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INTRODUCTION to LIABILITY ACCIDENT INVESTIGATION for SCHOOL DISTRICTS Erik J. Knak, ARM, MBA Knak & Company CRSIG Claims Administrator Accident Investigation Slide 1 TRAINING OBJECTIVES Explain the need for Accident Investigations


  1. INTRODUCTION to LIABILITY ACCIDENT INVESTIGATION for SCHOOL DISTRICTS Erik J. Knak, ARM, MBA Knak & Company CRSIG Claims Administrator Accident Investigation Slide 1

  2. TRAINING OBJECTIVES  Explain the need for Accident Investigations  Explain the benefits of Accident Investigations  Provide the information necessary to properly complete Accident Investigations  Provide the tools necessary to properly complete Accident Investigations Accident Investigation Slide 2

  3. WHY ACCIDENT INVESTIGATIONS FAIL...  Lack of time to complete  Lack of motivation to complete  Lack of accountability  Lack of skills & knowledge  Investigation stopped short and didn’t reveal all causes of the accident Accident Investigation Slide 3

  4. WHAT IS ACCIDENT INVESTIGATION?  Process to determine the underlying causes of accidents  Causal information used to identify and take preventative action  Basic component of loss prevention Accident Investigation Slide 4

  5. BENEFITS OF ACCIDENT INVESTIGATION...  Prevention of future, similar losses  Contribution to the bottom line  Reduction of human suffering  Continuous improvement process Accident Investigation Slide 5

  6. PRE-ACCIDENT PLANNING  Clearly defined roles and responsibilities  Training of key staff members  Communications established  Standard procedures established  Necessary equipment and forms on hand Accident Investigation Slide 6

  7. WHICH ACCIDENTS NEED TO BE INVESTIGATED ?  Injury?  Property damage? Accident Investigation Slide 7

  8. COLLECTING INFORMATION  Recording key information  Equipment is needed Accident Investigation Slide 8

  9. ACCIDENT INVESTIGATION KIT  Camera  Measuring tape  Ruler  Accident reporting form Accident Investigation Slide 9

  10. INTERVIEWING TIPS  Put the injured person or witness at ease  Fact-finding process, don’t assess blame  Ask open-ended questions Accident Investigation Slide 10

  11. CATEGORIES FOR CAUSATION  - Improper equipment  - Inadequate equipment maintenance  - Inadequate surfacing  - Uneven surfacing  - Wet surface  - Failure to follow rules  - Inadequate supervision Accident Investigation Slide 11

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