Priority B (16 homes) * Owner is applying for FEMA ICC funds to elevate home (up to $30,000)
Pre-Applications Submitted through July 20, 2015 (18 applications)
Quick Buy-out Application Process, Charlotte’s Program and Quick Buy - out Offers Louie Greenwell Prime AE Group, Inc.
Quick Buy Application Process More Pre- Pre- NO Notify Data Application Start Application Owner of Needed Submittal Review Eligibility ? YES More Prepare & Application NO Review Data Application Submit Submittal Offer Needed Review Offer ? YES YES Funding NO / Negotiate NO Accept Available End Offer? ? YES Vacate Property Prepare for Demolish End Closing Structure Conduct Closing
Draft Application
Quick Buy Program Benchmark Charlotte, North Carolina
Charlotte, NC Quick Buy Program • 2003, 2008 & 2011 • $10 million = 80 homes • Funding is from Stormwater Utility fees • Offers based upon pre-damaged value minus cost of repairs
Other Charlotte Best Practices • Cumulative improvements are recorded on the deed (helps with disclosure) • Annual source of revenue (used when needed) • Retrofit program to move mechanicals above the flood elevation (similar to MSD’s backflow prevention program)
Louisville Quick Buy Program Acquisition Offer Formulation
Louisville Metro Quick Buy Offer Basics • Quick Buy program is 100% voluntary • Circumstances are unique for each and every homeowner • Proof of damages or repairs is needed • Program is buying damaged homes • ICC funding (if any) assigned to MSD • Individuals may not be made “whole” – Insurance deductible (not included) – Repairs (not included)
Louisville Metropolitan Sewer District Quick Buy Program Offer Example 700 West Liberty Street Louisville, KY 40203 Parcel Number: xxxxxx Group: QB - 2015 Name: Home Owner Date: 8/15/15 Property Address: Delaware Drive Percent Damage: 68.0% Phone: Offer Amount: $31,057.90 Damage Computation Full Cost of Repair 1 $34,058.63 Damage Source: Insurance Adjustor Structure Value 2 $50,120.00 Value Source: PVA Percent Damaged 3 68.0% 1 Full Cost to repair damages. Line 5 on Flood Insurance "Proof of Loss". If using Contractor Estimate, include full cost of repair plus cleanup costs 2 Depreciated Cost of Improvements Minus Accessory Improvements & Personal Property. 3 Include Substantial Damage Letter Number xxx, Notification of Substantial Damage, and ICC Assignment Form. Offer Computation Pre-Flood Fair Market Value $63,130.00 Appraisal Source: PVA Actual Cash Value of Loss 4 $34,058.63 Loss Source: Insurance Adjustor Credit for Clean-up costs 5 $1,986.53 (a) Receipts for Clean-up $1,986.53 (b) Estimated Insurance Clean-up $2,500.00 2015 Quick Buy Program Offer $31,057.90
Louisville Metropolitan Sewer District Quick Buy Program Offer Example 700 West Liberty Street Louisville, KY 40203 Parcel Number: xxxxxx Group: QB - 2015 Name: Home Owner Date: 8/15/15 Property Percent Damage: 53.3% Address: Whispering Hills Blvd Offer Amount: $57,260.00 Phone: Damage Computation Full Cost of Repair 1 $36,770.00 Damage Source: Contractor Estimate Structure Value 2 $69,030.00 Value Source: PVA Percent Damaged 3 53.3% 1 Full Cost to repair damages. Line 5 on Flood Insurance "Proof of Loss". If using Contractor Estimate, enter full cost of repair plus cleanup costs 2 Depreciated Cost of Improvements Minus Accessory Improvements & Personal Property. 3 Include Substantial Damage Letter Number xxx, Notification of Substantial Damage, and ICC Assignment Form. Offer Computation Pre-Flood Fair Market Value $94,030.00 Appraisal Source: PVA Actual Cash Value of Loss/Damage $36,770.00 Loss Source: Contractor Estimate Credit for Clean-up costs 4 $0.00 (a) Receipts for Clean-up $0.00 (b) Estimated Insurance Clean-up 2015 Quick Buy Program Offer $57,260.00
Flood Mitigation Workgroup Louisville’s Flood Mapping Story David Johnson, PE Development Manager
FEMA Map Update Process (Locally Funded) • Stream is chosen due to completed flood mitigation projects or date of existing flood study. • MSD hires an engineering contractor to complete a detailed hydrologic/hydraulic model and floodplain mapping. • MSD reviews the model and request changes if any are needed. • Public meetings are held with area residents to discuss proposed changes. • Comments from public meeting are addressed. • Flood models are submitted to FEMA for review and approval. Process can take several months in this stage. • Once preliminarily approved, MSD will send letters to all those impacted. • At final approval, the new floodplain maps are used for flood mapping and determinations.
FEMA Map Update Process (Federally Funded) • FEMA releases money to the Division of Water (DOW) for mapping upgrades. • MSD submits a request of funds to update flood mapping including a full scope of work to be performed. • If accepted, MSD works with the DOW and their contractor to finalize scope of project and MSD contributions. DOW usually selects the streams and MSD can make additions. • MSD manages the project, but DOW conducts public meetings and FEMA submittals and comments. • Once preliminarily approved, MSD will send letters to all those impacted. • At final approval, the new floodplain maps are used for flood mapping and determinations.
2006 (Map Mod) • Project name: Map Modernization (Creation of Digital Flood Insurance Rate Maps) • Total combined cost $5M (MSD and DOW) • Over 600 miles of stream studied • Portions of Pond Creek were reduced by 2 feet due to updated modeling software and MSD projects (i.e regional basins and channel widening)
2006 (Map Mod)
2006 (Map Mod)
2009 - Present (RISK Map) • Project name: RISK Map (Mapping to identify Risk to property damage) • Total combined cost $1.7M (MSD and DOW) • DOW chose engineering contractor and streams to be studied • MSD added/upgraded studies at MSD cost. Cost savings to MSD since all mapping would be paid for by the Commonwealth. • Over 170 miles of streams studied. • All streams with a watershed of at least 1 square mile were to have studies completed. Many of these areas had not been studied prior, thus new floodplains with new properties added • MSD requested all “A” Approximate Studies be updated. • Draft Studies due this summer. • Public comment and meetings first quarter of 2016. (DOW to arrange) • FEMA approved maps late 2016.
2009 – Present (RISK Map)
2009 - Present (RISK Map)
Flood Mitigation Workgroup Severe Weather Since Last Workgroup Meeting July 20, 2015
Severe Weather July 9 to July 15 • Typical July Weather Patterns • July 2015 Weather • July 9 th to July 15 th Severe Weather and Flooding
Typical July Weather Patterns (Prior to 2015) • Hot and Humid with Afternoon Pop-up Thunderstorms Possible • Average July Rain Total – 4.23” • Maximum July Rain Total – 16.46” in 1875 • 10 th Highest July Rain Total – 7.23” in 1909
July 2015 Weather Pattern (Through July 18) • Hot and Humid with Severe Thunderstorms • July Rain Total – 8.12” • Days with more than 0.5” of rain – 8 • Days with more than 1” of rain – 3 • Significant Rainfall Variation across the community
July 9 to July 15 Severe Weather and Flooding http://www.weather.gov/lmk/July10-15Severe
Public Comment
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