Status of the Health Insurance Project for Users Pierre Bonnal Doris Chromek-Burckhart Risk & Insurance Manager Head of CERN Users Office CERN DG-DI CERN PH-AGS-UO 102 nd ACCU Meeting 4 th December 2013
Previous Milestones • ACCU #98 • 2 schemes with collective contracts • ACCU #99 • CHIS/UNIQA health insurance scheme for MPE’s • Not designed for MPAs, not suited for MPA’s (users) • ACCU #100 • Result from a survey initiated by the User’s Office • Revised requirements + preliminary market survey • ACCU #101 • A proposal matches many of our requirements 102nd ACCU Meeting — Status of Health Insurance Project for Users DCB - PB 2
In the meantime 1/2 • Review of Allianz Worldwide Care (AWC) proposal with: • CERN Legal Service • Chairman of the CHIS • CERN Medical Service • The concept of “ urgent care ” is perceived as a major risk for the sustainability of this scheme by these experienced stakeholders • This is confirmed by NATO HQ in Brussels (which are AWC customers) 102nd ACCU Meeting — Status of Health Insurance Project for Users DCB - PB 3
In the meantime 2/2 • NATO HQ provided us elements of their contract • Early November, AWC and brokers were asked to review their proposal based on these new requirements • No revised proposal yet • There is still the exclusion of pregnancy cares that shall be carefully looked at 102nd ACCU Meeting — Status of Health Insurance Project for Users DCB - PB 4
Conclusion • We are progressing slowly but safely: • There are not many insurance companies interested in providing such a service • We shall safeguard the only one who is still interested in offering this very unusual insurance service • But we shall absolutely set up a scheme that fulfills sustainability and diversity requirements • New tentative date for service into operation: Early March 2014 102nd ACCU Meeting — Status of Health Insurance Project for Users DCB - PB 5
Special thanks to M. Yann Delessert and Kessler’s Experts for their investigations and to Doris Chromek-Burckhart for her help in triggering requirements Thank you for your attention
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