AGENDA Time Topic/Speakers 9:00 a.m. 9:30 a.m. Welcome - PDF document

2018 Consumer Financial Services Symposium Monday, December 3rd, 2018 1601 K Street NW, Washington, DC 20006 AGENDA Time Topic/Speakers 9:00 a.m. – 9:30 a.m. Welcome — Registration and Breakfast 9:30 a.m. – 10:55 a.m. Litigation, Regulatory Compliance, and Government Enforcement Trends, including Fair Lending, UDAAP and Consumer Bankruptcy Regulatory Actions PANEL 1 Our panelists will discuss how potential changes to the HUD disparate impact rule, the new OCC FinTech charter, the evolving roles of the CFPB and DOJ in enforcement actions, including in UDAAP and bankruptcy- related matters, are affecting the financial services industry. Moderator: • Brian M. Forbes, Partner , K&L Gates LLP Speakers: • Arthur P. Baines, Vice President, Co-Practice Leader of Financial Economics, Charles River Associates • Olivia Kelman, Associate , K&L Gates LLP • John ReVeal, Partner , K&L Gates LLP • Robert W. Sparkes, III, Partner , K&L Gates LLP • Stephen G. Topetzes, Partner , K&L Gates LLP • Phoebe S. Winder, Partner , K&L Gates LLP 11:00 a.m. – 12:00 p.m. Taking Stock After the Midterms: Policy Developments Affecting the Financial Services Sector PANEL 2 Our seasoned professionals will be joined by staff to key policymakers to discuss legislative and political developments affecting the financial services sector and the future of the Bureau. Moderator: • Daniel F. C. Crowley, Partner, K&L Gates LLP

2018 Consumer Financial Services Symposium Monday, December 3rd, 2018 1601 K Street NW, Washington, DC 20006 Speakers: • Scott Farnin, Financial Services Counsel to Rep. Joyce Beatty (D- OH) • Kyle Hauptman, Counselor to Senator Tom Cotton (R-AR) • Dennis Kelleher, President & CEO , Better Markets 12:00 p.m. – 1:30 p.m. Lunch and Keynote Presentation In recognition of the 50 th anniversary of the Fair Housing Act, K&L Gates’ Paul Hancock will discuss its impact on the mortgage lending industry. Speaker: • Paul F. Hancock, Partner, K&L Gates LLP 1:30 p.m. – 3:00 p.m. The Evolving Regulatory and Litigation Landscape of the FinTech Sector PANEL 3 Our panelists will address the fair lending implications for the FinTech sector, including research, policy, use of alternative data, and compliance. Additionally, the panelists will address how FinTech may be affected by intellectual property law, including the limited patent protection available and how companies can use trade secret law to protect their business methods. The panel also will address regulatory requirements with regard to emerging payment systems and money transmitter laws, including how those laws affect cryptocurrency and the impact of the new OCC Fintech charter. Moderator: • Dr. Marsha J. Courchane, Vice President, Co-Practice Leader of Financial Economics, Charles River Associates Speakers: • Melissa Koide, CEO, FinRegLab • Rajini Acharya, Associate, K&L Gates LLP • Andrew C. Glass, Partner, K&L Gates LLP • Jeremy M. McLaughlin, Associate, K&L Gates LLP • Linda C. Odom, Partner , K&L Gates LLP

2018 Consumer Financial Services Symposium Monday, December 3rd, 2018 1601 K Street NW, Washington, DC 20006 3:00 p.m. – 3:15 p.m. Break 3:15p.m. – 4:45 p.m. Cybersecurity, Privacy and Data Breach: Understanding and Managing Risk PANEL 4 In the final segment, our panelists will start by discussing significant developments in cybersecurity, privacy and data breach laws during 2018. Next, the panelists will explore the evolving cyber threat landscape and hot topics in cybersecurity insurance and its role in managing risk. The panelists will close by working through a hypothetical cybersecurity threat. Bring your questions: we welcome audience input. Moderator: • Dave Christensen, Partner, K&L Gates LLP Speakers: • Courtney Stout, Chief Privacy Officer , S&P Global • Kevin Kirst, Principal – Forensic Services, Charles River Associates • Julia Jacobson, Partner , K&L Gates LLP • Jonathan Cohen, Partner , K&L Gates LLP 4:45 p.m. – 6:00 p.m. Cocktail and Networking Reception