Améliorer le processus de KYC Commission Fintech - 27 mai 2019
Agenda de la réunion 1. SWIFT KYC Registry pour les entreprises: centralisation et partage des données KYC de manière standardisée et sécurisée (20min) * • Marie-Charlotte Henseval. Head of KYC Compliance Services SWIFT • Rebecca de Cuyper Transformation Management Global Banking BNP Parisbas 2. BLUE CATALYST- CLIPEUM (20 min) * • Damien de Chillaz Head of Blockchain & B2B Platforms CAPGEMINI Manuel Sevilla CDO CAPGEMINI • Martial Chambounaud 3. CONFORMITEE (5 min) * • Frederic Mai CEO 4. PEER TO PEER échange • Noelle Belmimoun Insertion>Pied de page : 2 Améliorer le processus de KYC / 27 Mai 2019 / Commission FINTECH ajouter la date
Lo que hace falta es más conocimiento Sin emoción no hay proyecto Eduard Punset 1936- 22 nd May 2019 Insertion>Pied de page : 3 Améliorer le processus de KYC / 27 Mai 2019 / Commission FINTECH ajouter la date
SWIFT KYC REGISTRY
The KYC Registry for Corporates Be part of the journey! Rebecca DE CUYPER Marie-Charlotte HENSEVAL KYC for Corporates Transformation Management Head of KYC Compliance Leveraging on community Corporate Coverage EMEA, collaboration to tackle global KYC Services, SWIFT BNP Paribas challenges May 2019
“KYC for Corporates is a dream come true for all Treasurers, considering the heavy workload involved in providing the same documentation several times in multiple formats to our banking partners. We look forward to having a secured shared registry where we can more easily and rapidly complete the KYC processes” John Colleemallay, Senior Director Group Treasury & Financing, Dassault Systèmes
1. KYC named as one of the top challenges Resources On-Boarding Complexity Currently KYC information collection requires significant time investment due to lengthy KYC bilateral exchanges in view of on-boarding and recertification and due to lack of standardisation amongst banks KYC should be regarded as factual and not as a competitive commodity 3
1. KYC named as one of the top challenges • Data collection is a repetitive process • Lack of standardisation leads to manual workflows • Process carried out across multiple channels adding to complexity • Irregular review cycles & schedules • Lack of transparency • Increasingly strict regulatory requirements • High overall costs for all involved parties The result: KYC is time-consuming, repetitive, cumbersome & costly 4
2. The KYC Registry for Corporates: Our Mission Trust & Global Collaborative Experience Standard Approach Create a global standard for KYC Designed in partnership with Corporates Leveraging on the existing KYC Registry information in the Corporate space & Banks during regular forums, where platform serving 5,500+ banks in more strategic direction & compliance topics are than 200 countries discussed 5
2. The KYC Registry for Corporates: Advantages Single central source to share and collect KYC information, allowing a streamlined KYC process for Corporates • Single standard for KYC requirements , defined by the community • Global solution as antidote to multiplication of local initiatives • Target is to cover most of KYC requirements • Secure, reliable and user-friendly platform • Full control over provision and access to your KYC data & documents • Qualitative data validated by SWIFT • Audit trail and increased transparency Trusted 3 rd party non-profit cooperative • • Less costly than commercial ventures or investment in multitude of local initiatives • Compliant with data protection regulations Benefits: efficiency gains, cost reduction, enhanced client experience 6
2. The KYC Registry for Corporates: Success Factor in Collaborative Approach through… KYC Working Group Engagement Group • • Actively support solution design by validating Stay up-to-date with the recent developments proposed baseline & business model • Get information on solution’s development • Provide feedback on functions and features of through regular WebEx sessions and calls the solution • Promote the solution and share feedback • Deploy promotional activities internally & directly with SWIFT to support the KYC externally to ensure optimised adoption. Working Group • • Closed for registration Open for registration 7
2. The KYC Registry for Corporates: Working Group Members BANKS CORPORATES 35 Members 16 Countries 3 Regions 100+ Relationships
2. The KYC Registry for Corporates: Extract from Engagement Group Follow Learn Share Benefit JOIN 53 members to date
Be part of SWIFT’s Engagement Group Subscribe now to the KYC Engagement Group to: • Stay up-to-date with recent developments • Have direct access to our KYC experts structuring the solution • Share your feedback on the solution’s development • Be part of the vital SWIFT KYC Community Use the link to register and learn about Terms & Conditions: https://www.swift.com/webform/kyc-pilot-engagement-group The more input we receive from the community, the more effectively the solution will suit KYC needs of corporates and their banks. It is a mutual challenge; the community should address it collectively. Share the link with your counterparties within the community (banks/corporates) to adopt the solution once available. 10
3. Evolution of the SWIFT KYC Registry Solution 2019 2020 2018 2014 2015 2016 2017 70% adoption 2,000 banks in Over 5,000 banks on growth rate the Registry the platform 1 st discussions among SWIFT banks Launch of KYC Working Group & corporates on KYC Working Group Corporates & Banks to Registry for R extension to Open the platform for Of 15 banks defining Correspondent validate Corp baseline and corporates a common baseline non-SWIFT-connected Banking prepare implementation for Corporates Corporates & NBFIs Engagement Group establishment Modular Baseline roll-out Board approval API enablement for CB on KYC R extension Start of Early Adopters General availability for SWIFT-connected corporates & Engagement Group members 11
3. Evolution of the SWIFT KYC Registry Solution: next steps Modularity Integration Regulators Seek support with regulatory bodies on Allow automatic flow of data between Work on a modular baseline to cover the the KYC standard use parties via API KYC requirements for Corporates involved in various sectors of activity 12
“As a global corporation, the efforts of Siemens to perform KYC - related tasks across the institution is a repetitive, lengthy and a cumbersome process. At Siemens Treasury we are constantly looking for ways to increase our efficiency. With SWIFT announcing KYC for Corporates, we are delighted to see a well-positioned player moving ahead to answer this need with the full strength of its banking and corporate community” Stephan Ziegler, Head of Bank Relations at Siemens Treasury
KYCRegistry.Corporates@swift.com
www.bluecatalyst.io www.bluecatalyst.io CLIPEUM- BLUE CATALYST https://www.bluecatalyst.io/
CONFORMITEE
1
Qui sommes-nous ? KYC Collaboratif Un Tiers de confiance agile , qui combine les Standardisé expertises de plusieurs sociétés sœurs dans : Digital L’identification des tiers / l’identité • Mutualisé Mis à jour numérique de l’entreprise • La création et l’animation de communautés et l’enrôlement des Identité Co-construction Enrôlement Solvabilité entreprises Conformité Mutualisation Producteur et diffuseur Plateforme BtoB ; La co-construction de solutions • d’informations sur les sociétés ; 25 000 entreprises ; partenaire exclusif de la plateforme +100 par semaine nationale d’annonces légales métier Consulting : cash management trésorerie Expert dans le déploiement de solutions au service des entreprises et des banques 2 2
Kyc = Irriter 1000 clients Ce que vous voulez améliorer pour 1 malveillant 83 % 80 % 74 % Pas Dématérialisation Pas de traçabilité d’harmonisation insuffisante sur la complétude du dossier CONFORMITEE simplifie votre dossier Kyc et mutualise la collecte sur une plateforme digitale et sécurisée. Propriétaires de vos données, vous maitrisez la communication de vos informations vers les destinataires que vous avez autorisés. 3
Conformitee : simple, collaboratif, efficace VOUS AIDER A COLLECTER LES DONNEES DEMANDEES Données publiques, Journaux d’Annonces Légales, Smart Data, Bénéficiaires Effectifs, Données internationales, PEP, STANDARDISER SECURISER Sanctions, Scoring… POUR SIMPLIFIER AVEC PLUS DE COMPLIANCE Collectés Archivés Numérisés Mis à jour Authentifiés Entreprises Banques Relance Sécurisés automatisée Dépôt des questionnaires, Diffusés documents administratifs, et Consultation du dossier fournisseur mise à jour sur votre espace complet et à jour. Intégration des sécurisé data / documents dans vos SI internes MUTUALISER AU MEILLEUR COÛT 4 4
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