Presentation to Boca Express Travel Phil Blackwell National Sales - PowerPoint PPT Presentation

Presentation to Boca Express Travel Phil Blackwell National Sales Manager 12.12.2017 T-17180a

FAIRFAX FINANCIAL HOLDINGS LIMITED STRUCTURE  Manager of global runoff business  US / European runoff $13.3 Billion in Gross Premiums Written (2016 (1) ) Insurance & Reinsurance Other $1.1b $2.0b $0.8b $2.4b $1.9b $3.1b $0.7b $1.3b  Major Cdn  Major U.S.  Leading  Global multi-  Leading  Global  Significant  Strategic Lloyd’s market commercial commercial workers comp line reinsurer specialty presence in Asia growth in P&C insurer P&C insurer insurer in U.S. and specialty operation insurer and attractive insurer reinsurer markets  $0.6B statutory   C$1.4B  $1.2B statutory  $1.1B IFRS Falcon, Hong Kong  surplus  $4.0B IFRS  3.1B US GAAP First Capital,  Group Re statutory surplus equity Singapore (98%) equity  equity equity Polish Re  73%   67% ownership Pacific, Malaysia  Advent ownership (85%)  Fairfax Brasil  AMAG, Indonesia  Colonnade, CEE (80%)  Bryte, South  Fairfirst, Sri Lanka Africa (78%)  Gulf Ins., Kuwait  ICICI Lombard, (41%) India (35%) (1) Presented on a pro-forma basis to include recent acquisitions of PT Asu r ansi MAG, Bryte Insurance, Allied World and  Eurolife, Greece AIG’s operations in Latin America and Central and Eastern Europe (expected to close in 2017)  Alltrust, China (40%) (15%) Note: Fairfax ownership is 100%, unless otherwise indicated. All surplus and equity related figures are as at December 31,  AIG, CEE and  Falcon Thailand 2016. LATAM (41%)  BIC, Vietnam (35%)

Small Company Roots. Big Company Reach. Travel Insured offers you the treatment of a small company with the support of a larger organization behind us. Small Company Roots Big Company Reach   TII was founded as a small, family- Acquired by Crum & Forster (who owned company is owned by Fairfax)   Operate on the values of treating Financial backing of large company customers and partners as family  Ability to enhance our products  Many of the same great people  More opportunity for us = more continue to work for TII opportunity for you 8

How We Support You Dedication to Travel Professionals Agency ASTA Proud Rewarding Technology Advisory Product Partner Partnership Board 3 Loyalty Commission Opportunities TAP Group Retail Program Protection Email Quotes Non-Age Bulk Quote Simplified Based 4

The Basics 5

Offering Travel Insured Plans to Non-NCOIL States  If your customer resides in any of the non-NCOIL states, you may get an error message saying you cannot complete the transaction  The non-NCOIL states are: Florida, Hawaii, New York, Pennsylvania and Ohio. (Ohio joins the NCOIL states in March 2018)  Boca Express Travel is currently licensed to transact in the following Non- NCOIL states: NY  You have two options: (For Residents of PA, OH & HI) 1. Send your customer an email quote or link, and they can complete the transaction on their own. 2. Call Travel Insured at 1-800-243-3174 and we can help to complete the transaction. 6

Keep It Simple Consistent limits Unique 2 Products benefits Eliminate Confusion This presentation contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain 7 non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions.

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Helpful Hints - Product  Rates may vary by state  Maximum trip costs: $100kpp/$250k policy max  Maximum trip duration: 180 days (90 for WA)  Maximum time between purchase and departure date: 30 months  WTP is primary for CT, FL, OH, UT  Pre-ex eligibility requires purchase within 21 days of initial deposit (date of deposit is day 1)  14 day free-look for a plan cost refund  One time date changes are allowed provided no cancellation penalties were imposed, if cancellation penalties are imposed, submit for exception request This presentation contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain 9 non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions.

Devil in the Details  Pre-Existing Condition a) Payment for the plan is received within 21 days of your initial payment or deposit for your trip b) You insure all prepaid trip costs and within 21 days of payment or deposit c) You are medically able to travel at time of plan purchase This presentation contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also 10 contain non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions.

Devil in the Details  Single Supplement  Benefits will be paid for the additional cost incurred as a result of a change in the per person occupancy rate for prepaid travel arrangements if travel companion’s trip is cancelled for a covered reason, and you do not cancel your trip. This presentation contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain 11 non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions.

3 Opportunities Program  Email quote program to stay on top of your clients without having to remember to remind them of important deadlines  Select up to 3 dates for the email quote to be sent  Choose how many products to include Pre-X Initial Final Reminde Quote Payment r 12

3 Opportunities Program 13

Loyalty Rewards Program  If a customer to whom you sold our retail travel protection plan comes back to TII to purchase a plan but hasn’t booked their travel arrangements through your agency or another registered TII agency partner…  We will be compensating your agency It’s the right thing to do. We wouldn’t have that customer for the full amount as outlined in our without you and your efforts! partnership agreement. 14

Commission Protection Program  When your client purchases any of the WTP plans, then has to cancel the trip for a pre-departure trip cancellation claim, Travel Insured will protect 100% of your lost travel supplier commissions, up to a maximum of 15% of your client’s full trip cost.  Guidelines are on the Commission Protection Request Form 15

Travel Insured Mobile App The perfect complement to their travel protection plan:  Health and safety information for their destination(s)  View plan info offline  Emergency numbers  In-app claim submission 16

Amusement & Theme Park Protection Plan

The Basics • Plan designed specifically to help protect Amusement & Theme Park Adventures • Two pricing levels • Basic Trip Cancellation/Interruption reasons • Pre-Existing Condition Waiver available until final trip payment • For the full non-refundable cost of the trip • Traveler is not disabled from travel at the time they pay the premium • Travelers up to age 70 • Maximum trip cost of $5,000 • Children 17 and under are included at no extra charge for each insured adult • There is a $25 charge for each extra child on the plan This presentation contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain non- insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions.