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T he Aa dha a r Pro je c t NANDAN NI L E K ANI CHAI RMAN UNI QUE I DE NT I F I CT I ON AUT HORI T Y OF I NDI A OVE RAL L MANDAT E OF T HE AADHAAR PROJE CT AADHAAR AND I T S POT E NT I AL DI

  1. T he Aa dha a r Pro je c t NANDAN NI L E K ANI CHAI RMAN UNI QUE I DE NT I F I CT I ON AUT HORI T Y OF I NDI A

  2. OVE RAL L MANDAT E OF T HE AADHAAR PROJE CT • AADHAAR AND I T ’ S POT E NT I AL • DI RE CT BE NE F I T T RANSF E R AND AADHAAR •

  3. WHY AADHAAR F OR I NDI A  ONL Y 50 MI L L I ON I NDI AN HOL D PASSPORT  CL OSE T O 100 MI L L I ON HOL D PAN CARD  CL OSE OF 200 MI L L I ON HAVE DRI VI NG L I CE NSE  VAST SE CT I ON OF POPUL AT I ON DON’ T HAVE ANY I D PROOF

  4. Co nte xt o f Aa dha a r  Pro viding a fo rma l ide ntity pro o f to millio ns o f re side nts  T his ide ntity pro o f wo uld b e a g a te wa y to a c c e ss se rvic e s  Ne e d to stre a mline g o ve rnme nt e xpe nditure – c ut wa sta g e a nd le a ka g e  Ne e d fo r a tra nspa re nt a nd a c c o unta b le syste m o f pub lic e xpe nditure  So c ia l inc lusio n pro je c t with a de ve lo pme nta l fo c us

  5. UI DAI issue s Aa dha a r numb e rs… Basic de mogr aphic This image cannot currently be displayed. data and biome tr ic s Na me Pa re nts stor e d Ge nde r Do B Po B Addre ss Sta nda rdize d ide ntity a ttrib ute s No duplic a te s(1:N c he c k) UID = 1568 3647 6218 Minima l de mo g ra phic da ta c o lle c te d UID  Unique numbe r  Ra ndom numbe r

  6. … and authe ntic ate IDs online , r e al- time Authe ntic ation - ‘Ar e you who you c laim to be ?’ UID = 1568 3647 4958 Ce ntra l UI D da ta b a se 1:1 c he c k, no ID fra ud Only YE S/ NO re sponse , no de ta ils – no inva sion of priva c y Pe rson c a n se e se lf- de ta ils, no one e lse c a n

  7. Whe r e ar e we today…  UIDAI star te d issuing Aadhaar in Se pt 2010  Ove r 320 million Aadhaar s issue d so far  Ove r 380 million r e side nts e nr olle d  T ar ge t is 600 million by 2014

  8. AADHAAR GE NE RAT I ON ST AT US ST AT E WI SE

  9. Pa rtne r E c o syste m Biometric System Aadhaar Contract Letter Letter Center Delivery ABIS 1 ABIS 2 ABIS 3 Printing System Biometric Middleware Registrar NPCI Enrollment Authentication System Device Device Enrolling Operator Training Auth User Testing & ASA Testing & Agency Cert Agency Agencies Cert Cert Authe ntic a tio n E c o syste m E nro llme nt E c o syste m

  10. Dime nsions of the Aadhaar Pr oje c t  Sc ale  Ge ogr aphic ally – Daily Ope r ations ac r oss India  25,000+ stations de ploye d  Spe e d  ~1m/ day mar k r e ac he d in le ss than 18 months of 1 st Aadhaar Ge ne r ate d  Ope r ations Mode l  Public (Re gistr ar ) - Pr ivate ( E nr ollme nt Age nc y) par tne r ship dr ive n

  11. Aa dha a r T e c hno lo g y Persistent Store BI & Analytics Enrollment Packets Demographic Operator Biometric Structure Validation Validation Validation Validation SEDA Stages Biometric Biometric Biometric Server 1 Server 2 Server 3 ABIS Coord Biometric System F ie ld E nro llme nts Ce ntra l I D Re po sito ry – Da ta Ce nte r

  12. Enrolment centre, Andhra Pradesh

  13. Enrolment Centre, Jharkhand 13

  14. Enrolment Centre, Puducherry

  15. Aa dha a r a nd it’ s po te ntia l

  16. Se r vic e De live r y pote ntial due to Authe ntic ation  T r ansac tions nor mally r e quir e ve r ific ation of ide ntity  Aadhaar online authe ntic ation will pr ovide a c ommon platfor m whic h c an be use d ac r oss all tr ansac tions and othe r applic ations.  E ntitle me nts should r e ac h the inte nde d be ne fic iar y – non- tr ansfe r ability c an be e nsur e d  T his c an be e ffe c tive ly done by authe ntic ation at the point of se r vic e de live r y  Many se c tor s will be able to use as a pr oof of pr e se nc e for the be ne fic iar y

  17. E mpowe r me nt, Choic e and Conve nie nc e • Unique ide ntity to e ve ry re side nt of India whic h is na tiona lly va lid – e spe c ia lly use ful for those who ha ve no proof of ide ntity I de ntity • Aa dha a r a uthe ntic a tion be c a use of its on- line na ture c a n a lso be ve rifie d a nytime , a nywhe re . Mo b ility • As Aa dha a r c a n be c ome a KYC for a whole ra ng e of produc ts a nd se rvic e s Gateway (ba nk a c c ounts, mobile c onne c tions, L PG c onne c tions, sta te Govt. se rvic e s, to insura nc e , e tc ) Services

  18. Aadhaar base d gove r nme nt applic ation pilots – Country wide spr e ad Jha rkha nd MG- NRE GA, Sc hola rshi ps T ripura Andhra Old Ag e Pra de sh Pe nsion PDS Aa dha a r Applic a tio ns in Sta te s Ma ha ra sht Sikkim ra E mploye e Soc ia l Sa la ry Se c urity Pe nsions Ka rna ta ka L PG Subsidy

  19. MNRE GA pa yme nts thro ug h Mic ro -AT M in Jha rkha nd

  20. PDS de live r y base d on Aadhaar Authe ntic ation in E ast Godavar i, Andhr a Pr ade sh 20

  21. Old age pe nsion payme nt in T r ipur a

  22. AADHAAR PL AT F ORM F OR BANK I NG Ac c e ss • Ope n Ba nk Ac c o unts using Aa dha a r – Suffic ie nt K YC • E xisting Ba nk Ac c o unt c a n b e linke d to Aa dha a r numb e r • T ra nsfe r funds to Aa dha a r E na b le d Ac c o unts Addre ss • Simplifie s disb ursa l o f funds – use s o nly o ne a c c o unt fo r a ll disb ursa ls – Co nve nie nc e fo r the b e ne fic ia ry • Withdra wa l a nd de po sit, c he c k b a la nc e • E nd to e nd a udita b ility a nd tra c e a b ility T ra nsa c tio ns • I nte r-o pe ra b le , po rta b le a nytime a nywhe re • Be tte r tha n lo c a l, no n-inte ro pe ra b le so lutio ns tha t limit c ho ic e 22

  23. Aa dha a r a c c e pte d a s K YC fo r va rio us se rvic e s L PG Co nne c tio ns Ba nk A/ Cs, I nsura nc e , e tc . Mo b ile c o nne c tio ns 3 2 1 ? State Government Services Train Travel 4 6 5 Many other services… 23

  24. AADHAAR AS E - KYC SE RVICE 1. “Instant” Ope ning of Bank Ac c ount thr ough a Mic r o- AT M base d on Aadhaar authe ntic ation – huge ly e mpowe r ing to the unbanke d 1. T he Aadhaar e - KYC se r vic e instantane ously pr ovide s basic data (name , addr e ss, date of bir th, ge nde r , photogr aph) of the be ne fic iar y to the Bank upon suc c e ssful Aadhaar authe ntic ation. 1. T he e - KYC se r vic e c an sc ale up to lakhs of tr ansac tions on a daily basis 2. Pr ovide s c onve nie nc e to the unbanke d. E nable s ope ning of lar ge numbe r of bank ac c ounts on sc ale .

  25. DI RE CT BE NE F I T T RANSF E R AND AADHAAR

  26. All dire c t c a sh tra nsfe rs into o ne a c c o unt Multiple Sc he me s Aa dha a r Pa yme nts Bridg e One Aa dha a r linke d a c c o unt APB Compa tible with CPSMS 26

  27. E nd-to -E nd Dire c t Be ne fit T ra nsfe r E na b le d b y Aa dha a r Bank Pe nsion Ra dha 111122223333 xxxc c c c ----- ----- 1111 2222 3333 2. Aadhaar as KYC to ope n bank ac c ount MGNRE GA Ra dha 111122223333 xxxxx Aa dha a r Pa yme nt Bridg e yyyyy ----- ----- 3. Aadhaar as a payme nt 1111 2222 3333 Sc holar ship de stination Ra dha 111122223333 - Bank Ac c ount por tability xxxxx ----- ----- - Many sc he me s, one Aadhaar linke d bank ac c ount 4. Withdr aw fr om any 1. Aadhaar to Mic r oAT M – Choic e and de - duplic ate database s Conve nie nc e 5. Auditability and tr ac e ability of tr ansac tion

  28. Mic ro -AT M tra nsa c tio ns HANDHE L D DE VI CE AND BAT T E RY POWE RE D 1. ONL I NE CONNE CT I VI T Y T HROUGH MOBI L E 2. NE T WORK MI CRO-AT M ST ANDARDS SE T BY RBI AND I BA 3. (MANUF ACT URE D BY MUL T I PL E VE NDORS) BI OME T RI C SCANNE RS ARE CE RT I F I E D 4. I NT E ROPE RABL E DE VI CE S AND CAN WORK F OR 5. ANY BANK AND ANY BC T otal online tr ansac tion time le ss than 15 se c onds – Ve r ifie d on the gr ound fr om T r ipur a, Jhar khand, Mahar ashtr a, and Andhr a Pr ade sh

  29. Co nve nie nt c a sh withdra wa l Ra m’s ba nk a c c ount Re side nt 8. I nfo rm: Ca ll / SMS 5. Autho rize 6. De bit 1. Withdra wa l re q ue st 9. Ca sh 4. Authe ntic a te Inte rope ra ble Switc h UIDAI 3. F o rwa rd to switc h 7. Cr e dit 2. AADHAAR numb e r, mo ne y tra nsfe r instruc tio n, b io me tric s BC’s ba nk a c c ount BC with Mic ro- AT M 29

  30. Ram Withdr aws Cash at His Own Village Ram Ra m’s Ba nk SMS ID Mappe r NPCI Nat’l Payme nt Cor p of Authe ntic a tion India Mobile Ne twor k Me rc ha nt Ba nk Kir ana w Mic r oAT M

  31. I nc lusive c o nve nie nc e b a nking I D ma ppe r Re side nt - Ram UID 2563 8564 4663 8. I nfo - I VRS/ SMS 6. De bit 4. Authenticate and Any execute Ra m’ s b a nk a / c Bank 1. Withdrawal request NPCI switc h 5. Authe ntic a te 7. Cr e dit 9. Cash T ra nsfe rMone y rom UI D 2653 8564 4663 F T o UI D 7233 5968 3094 3.NPCI re q ue st Amo unt 300 2. Mo ne y tra nsfe r instruc tio n + b io me tric s Any mic r o- BC (K ira na , SHG, PO e tc )) BC BC’ s b a nk a / c With Mic ro -AT M AT M UI D: 7233 5968 3094 31

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