Fixed Income Presentation Fourth Quarter 2014 Disclaimer The - PowerPoint PPT Presentation

Fixed Income Presentation Fourth Quarter 2014

Disclaimer The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation or an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed in this presentation are subject to change without notice and BCP is under no obligation to update or keep current the information contained herein. The information contained herein does not purport to be complete and is qualified in its entirety by reference to more detailed information appearing elsewhere, if any. BCP and its respective affiliates, agents, directors, partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material. This presentation may contain statements that are forward-looking subject to risks and uncertainties and factors, which are based on current expectations and projections about future events and trends that may affect BCP’s business. You are cautioned that any such forward-looking statements are not guarantees of future performance. Several factors may adversely affect the estimates and assumptions on which these forward-looking statements are based, many of which are beyond our control. 2

Economic highlights

Social Indicators and Banking Penetration

Peruvian Financial System

BCP’s Competitive Position in Peru

BCP Highlights 1,907 1,649 1,506 1,441 2011 2012 2013 2014

Assets and Liabilities Structure

Asset Quality 2011 2012 2013 2014

Funding Structure & Maturity Profile Short Term Local Currency Short Term Foreign Currency Long Term Local Currency Long Term Foreign Currency 9,064 3,185 3,012 2,695 2,195 1,875 1,754 1,419 1,211 773 56 56 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2025+

Capital Management 8.6 7.2 6.1 5.1

P&L Highlights 35.00% 30.00% 25.00% 20.00% 15.00% 10.00% 5,921 4,577 3,921 3,258 5.00% 0.00% 2011 2012 2013 2014 ROAA ROAE

BCP’s Strategy         

Anexos

BCP’s / Credicorp’s History

Credicorp Ltd Assets: PEN 135 billion Net Income attributable to Credicorp: PEN 2,388 million Employees: 32,313 FuM: PEN 36.7 billion AuM: PEN 25.6 billion AuM: US$ 6.1 billion Assets: PEN 8.7 billion Assets: PEN 116 billion Collections: PEN 688 million Employees: 996 Deposits: US$ 1.6 billion Net Earned Premiums: NII: PEN 5,998 million Employees: 114 Employees: 669 Employees: 27,750 PEN 2,252 million Employees: 2,784 ** Bolivia Pacifico Vida * Pacifico EPS Note: The chart shows the main subsidiaries of Credicorp after the establishment of the regional investment banking platform under Credicorp Capital Ltd. Source: BCP as of December 31, 2014.

Selected Financial Information

Selected Financial Information

BCP’s ratings