2018 2018 Annual Meeting of Annual Meeting of Shareholders - PowerPoint PPT Presentation

2018 2018 Annual Meeting of Annual Meeting of Shareholders Shareholders June 19, 2018 June 19, 2018

Forward Looking Statements These presentation materials may include forward-looking statements. There are a number of factors that could cause our results to differ materially from our expectations. We assume no obligation to update any forward-looking statement. The information in this presentation is intended to outline our general strategic direction, but represents no obligation and should not be relied on in making any financial decision.

PROPOSAL 1 APPROVAL OF THE MERGER AGREEMENT AND THE MERGER. To approve the Agreement and Plan of Reorganization and Merger, dated February 23, 2018 (the “merger agreement”), by which Pacific Commerce Bancorp will be merged with and into First Choice Bancorp; and Pacific Commerce Bancorp’s bank subsidiary, Pacific Commerce Bank, will be merged with and into First Choice Bancorp’s bank subsidiary. 3

BOARD OF DIRECTORS Phillip Thong Roshan Bhakta Peter Hui Pravin Pranav Chairman Vice Chairman Director Director Joined 2005 Joined 2005 Joined 2005 Joined 2005 Homer Chan Uka Solanki James Gray Fred Jensen Robert Franko Director Director Director Director Director/ Joined 2005 Joined 2012 Joined 2014 Joined 2014 President & CEO Joined 2013 4

FIRST CHOICE BANK EXECUTIVE MANAGEMENT Robert Franko Yolanda Su Yvonne Chen Gene May Director/ EVP/COA EVP/CFO EVP/CCO President & CEO Joined 2005 Joined 2007 Joined 2011 Joined 2013 5

FIRST CHOICE BANK MANAGEMENT Nicole Swain Mike Martin Lorraine Lee SVP/Chief Banking Officer SVP/Commercial Real Estate Manager SVP/Chief Strategy Officer Joined 2013 Joined 2014 Joined 2014 Jae Park Linda Willis Jay Patel SVP/Chief Compliance Officer SVP/Chief Risk Officer VP/Chief Information Security Officer Joined 2013 Joined 2014 Joined 2013 6

2017 CONSOLIDATED FINANCIAL HIGHLIGHTS Total Assets Total Loans $904MM $753MM* Securities Shareholders’ Total Deposits Investments Equity $773MM $40MM $106MM Total Net Income $7.4MM *includes gross loans and loans held ‐ for ‐ sale 7

STEADFAST GROWTH YEAR ‐ OVER ‐ YEAR FINANCIAL DATA ($ IN MILLIONS) Total Total Total Gross Total Shareholders’ Assets Deposits Loans* Equity + 4.75% + 2.11% + 7.11% + 2.91% $904 $863 $773 $757 $753 $703 $106 $103 2016 2017 2017 2017 2017 2016 2016 2016 (restated) (restated) (restated) (restated) *includes gross loans and loans held ‐ for ‐ sale 8

FIRST CHOICE STOCK NASD NASDAQ:FCBP CBP $28.00 $26.00 $24.00 $22.00 $20.00 $18.00 $16.00 From OTC, January 1, 2017 to NASDAQ, May 1, 2018 Note ‐ trading on NASDAQ commenced May 1, 2018 9

CHAIRMAN HUI CLOSING THOUGHTS 10

CHAIRMAN HUI CLOSING THOUGHTS 11

CHAIRMAN HUI CLOSING THOUGHTS 12

2018 2018 Annual Meeting of Annual Meeting of Shareholders Shareholders Adjourned Adjourned Thank you for Thank you for coming! coming!