Short-term Disability Helps you pay everyday living expenses and - PowerPoint PPT Presentation

Short-term Disability   Helps you pay everyday living expenses and out-of-pocket expenses not covered by major medical plans. We provide income replacement if you’re unable to work due to a covered injury or sickness. You can customize your benefits to last for 6 mo., 12 mo., or 24 mo. per event. Learn more: https://vimeo.com/72770882 Colonial Life Short-term Disability $1000 monthly benefit 6 mo. Benefit Period 12 mo. Benefit Period 24 mo. Benefit Period Issue Age 14/14 elim. Period 14/14 elim. Period 14/14 elim. Period 17-49 $31.40 $44.00 $60.00 50-64 $42.40 $66.60 $90.20 65-74 $51.30 $83.20 $180.40 Colonial Life Short-term Disability $2000 monthly benefit 6 mo. Benefit Period 12 mo. Benefit Period 24 mo. Benefit Period Issue Age 14/14 elim. Period 14/14 elim. Period 14/14 elim. Period 17-49 $62.80 $88.00 $120.00 50-64 $84.80 $133.20 $180.40 65-74 $102.60 $166.40 $360.80  Explanation: If you couldn’t work due to accident or sickness, would you have enough money on the side to survive??? If not, what amount would you need to make sure you can cover your mortgage/rent, car payment, food, and other bills?? Colonial Short Term Disability can provide a supplement on top of CA State Disability.

Accident Care   Helps cover out-of-pocket expenses for on or off the job injuries, emergencies and hospitalization for any member of the family due to an accident. Learn more: https://vimeo.com/74762189 Employee Employee + Employee + Employee + Only Spouse Children Family Basic $21.11 $29.87 $29.73 $38.50 Preferred $25.67 $35.91 $37.19 $47.42  Explanation: Are you active? Do you have kids that do sports? Do you travel? The accident plan provides benefits on or off the job if you are anywhere in the world. Benefits for:  Dr Office or ER Visits  Ambulance (air or ground)  Burns, coma, or concussions  Dislocations or Fractures  Hospital admissions plus daily benefit  Xray and Imaging  Rehab  AD&D  Wellness benefits - $200 mammogram and $50 from a group of 18 tests

Medical Bridge   Program that provides a lump-sum cash benefit for hospital confinement and out-patient surgery. Wellness benefits included. (Plan is for $1000 HC and $500/$1000 OPS and Medical Treatment, plus wellness ). Learn more: https://vimeo.com/82036134 Age Bands ds Employ oyee e Only EE + Spouse EE + Child EE + Family ly 17-49 17 49 $25.60 $48.15 $38.60 $61.15 50-59 50 59 $33.85 $63.80 $46.85 $76.80 60-64 60 64 $43.50 $82.15 $56.50 $95.15 65 65-75 75 $57.10 $107.95 $70.10 $120.95  Explanation: Some insureds have co-pays, co- insurance, or deductibles for the big “ticketed” items within their health insurance. The two biggest potential expenses are hospitalization and out-patient surgery. This plan helps insureds target those potential expense to have extra benefits.  $1000 hospitalization benefit  $500/$1000 out-patient surgery benefit  Medical treatment – ambulance benefit, ER benefit, Xray benefit, Dr office visit benefit, and appliance benefit  Plus $50 wellness benefit from a group of 18 tests

Cancer Insurance   Helps pay the direct and indirect out-of-pocket expenses not covered by major medical plans. Coverage includes initial diagnosis, treatment, inpatient care, transportation and lodging, and experimental treatment. Wellness benefits helps reduce cost of plan and encourage check-ups (mammogram, pap smear, PSA, Colonoscopy, etc.). Learn more: https://vimeo.com/78668022 Employ oyee e Only Employ oyee e + Childre dren Employ oyee e + Family ly $36.50 $40.50 $60.40  Explanation: Cancer plan is a two sided plan. Wellness on one-side and benefits if you are diagnosed with Cancer. Colonial provides these benefit on-top of what your insurance covers or doesn’t cover.  Wellness benefits - $100 mammogram, $70 pap smear, and $125 from a group of 18 tests.  Benefits if you are diagnosed from Cancer:  Radiation / Chemo  Hospitalization due to cancer  Experimental treatment  Transportation/Lodging  Surgical Procedures  Nursing care / hospice care  And more

Critical Illness Insurance   Employee/Spouse can select from $5,000 to $50,000 lump sum payment for assistance if one experiences certain critical illnesses. Wellness benefits helps reduce cost of plan and encourage check-ups (mammogram, pap smear, PSA, Colonoscopy, etc.). Learn more: https://vimeo.com/80832600 Age Age Age Age Age Age Age Age 25-29 25 29 30-34 30 34 35-39 35 39 40 40-44 44 45-49 45 49 50 50-54 54 55-59 55 59 60 60-64 64 EE Only $7.75 $8.55 $10.95 $12.55 $15.55 $19.15 $23.05 $27.95 Family ly $11.90 $13.20 $16.80 $19.20 $23.80 $29.40 $35.30 $39.90  Explanation: This is a lump sum type benefit, which covers certain sicknesses:  Heart Attack  Stroke  End stage renal failure  Major organ failure  Permanent paralysis due to a covered accident  Coma  Blindness  Coronary artery bypass  Wellness Benefits - $200 mammogram, $70 pap smear, and $50 from a group of 18 tests