Community Supported Housing Strategies Housing Roundtable FRCOG, April 8, 2019 Katy Lacy, Senior Project Manager klacy@mhp.net
About MHP MHP is a quasi-public agency started in 1985 with the goal of using private investment to bring more affordable housing to Massachusetts • Permanent Financing for Affordable Housing over $1.1 billion for the financing of 22,000 rental units • • ONE Mortgage Program Over 19,300 low- and moderate-income families have purchased their first homes with over $3.1 billion in private financing • Community Assistance • Center for Housing Data
For information on registration and agenda, contact Katie Bosse at Kbosse@mhp.net
Accessory Dwelling Units: Detached, Attached or Within Primary Dwelling
3-2 Family Homes Lawrence MA (by-Right) Somerville, MA Single Family to Duplex Mansfeild, MA (by-Right)
Reducing Minimum Lot Size If Massachusetts built new housing at an average of 4 units per acre -- consistent with other states -- we could build enough additional housing to meet demand while consuming less land and preserving more open space. Source: http://www.massgrowth.net/writable/resource s/document/cape_ann_report.pdf Communities that have done this recently: • Ashburnam • Northampton • Sturbridge • Beverly Dennis • • Montague • Provincetown
Development of Non-Conforming Lots for Affordable Housing Town Of Dennis Pre-existing lot (on record as of 2003) 10,000 sf minimum lot size 3-bedroom maximum Special Permit Required
Mixed-Use, “Top of Shop”
“Cluster Zoning”: FRD, OSRD, OSD Rocky Hill, Northampton (Co-Housing) Cottages at River Hill-”Starter Homes” Allows for flexible design • • Requires open space preservation • Typically Uses “Base” density $$ • Minimum Lot Size can be an impediment-Northampton recently reduced Katywil, Colrain –Cluster Subdivision
Planned Unit Development (PUD, PURD, PRD) • Dimensional Flexibility • Increased density (# of Units) • Can require Smaller Units • Typically Overlay Districts (Special Permits) • Can Allow Mix of Uses • Does not always require open-space set-aside Pulpit Hill Co-Housing, Amherst (PURD) Riverwalk “Cottage Community” Concord
Leverett Homeownership Assistance Program Max purchase price: $275,000 Up to 20% ($50,000) of sale price Managed by Regional Housing Authority
Norfolk MAHT Small Scale Homeownership Sold for $140k in 2014 20+ homes 3/year Sold for $155k in 2015 $300k All on range SHI
Sudbury MAHT Home Preservation Program $180,000+ Identify Negotiate Lottery average house price subsidy
Smaller 40R Districts Belmont, MA: A Smaller 40R Our Lady of Mercy / Oakley • 18 Units / 1.5 acres • 4 Sub-districts / Housing Mix • All Rental-25% Affordable • Belmont Housing Trust 16
Senior Housing: Think Regionally • 11.2-acre site purchased by the Town of Eastham • 65 Units Senior Housing • 11 units @ 30 percent of AMI • 39 units @ 60 percent of AMI • 15 units@ 90% AMI • 3 units will be for adults with disabilities • Supported with CPA funds from Wellfleet, Eastham, and Orleans • Multiple financing sources, including MHP LIP 40B: A Useful Tool Local Initiative Project (LIP) Comprehensive Permit (40B)
Bringing it all together….. Goshen Senior Housing 10 affordable units (rental) HillTown CDC Comprehensive Permit (40B) Financing • $130,000 CPA funds from Town • CEDAC Funds for Land Acquisition • Community Scale Housing Initiative Funds from DHCD/Affordable Housing Trust Fund MHP Permanent Financing •
Community Scale Housing Initiative (CHSI) • Passed in 2018 • Limited to Municipalities < 200,000 Projects 5-20 units • • Minimum 20% Affordable • $200,000 Subsidy per Unit • TDC< $350,000 • Funds from MassHousing and DHCD Scotts Grove, West Tisbury (9 units) Contact: Lynn Sheilds or Terry Farmer Lshields@Masshousing.com (617-854- 1381) Theresa.farmer@state.ma.us (617-573- 1326). Herring Brook Senior Housing, Norwell (18 units)
Regional Housing Services Offices
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