Institutions for MSME 1 Directorate of Industries The apex of - PowerPoint PPT Presentation

Support Institutions for MSME 1

Directorate of Industries  The apex of State Level Industrial Development  Mainly Works at Policy, Co-ordination and Statistics level.  Director is assisted by Additional Commissioner, Additional Director and Joint Directors  State is divided into Divisions / Zones  Many of earlier functions deligated to SSIDC, IDC, SFC etc. 2

DIC For industrialization of each District, the Central Govt.  crated District Industries Center in each District. Functions include :  Economic Investigation  Plant & Machinery Identification  Research, Education and Training  Raw Material Identification  Credit Facilities  Marketing Assistance.  Rural Industries and Handicraft Development is one of its main  objectives. It also passes on the information about various government  schemes to the micro and small scale industries. 3

Functions of DIC Organize Enterprise Development Training  Provide Information about latest govt. schemes  Gives SSI registration  Prepare techno-economic feasibility report  Act as a link between the entrepreneurs and lead bank of  the District Implement employment schemes for educated unemployed  people Helps entrepreneurs to import materials and machinery  Helps entrepreneurs in obtaining license from Electricity  Boards, Water Supply Boards Helps entrepreneurs in obtaining various “No Objection”  clearance certificate 4

Industrial Development Corporation ( IDC) An IDC is there is almost all states.   They have acquired land at the outskirt of the cities and in taluks.  They develop the land and then allocate them to industries as  Developed Plots  Constructed Sheds  They also undertake many other related activities 5

State Financial Corporations ( SFC )  Incorporated under State Financial Corporation Act 1951.  Almost every state has a SFC.  Meets financial needs of MSME  Loans are given to  Proprietary Concerns  Partnership Firms  Registered Co-operative Societies  Private and Public Limited Companies 6

Types of Schemes of SFCs Loans for preparation of technical and feasibility report  Purchase of Machinery  Modernization  Quality Standard and Testing facilities  Loans for Medical Professionals  Hospital & Nursing Homes  Loans to Women Entrepreneurs  Loans to ex-service men  Marketing for village and cottage industries  Loans to Qualified Professionals  Vehicle Loans  Loans to Service Industries as enlisted by SFC.  Loans from National Equity Fund of SIDBI  7

Small Industries Development Bank of India ( SIDBI )  Established in 1990  As a development bank for Small Scale Industries by IDBI  It mainly tried to provide loans to entities which were not catered to by IDBI, IFCI or ICICI.  We do not have IDBI or ICICI as Financial Institutions any more….They are converted into Financial Institutions. 8

Schemes of SIDBI National Equity Fund Scheme which provides equity support to small  entrepreneurs setting up projects in Tiny Sector. Technology Development & Modernisation Fund Scheme for providing finance to existing SSI units for technology upgradation/modernisation. Single Window Scheme to provide both term loan for fixed assets and loan for working capital through the same agency. Composite Loan Scheme for equipment and/or working capital and also for worksheds to artisans, village and cottage industries in Tiny Sector. Mahila Udyam Nidhi (MUN) Scheme provides equity support to women entrepreneurs for setting up projects in Tiny Sector. Scheme for financing activities relating to marketing of SSI products which provides assistance for undertaking various marketing related activities such as marketing research, R&D, product up gradation, participation in trade fairs and exhibitions, advertising branding, establishing distribution networks including show room, retail outlet, wears-housing facility, etc. 9

Schemes of SIDBI (contd.) Equipment Finance Scheme for acquisition of  machinery/equipment including Diesel Generator Sets which are not related to any specific project. Venture Capital Scheme to encourage SSI ventures/sub- contracting units to acquire capital equipment, as also requisite technology for building up of export capabilities/import substitution including cost of total quality management and acquisition of ISO-9000 certification and for expansion of capacity. ISO 9000 Scheme to meet the expenses on consultancy, documentation, audit, certification fee, equipment and calibrating instruments required for obtaining ISO 9000 certification. Micro Credit Scheme to meet the requirement of well managed Voluntary Agencies that are in existence for at least 5 years; have a good track record and have established network and experience in small savings-cum-credit programmes with Self Help Groups (SHGs) individuals. Factoring Services and Bills Re-discounting Scheme against  inland supply bills of SSIs. 10

Schemes of SIDBI (contd.)  Growth Capital and Equity Assistance Scheme provides assistance in form of Mezzanine/ Convertible Instruments, Subordinated debt and Equity (in deserving cases). This quasi assistance has a higher moratorium on repayment and a flexible structuring.  Refinance Scheme for Small Road Transport Operators  LINE OF CREDIT FOREIGN CURRENCY TO COMMERCIAL BANKS (LOCFC)  SIDBI FOUNDATION FOR MICRO CREDIT 11

WBSFC Loans  Any individual, partnership firm, corporate body or registered co-operative society covered under MSME sector may apply for loan from our Corporation.  For proprietary / partnership concern : Rs. 4 crore (may be extended upto Rs. 8 crore subject toavailability of clearance from S.I.D.B.I.). For others : Rs. 10 crore (may be extended upto Rs. 20 crore,on case to case basis & subject to availability of clearance from S.I.D.B.I.) 12

WBSIDC ( Estates) Ambari Falakata I E Kalyani I E Ph-III Kalyani Industrial Estate ( Phase I ) Ashokenagar Industrial Estate Kalyani Industrial Estate ( Phase II ) Bakreswar IE Kasba Industrial Estate ( Phase I ) Baltikuri Industrial Estate Kasba Industrial Estate ( Phase II ) Baruipur Industrial Estate Kasba Industrial Estate ( Phase III ) Bauria Industrial Estate Kharagpore Industrial Estate Behala Commercial Estate Khidderpore Industrial Estate Behala Industrial Estate Malda Commercial Estate Beliaghata Industrial Estate Manicktala Industrial Estate Berhampore Commercial Estate Phears Lane Commercial Complex Berhampur Industrial Estate Raiganj Commercial Estate Bolpur Industrial Estate, Phase-I Rejinagar Industrial Estate Santoshpur MIRGC Dabgram Industrial Estate Shaktigarh Industrial Estate Durgapur Commercial Estate Shibpur IE Phase II Durgapur EPIP Shibpur IE Phase-I Durgapur I E Phase II Shilpa Bhawan C E Durgapur Industrial Estate Siliguri Commercial Estate Durgapur RIP Siliguri Industrial Estate Garia Commercial Complex Suri Commercial Estate Haldia Industrial Estate Tangra Industrial Estate Phase -I Howrah CE Tangra Industrial Estate Phase -II Illuabari Industrial Estate Taratala I. E. Udayan Industrial Estate Ultadanga Industrial Estate 13