Five Lessons Offered, but not Necessarily Learned from the - PowerPoint PPT Presentation

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Five Lessons Offered, but not Necessarily Learned from the Foreclosure Crisis and Near Collapse of the US Financial System and Economy Presentation by James H. Carr Chief Business Officer National Community Reinvestment Coalition The Housing

Five Lessons Offered, but not Necessarily Learned from the Foreclosure Crisis and Near Collapse of the US Financial System and Economy Presentation by James H. Carr Chief Business Officer National Community Reinvestment Coalition The Housing Market Going Forward: Lessons Learned from the Recent Crisis Federal Reserve Board Housing Forum September 1, 2011 Background image of NCRC, which are the initials for the National Community Reinvestment Coalition
Five Lessons Offered, but not Necessarily Learned . . . 1. Markets are not self-regulating 2. A healthy homeownership market is essential to a strong and sustainable economy 3. People of color have been and continue to be harmed disproportionately from the twin crises of foreclosure and unemployment 4. Reducing the deficit, per se, will not create jobs or strengthen the economy 5. Just as markets are not self-regulating, this economic crisis is not self- correcting COALITION . NCRC NATIONAL COMMUNITY REINVESTMENT
References Carr, James H. and Mulcahy, Michelle (2011) Rebuilding Communities in Economic Distress: Local Strategies to Sustain Homeownership, Reclaim Vacant Properties, and Promote Community-Based Employment. Washington, DC: National Community Reinvestment Coalition. Carr, James H. and Lucas-Smith, Katherine (2011) "Five Realities About the Current Financial and Economic Crises." Suffolk University Law Review 44. 7, 7-30. James H. Carr, Katrin B. Anackerand Mulcahy, Michelle. The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions. Prepared for the Annie E. Casey Foundation. Expected publication on September 16, 2011. Anacker, Katrin B. and Carr, James 1-1.(2011) "Analysing Determinants of Foreclosure among High-income African-American and Hispanic Borrowers in the Washington, DC Metropolitan Area", International Journal of Housing Policy, 11:2, 195 — 220. COALITION NCRC NATIONAL COMMUNITY REINVESTMENT

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