Georgia Flood Risk Mapping Assessment and Planning (MAP) Program Heart of Georgia Altamaha Regional Commission June 27, 2019 Haydn Blaize, Manager, Floodplain Unit
Role of State • The State of Georgia entered into a Cooperating Technical Partner (CTP) agreement with FEMA’s Region IV in August 1999. • State of Georgia now develops and updates the flood hazard maps for communities in all 159 counties https://msc.fema.gov/portal/home 2
Role of State Cont’d The Floodplain Unit provides community outreach and assistance through a structured Community Assistance Program State Support Services Element (CAP SSSE) 3
Regulatory Products • DIGITAL FLOOD INSURANCE RATE MAP (DFIRM) • Delineates the Special Flood Hazard Area (area inundated by the 1% annual chance flood often referred to as the 100-year flood) • Flood Risk Zones • Base Flood Elevations for Detailed Studies – water surface elevation during passage of the 1% annual chance flood 4
Map Update Process 3-5 Years for Watershed PRELIMINARY PROCESSING Multi-Agency Flood Risk Kick-off Preliminary Discovery Coordination Engineering Review Meeting FIRMs & FIS Meeting Meetings POST PRELIMINARY PROCESSING Formal 90- Resolve Six Month PDCC Meetings & Effective Letter of Final Resilience day Appeal Appeals & Compliance Determination FIRMS & FIS Meeting Period Open Houses Protests Period
Non Regulatory Flood Risk Products Changes Since Depth & HAZUS Loss Areas of Mitigation Last FIRM Probability Grids Estimates Interest (AOMI) • Horizontal Changes in • Standard • Level 1 Analysis • Levees, dams, other flood control Flood Hazard Areas structures • 10%, 4%, 2%, 1%, and 0.2% • Average Annualized Standard Products annual chance flood Loss Estimates • Stream flow constrictions frequencies • Past Claims Hotspots • Percent Annual Chance Grid • Key Emergency Routes overtopped • Percent Chance over 30 yrs • At Risk Critical Facilities • Water surface elevation grids • Areas of significant erosion (multi-frequency) • Significant Land Use Changes • Affected structures • 20% Annual Chance Flood • Ranking infrastructure, critical facilities, • Level 2 Analysis and/or population Frequency homes, or parcels based on frequency and/or depth of flooding More accurate loss • Freeboard Grid estimates are • Identification of mitigation strategies & • Velocity Grids produced by including potential actions detailed information on local hazard • Identification of properties at risk to dam conditions and/or by replacing the national inundation default inventories • Ranking repetitive loss properties based with more accurate local inventories of on frequency of flooding buildings, essential • Identification of technical & funding facilities and other infrastructure. resources
Role of Community • State and local governments are required to enforce floodplain management ordinances • Residents and business owners with buildings in SFHAs required to purchase flood insurance • Not in the SFHA ? – ALL can purchase flood insurance • Close to 35% of claims are from properties NOT in a SFHA 7
Role of Community (Cont’d) • A community that does not participate in the NFIP faces the following challenges: • Flood insurance not available through the NFIP • No federal flood related grants or loans available • No federal flood related disaster assistance available • No federal mortgage insurance or loan guarantees provided 8
Regional Information 2% 12% 88% 98% Percentage of HoGARC Percentage of HoGARC Area in the SFHA Structures in the SFHA 9
Community Information- Percentage of Jurisdictional Area in the SFHA (A-K) 30 25 20 15 10 5 0 10
Community Information- Percentage of Jurisdictional Area in the SFHA (L-Z) 25 20 15 10 5 0 11
Community Information- Percentage of Jurisdiction’s Structures in the SFHA (A-K) 12 10 8 6 4 2 0 12
Community Information- Percentage of Jurisdiction’s Structures in the SFHA (L-Z) 6 5 4 3 2 1 0 13
Regional Information NFIP POLICIES IN TOTAL TOTAL TOTAL CLAIMS TOTAL PAID COMMUNITY PARTICIPATING FORCE PREMIUM COVERAGE SINCE 1978 SINCE 1978 HoGARC Y: 52; N: 28 477 $363,723 $82,565,100 160 $2,539,494 14
Regional Information TOTAL PAID COMMUNITY NFIP PARTICIPATING POLICIES IN FORCE TOTAL PREMIUM TOTAL COVERAGE TOTAL CLAIMS SINCE 1978 SINCE 1978 Abbeville Y 3 $2,048 $428,400 0 $0 Adrian N 0 $0 $0 0 $0 Ailey Y 0 $0 $0 0 $0 Alamo Y 0 $0 $0 0 $0 Alston Y 0 $0 $0 0 $0 Appling County Y 56 $37,021 $8,831,200 13 $148,782 Baxley Y 27 $17,640 $4,360,400 8 $100,385 Bellville Y 0 $0 $0 0 $0 Bleckley Y 3 $15,056 $755,000 0 $0 Cadwell N 0 $0 $0 0 $0 Candler County Y 7 $5,059 $1,401,000 0 $0 Chauncey N 0 $0 $0 0 $0 Chester N 0 $0 $0 0 $0 Claxton Y 1 $4,204 $212,400 0 $0 Cobbtown N 0 $0 $0 0 $0 Cochran Y 6 $8,146 $509,000 0 $0 Collins N 0 $0 $0 0 $0 Daisy N 0 $0 $0 0 $0 Denton Y 2 $2,434 $331,200 0 $0 Dexter Y 0 $0 $0 0 $0 15
Regional Information TOTAL PAID COMMUNITY NFIP PARTICIPATING POLICIES IN FORCE TOTAL PREMIUM TOTAL COVERAGE TOTAL CLAIMS SINCE 1978 SINCE 1978 Dodge County Y 9 $6,900 $1,177,000 1 $0 Dublin Y 14 $7,172 $2,926,900 23 $661,137 Dudley N 0 $0 $0 0 $0 East Dublin Y 5 $3,302 $641,100 16 $411,257 Eastman Y 1 $2,155 $250,000 0 $0 Emanuel County Y 8 $4,852 $669,500 0 $0 Evans County Y 9 $4,948 $1,004,200 0 $0 Garfield N 0 $0 $0 0 $0 Glennville Y 2 $724 $630,000 2 $33,492 Glenwood Y 0 $0 $0 0 $0 Graham N 0 $0 $0 0 $0 Hagan Y 3 $7,050 $461,500 0 $0 Hazlehurst Y 19 $23,059 $5,005,600 4 $16,992 Helena N 0 $0 $0 0 $0 Higgston Y 0 $0 $0 0 $0 Jacksonville Y 0 $0 $0 0 $0 Jeff Davis County Y 9 $4,259 $767,400 2 $20,617 Jesup Y 41 $27,266 $9,609,700 4 $53,445 Johnson County Y 2 $742 $103,000 1 $36,634 Kite Y 0 $0 $0 0 $0 16
Regional Information TOTAL PAID COMMUNITY NFIP PARTICIPATING POLICIES IN FORCE TOTAL PREMIUM TOTAL COVERAGE TOTAL CLAIMS SINCE 1978 SINCE 1978 Laurens County Y 24 $17,345 $3,723,000 3 $170,010 Lumber City Y 2 $830 $560,000 5 $80,966 Lyons Y 1 $320 $210,000 1 $1,140 Manassas N 0 $0 $0 0 $0 McRae Y 0 $0 $0 0 $0 Metter Y 12 $19,982 $2,071,200 1 $3,538 Milan N 0 $0 $0 0 $0 Montgomery County Y 15 $12,914 $1,404,700 18 $255,044 Montrose N 0 $0 $0 0 $0 Mount Vernon Y 1 $320 $210,000 4 $1,789 Nunez N 0 $0 $0 0 $0 Oak Park N 0 $0 $0 0 $0 Odum Y 0 $0 $0 0 $0 Pineview N 0 $0 $0 0 $0 Pitts N 0 $0 $0 0 $0 Pulaski Y 1 $1,067 $93,500 0 $0 Reidsville Y 1 $137 $20,000 1 $30,836 Rentz N 0 $0 $0 0 $0 Rhine N 0 $0 $0 0 $0 Rochelle N 0 $0 $0 0 $0 17
Regional Information TOTAL PAID COMMUNITY NFIP PARTICIPATING POLICIES IN FORCE TOTAL PREMIUM TOTAL COVERAGE TOTAL CLAIMS SINCE 1978 SINCE 1978 Santa Claus N 0 $0 $0 0 $0 Scotland Y 1 $462 $145,200 0 $0 Screven County Y 12 $8,828 $2,251,300 1 $0 Soperton Y 0 $0 $0 0 $0 Stillmore N 0 $0 $0 0 $0 Summertown N 0 $0 $0 0 $0 Surrency N 0 $0 $0 0 $0 Swainsboro Y 8 $5,331 $1,305,500 2 $10,203 Tarrytown N 0 $0 $0 0 $0 Tattnall County Y 50 $39,217 $7,101,000 10 $132,903 Telfair County Y 8 $5,165 $1,526,900 1 $11,000 Toombs County Y 34 $16,574 $4,988,100 20 $121,557 Treutlen County Y 0 $0 $0 0 $0 Twin City N 0 $0 $0 0 $0 Uvalda Y 2 $2,195 $292,200 5 $23,842 Vidalia Y 20 $8,645 $4,819,700 4 $134,970 Wayne County Y 43 $26,352 $9,507,700 2 $2,743 Wheeler County Y 10 $9,963 $1,016,000 8 $76,212 Wilcox County Y 5 $4,039 $1,244,600 0 $0 Wrightsville N 0 $0 $0 0 $0 18
JOINING THE NFIP Participation in the National Flood Insurance Program (NFIP) is voluntary. To join, the community must: • Complete an application; • Adopt a resolution of intent to participate and cooperate with FEMA; • Adopt and submit a floodplain management ordinance that meets or exceeds the minimum NFIP criteria. The floodplain management ordinance must also adopt any FIRM or FHBM for the community. 19
Role of Community (Cont’d) • A community that does not participate in the NFIP faces the following challenges: • Flood insurance will not available through NFIP • No federal flood related grants or loans available • No federal flood related disaster assistance available • No federal mortgage insurance or loan guarantees provided 20
Community Rating System • Voluntary incentive program • Encourages community floodplain management activities that exceed the minimum NFIP requirements. • Will reduce flood insurance premium rates 21
Joining Community Rating System NO CRS COMMUNITIES IN REGION CRS RATING DISCOUNT 10 0% 9 5% 8 10% 7 15% 6 20% 5 25% 4 30% 3 35% 2 40% 1 45% Best GA Rating - 5 22
Disaster Updates Hurricane Irma Individual Assistance Applications Approved: 9,398 Total Individual & Households Program Dollars Approved: $13,644,630.64 Total Public Assistance Grants Dollars Obligated: $109,308,033.91 23
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