Flood Mitigation Workgroup 2 nd Workgroup Meeting Metro Hall, Room 106 May 18, 2015
Workgroup Members • Mayor Fischer appointments – Tonya Sangester, EMA – Jim McKinney, EMA – Jim Mims, Metro Planning & Design • Metro Council appointments – Councilwoman Madonna Flood – Councilman Dan Johnson – Councilwoman Angela Leet • MSD appointments – Joyce Mott, MSD Board Member – John Phelps, MSD Board Member – Greg Heitzman, Executive Director – Angela Akridge, MSD Chief Engineer
Flood Mitigation Workgroup • Approve Minutes of 5/11/15 • Approve Ground Rules
Ground Rules • All meetings open to the public at a publically accessible location (Metro, MSD, etc..) • Agenda provided 24 hours in advance of Workgroup meeting • Workgroup will prepare minutes of each meeting • Workgroup decisions and recommendations are to be made by consensus • Attend all meetings or send a designated representative (advise Workgroup leader in advance) • Workgroup can designate subject matter experts as Workgroup resource members • One person speaks at a time and leader may request the member speaking to stay focused on the topic • Treat each other with respect and actively listen to understand other's perspectives • Electronic and written communications are subject to Kentucky open records law • Turn off cell phones or place cell phones on silent during meetings • All data requests made by Workgroup members shall be submitted to the leader in writing (letter, e-mail, etc...) • MSD will post presentation materials and approved meeting minutes on MSD webpage within 2 business days.
Flood Mitigation Workgroup FEMA Emergency Assistance Presentation Susan Lopez and Jesus Ceja SBA Emergency Assistance Presentation Kathy Cook
Flood Mitigation Workgroup MSD Public Outreach Lori Rafferty, PE, CFM Drainage & Floodplain Engineering Supervisor
Public Outreach • Mailers • Letter and Brochure to Floodplain Residents and Repetitive Loss Areas • Letter sent in Fall 2010, 2011, 2012, 2014
Floodplain Brochure
Real Estate Agents Brochure • Advertised in Greater Louisville Association of Realtors Weekly News Update
Insurance Agents Newsletters
Flood Determinations
MSD Flood Website
MSD Flood Website
Public Outreach • Presentations including information about floodplain regulations and substantial damage rules • Real Estate Agencies – REMAX (2/6/14) – Semonin (2/26/14) • Louisville Building Industry Association’s Remodelers Council (11/12/14) • MSD Construction Field Day with Engineers & Contractors (8/5/14)
Post Flood Outreach • Handed out in areas known to be affected by the flooding
Post Flood Outreach • Letter to areas known to have flooded • Handouts for Inspectors
MSD Website
Flood Mitigation Workgroup Community Rating System Lori Rafferty, PE, CFM Drainage & Floodplain Engineering Supervisor
Community Rating System (CRS) Program • The National Flood Insurance Program's (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. • Goals of the CRS: – Reduce flood damage to insurable property; – Strengthen and support the insurance aspects of the NFIP, and – Encourage a comprehensive approach to floodplain management.
CRS Benefits Money stays in the community Insurance savings offset costs Improved flood protection Better organized programs Technical assistance Incentive to keep implementing
CRS Coordinator’s Manual Basics • 4 Series of Activities – 300 Public Information – 400 Mapping and Regulations – 500 Flood Damage Reduction – 600 Warning and Response
Recertification and Verification • Verification visit every 3 years – Meet with CRS Specialist in the office and in the field – Provide documentation for activities wished to be credited • Annual recertification completed every October 1 st – Recertification that community continues to meet prerequisites for it class and continues to implement credited activities
Louisville’s CRS Program • MSD initially applied to join CRS in 1990 • Louisville was among the first communities to join the CRS program and was rated Class 9 in 1991 • Since 1991, Louisville has steadily improved its rating • Louisville is currently rated a Class 4 community, which saves $1.7 million each year • In October, Louisville will be moved to a Class 3 rating providing a 35% discount on flood insurance premiums • Louisville will rank among the top 6 cities in the United States
Top Cities in CRS Program • Class 1: – Roseville, California • Class 2: – Tulsa, Oklahoma – King County, Washington – Pierce County, Washington • Class 3: – Sacramento County, California • Class 4: – Fort Collins, Colorado – Skagit County, Washington – Snohomish County, Washington – Charleston County, South Carolina – Maricopa County, Arizona – Louisville-Jefferson County, Kentucky – Thurston County, Washington
Louisville’s CRS Class Premium Premium Reduction Reduction Inside the FEMA Outside the Louisville's Class Credit Points Class Floodplain FEMA Floodplain Rating by Year 0 – 499 10 0 0 500 – 999 9 5% 5% 1991 1,000 – 1,499 8 10% 5% 1993 1,500 – 1,999 7 15% 5% 1995 2,000 – 2,499 6 20% 10% 2000 2,500 – 2,999 5 25% 10% 2006 3,000 – 3,499 4 30% 10% 2012 3,500 – 3,999 3 35% 10% 10/1/2015 4,000 – 4,499 2 40% 10% 4,500+ 1 45% 10%
400 Mapping and Regulations Maximum Maximum Average Percentage of Possible Points Points Communities Activity Points Earned Earned Credited 410 Floodplain Mapping 802 585 65 50% 420 Open Space Preservation 2020 1548 474 68% 430 Higher Regulatory Standards 2042 784 214 98% 440 Flood Data Maintenance 222 171 54 87% 450 Stormwater Management 755 540 119 83%
430 Higher Regulatory Standards • Development Limitations • Local drainage protection • Freeboard • Manufactured home parks • Foundation protection • Coastal A Zones • Cumulative substantial • Special flood hazards improvements • Lower substantial regulations improvements • Other higher standards • Protection of critical • State mandated regulatory facilities standards • Enclosure limits • Building code • Regulations administration
Cumulative Substantial Improvements • Activity 430d. CSI – 40 points for regulations that require improvements, modifications, and additions to be counted cumulatively for at least 10 years. – 40 points for regulations to require that reconstruction and repairs to damaged buildings are counted cumulatively for at least 10 years.
Impact of 10-year Provision on CRS • MSD has requested Premium Premium Reduction Reduction FEMA review the impact Credit In FEMA Outside FEMA Points Class Floodplain Floodplain of the 10-year provision 0 – 499 10 0 0 to determine the impact 500 – 999 9 5% 5% on Louisville’s CRS 1,000 – 1,499 8 10% 5% classification 1,500 – 1,999 7 15% 5% • MSD expects FEMA to 2,000 – 2,499 6 20% 10% advise MSD within a 2,500 – 2,999 5 25% 10% week 3,000 – 3,499 4 30% 10% 3,500 – 3,999 3 35% 10% 4,000 – 4,499 2 40% 10% 4,500+ 1 45% 10%
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