The Latin American Trade Finance Bank Bladex Corporate Presentation - PowerPoint PPT Presentation

The Latin American Trade Finance Bank Bladex Corporate Presentation As of June 30, 2015

Disclaimer “This presentation contains forward-looking statements. These statements are made under the “safe harbor” provisions established by the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements involve inherent risks and uncertainties. The forward-looking statements in this presentation reflect the expectations of the Bank’s management and are based on currently available data; however, actual experience with respect to these factors is subject to future events and uncertainties, which could materially impact the Bank’s expectations. A number of factors could cause actual performance and results to differ materially from those contained in any forward-looking statement, including but not limited to the following: the anticipated growth of the Bank’s credit portfolio, including its trade finance portfolio; the continuation of the Bank’s preferred creditor status; the impact of increasing interest rates and of improving macroeconomic environment in the Region on the Bank’s financial condition; the execution of the Bank’s strategies and initiatives, including its revenue diversification strategy; the adequacy of the Bank’s allowance for credit losses; the need for additional provisions for credit losses; the volatility of the Bank’s Treasury trading revenues; the Bank’s ability to achieve future growth and increase its number of clients, the Bank’s ability to reduce its liquidity levels and increase its leverage; the Bank’s ability to maintain its investment-grade credit ratings; the availability and mix of future sources of funding for the Bank’s lending operations; potential trading losses; existing and future governmental banking and tax regulations; the possibility of fraud; and the adequacy of the Bank’s sources of liquidity to replace large deposit withdrawals.” 2

A Leading Franchise with a Solid Track Record The Latin America Trade Finance Bank Key Financial Highlights Bladex is the Latin American Trade Finance Bank, providing integrated FY2014 YoY (%) financial solutions across Latin America’s foreign trade value chain Net Income (mm): $106.9 +26% � First Latin American bank to be listed on the NYSE and to be rated Net Interest Income (mm): $141.1 +15% Investment Grade (both in 1992) Return on Average Equity: 12% 10% (2) � Currently rated Baa2 / BBB / BBB+ , all with Stable outlook Gross Loans (mm): $6,686 +9% � Class “A” shareholders ( Central Banks or designees from 23 Latin America (“LatAm”) countries ) provide substantial support Total Assets (mm): $8,025 +7% and represent a direct link between the Bank and the governments Total Deposits (mm): $2,507 +6% of Latin America Market Capitalization (mm): $1,167 (1) +8% � Multi-national DNA embedded in its ownership structure, management and culture Asset Quality (non-accruing loans 0.06% 0.05% (2) to commercial portfolio): (1) As of December 31, 2014; (2) As of December 31, 2013 Remarkable Trajectory: + 35 years of Success Current Credit Ratings Following incorporation in 1978, Bladex initiated its operations in 1979 and issued its 1979 Moody’s Fitch S&P first bond in the international capital markets Bladex is granted a license to operate as an agency by the New York State 1988 Date of Rating Dec. 2007 Jul. 2012 May 2008 Banking Authorities Date of Confirmation Nov. 2014 Jul. 2015 Jul. 2015 Bladex is the First Latin American bank registered with the SEC for its IPO, 1992 establishing a full listing on the NYSE Short-Term P-2 F2 A-2 Bladex conducts a Common Stock Rights Offering, with stand-by Long-Term Baa2 BBB+ BBB 2003 commitments issued by a group of Class A shareholders and multilateral organizations Perspective Stable Stable Stable Bladex launches its client diversification strategy into trade-oriented 2005 corporations; expansion of its suite of products and services Bladex initiates funding diversification strategy: increase in central bank 2009 deposits, local & international debt sales, syndicated loan facilities Bladex cooperates with the International Finance Corporation to 3 2014 establish the first critical commodities finance facility in Latin America

Strong and Unique Shareholder Structure Shareholder Composition Board of Directors Composition Class A – Central Banks or designees from 23 LatAm countries Out of 10 directors , 9 are independent and one represents the Class B – LatAm & international Bank’s management (CEO) banks and financial institutions Class E – Public Float (NYSE listed) A unique shareholding structure � Class A shareholders provide substantial support to Bladex, representing a direct link between the Bank and the governments of Latin America – most of which have granted preferred creditor status to the Bank – and also constituting the main source of deposits, a very reliable funding source � Class A shareholders enjoy super-majority rights related to changes in the Bank’s Articles of Incorporation � Class A shareholders can only sell shares to other class A shareholders, thus maintaining the essence of the existing shareholder structure and ensuring support from central banks 4

Defined Value Proposition with Strong Business Fundamentals Business Value Proposition Strong Underlying Business Fundamentals � Global provider of natural � Driver of progress, � In-depth knowledge of Latin America’s local markets resources with positive economic growth and Pan Regional � Backed by 23 Latin American governments demographics development Reach � Vast correspondent banking network throughout LatAm & other regions of the world � Sustained growth � Supporting and sound specialization in � Uniquely qualified staff with strong product expertise in economic both primary and Product & Market Trade Value Chain, Cross-border Finance, Supply-side & policies manufacturing Expertise Distribution, both intra-regional and inter-regional sectors Agility & � Efficient organizational structure Efficiency � LEAN workflows � Enhancing LatAm’s role in global and � LEAN, client focused culture with a single point of contact regional value chains � Supporting business Client Focused � Providing client-specific solutions integration boosted by � Growth of ‘Multi-latinas’ as � Focused on long-term relationships free trade agreements drivers of business expansion Business Products & Services Multi-Pronged Business Segmentation CLIENT Trade Financing Pre-export and BASE Financial Institutions Structured Trade Solutions export finance � Central Pre-export � Among top 10 in all Syndications America financing with Import financing countries Medium- and contract and the Financial Loans long-term loans Corporate banking � Term loans and assignment and Leasing Caribbean activity revolving credit other Acquisition � Southern Term loans facilities guarantees finance Cone Corporations REGIONS COUNTRIES Guarantees � Andean Letters of credit Vendor finance Trade-related � Foreign exchange and guarantees (factoring, Region term loans A/B financing generation capacity reverse Mexico � with Banker's � Growth oriented beyond Trade & non- factoring and � Brazil multilaterals acceptances trade revolving domestic market forfaiting) credit facilities � Among top 10 in Working capital Financing loans respective industry Liability guaranteed by INDUSTRY sector ECAs and/or management SECTORS � Corporate governance private Bridge loans insurance programs 5 Focus on Strategic Sectors for the Region Trade Non-Trade � O&G, Agribusiness, Food processing, Manufacturing

Business Model targets sustainable, superior returns On-book Portfolio Leverage Proven Origination Capacity ~ 10% > 13.5% Growth Tier 1 BIII LatAm GDP LatAm GDP Growth Growth 12%+ 12%+ ~ 2% ~ 1.5% 12%+ ROAE ROAE NIM ROAA ROAE < 1.4% < 30% Cost of Credit Efficiency LatAm Trade LatAm Trade Flow Growth Flow Growth Target Consistent Core Performance 15%+ 15%+ Active Active Bladex Bladex Portfolio Portfolio ROAE ROAE Origination Origination Management Management Asset Distribution & Services Bladex Client Bladex Client Fee Based Distribution Base Growth Base Growth Services Financial Structuring 3%+ 3%+ Institutions ROAE ROAE 3%+ Valued Products Valued Products Trade Partners & Services & Services Services ROAE Investors Other Tap Additional 6 Income Sources