Jacob Edwards Commercial Lending Manager The image part with relationship ID rId2 was not found in the file. This landscape is inspired by the MacDonnell Ranges in the Northern Territory.
We’re a bank that does things differently • 100% customer owned • Our customers were $20.1m better off in 2017 compared to banking with the big four ¹ • Customer satisfaction over 94% for the past 9 years ¹ Source Canstar Cannex provides fact-based data anings to Australian consumers and financial institutions. This landscape is inspired by Rathdowney in Queensland.
• Money Magazines 2017 Home Lender of the year • Canstar 2017 Customer Owned Bank of the year • We’re the only Australian bank in the Global Alliance for Banking on Values (GABV) • We invest up to 4% of our after-tax profits in community projects that make a difference This landscape is inspired by the Stirling Ranges in Western Australia.
Customer profits in action Bank Australia conservation reserve
• People Community Housing, Disability Housing, human services, NFPs • Planet Eco housing, passive housing, conservation • Prosperity Social enterprise, profit for purpose, employment & financial services, shared equity home ownership This landscape is inspired by the Stirling Ranges in Western Australia.
So, what about Co-Ops • There is no structural reason why a bank can’t lend to a co-op. … But put yourself in their shoes. What are we presenting? This landscape is inspired by the Stirling Ranges in Western Australia.
Servicing and suitability The Bank will seek to establish a stressed servicing surplus and servicing mitigants to counteract risk(s). strong cash at bank • existing fixed assets, property • internal capabilities • demonstrated capacity • guarantees • This landscape is inspired by the Stirling Ranges in Western Australia.
What is needed for finance approval? Engage us early Bank Australia doesn’t need to see a perfectly complete information memorandum upon first contact. We can work with you in order to inform the process. This landscape is inspired by the Stirling Ranges in Western Australia.
Key requirements a) Project summary b) Structure (ownership & control) c) Viability (inputs/sources) d) Financial performance/position e) Financial projections f) Business plan This landscape is inspired by the Stirling Ranges in Western Australia.
If you’d like to learn more, please contact Jacob Edwards Commercial Lending Manager 03 9854 4673 0409 869 607 Jacob.Edwards@bankaust.com.au This landscape is inspired by Cradle Mountain in Tasmania.
Recommend
More recommend
