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INNOVA OVATION TION at at LARI RIBA A - Bank nk of of Wh - PowerPoint PPT Presentation

INNOVA OVATION TION at at LARI RIBA A - Bank nk of of Wh Whittie tier, r, NA Califo lifornia rnia Tex exas as 1 in no no va va ti in tion on Th The Process cess of Tr f Tran ansl slating ating an an Id Idea


  1. INNOVA OVATION TION at at LARI RIBA A - Bank nk of of Wh Whittie tier, r, NA Califo lifornia rnia Tex exas as 1

  2. in · no no · va va · ti in tion on  Th The Process cess of Tr f Tran ansl slating ating an an Id Idea a or Inv nventi ntion on in into a a Good or a S a Servic vice tha hat Cr Creates ates Va Valu lue fo for wh whic ich h Cu Cust stomer ers s wi will ll Pay ay.  Inn nnovat atio ion n Is N s Not Onl nly y in in Te Techn hnol ology. ogy. For Us, s, at at LA LARIBA, BA, in in t the he US it it was was: How w to Inn nnovate ate to Brin ing g RF (Rib iba a Free) e) Ban anki king ng to Ma Market ket 2

  3. www.LARIBA RIBA.com .com www.WhittierBa hittierBank nk.com .com RF RF (R (Rib iba a Fr Free ee) ) Ba Banking king & Fin & Financ ance THE AM AMERICA ICAN N EXP XPERI ERIENC ENCE Dr. Yahia Abdul l Rahman yarahma man@ n@BankOfW BankOfWhittier hittier.com .com th Annual FSB 14 th IFS al Summit, it, Jakarta, arta, Indonesia nesia th , 2019 ember 12 th November

  4. www. ww w.LARIB LARIBA.c A.com Re Research search www. ww w.Wh WhittierB tierBan ank.com k.com 1. Prohi hibiti ition on of f Rib iba a in in Ju Judai aism sm (Rib ibit) it), , 1. Ch Chris istia ianit nity y an and Isl slam amic ic 2. REACH ACH a S a Sim imple le Defi fini nition tion of f Wha hat Rib iba Is: s: 2. The he Ac Act of f Rent nting ing Mo Mone ney y at at a P a Pric ice e Ca Call lled Int nteres rest t Rent nt 3. Text Book: 4

  5. G RF RF Banki BRAND NDIN ING king ng Another ther Banking ing and F d Financ nce e Disci cipl pline ine RF RF Banking and Finance RF RF Riba-Free Ribit-Free Responsible Finance

  6. LARIB IBA A RF Ban anki king ng an and Fin inan ance T To Popu pulari larize ze Am Among ng Al All l A MOVEMEN EMENT ple RF RF Lif s RF RF Fin ife e Sty Style le tha People hat Use ses inan ance, ce, Mo Mone netar tary y The heory y & Ban anki king ng As As A Di A Dist stin inct t Dis iscip ipli line. ne. WE SE SERV RVE E PEOPLE PLE OF ALL LL FAITHS THS WITHOUT THOUT RI RIBA BA! 6

  7. LARIBA’s - GOAL ALS  Demons nstrate trate The he Va Valu lue – Added Added When hen We w RF RF Fin Foll llow inan ance ce Dis iscip ipli line: ne: – RF Banking ing is a a Co-In Investm vestment ent not Renting ting Money. y. – We Disco cover ver the Value of In Investi esting ng Pruden dentl tly – Model & Documentation Certified by Shari’aa Sc Scholars ars ca can be Easil ily y Appl plied ied in the West. t. Bai Ul Is Istith thnaa naa – Tr Track ck Reco cord d of Su Superio erior Results lts Over er 32 Years. 7

  8. AD ADDED DED VA VALE: E: PRU RUDENT DENT INVES VESTMENT TMENT Co Convention entional al Finan ance ce & & LA LARIBA RIBA RF RF FIN INANCE NCE Co Conv nventi ntional onal RF Fin inan ancing ing $Loan $ In Investm estment ent R R Years Years Monthly hly I I Rent B B In Interest rest Monthly thly Rate e of A A FREE Paymen yment t Return rn 8

  9. ate RF RF Ba Innov ovate Banking ing in in Am America ica  CO COMP MPLIA LIANC NCE Wit ith h & Be Benefit nefit From Exis istin ing g US Ban anki king ng La Laws ws An And Re Regu gulatio lations ns WITHOU THOUT T VI VIOLATI LATING NG Th The Jud udeo-Ch Chris ristian tian Islamic Laws (SHARI’AA.)  PAT ATIENCE NCE!!! !!! Educ ucate ate the he Regu gulator lators, s, The he Cu Cust stomer mers s an and d the he Th Thoug ught ht Le Leaders aders: – Book, , Lect ctur ures es and d Tr Travel – Perfo form rmanc ance e of an Operating rating National nal Bank k an and d Finan ance ce Co Compan any 9

  10. Fin inTec Tech h & I & Innovation vation at at LA LARI RIBA BA Ba Bank nk of Whit ittier tier-WISE WISE Fin inTec Tech  Wha hat t is is t the he Goal al? ? Driv ivin ing g Cu Cust stomer er Aw Away ay an and Reduc uce e Overh rhead? ead?  Reach ach Mo More e Cu Cust stomers ers?  The he New w Ap App: How w Sus ustain ainable able & Reli liabl able e is is the he Developer eloper? ? Do We ha have an an In Inde dependen pendent t Govern ernment ent Li Licens nsing ing of Pr f Produc uct? t?  Co Cont ntrol ols: s: Co Cost st/Ben Benefit efit ’ Ri Risk sk/Reward /Reward An Anal alys ysis is. 10

  11. WE DO NOT RENT MO MONEY Y ; WE INVE VEST ST IN Y YOU ority; ALLAH AH We Answer wer To A Higher her Authorit e RF RF (R We In Invite te You to Live (Riba ba Free) Dr. r. Yahi hia a Abdu dulRahman lRahman YARAH AHMAN@M N@MSN SN.C .COM OM +1 626 626 - 818 818 - 0855 0855 +1

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