On Demand Online Credit Rates in the Banking Domain A proposal for - PowerPoint PPT Presentation

Nov 01, 2023 •248 likes •311 views

On Demand Online Credit Rates in the Banking Domain A proposal for dynamic on-demand credit rates computation based on event processing. An Idea by David Luckham, Stanford University, and CITT. Daniel Jobst, Benjamin Gebauer, Thomas Schfer,

On Demand Online Credit Rates in the Banking Domain A proposal for dynamic on-demand credit rates computation based on event processing. An Idea by David Luckham, Stanford University, and CITT. Daniel Jobst, Benjamin Gebauer, Thomas Schäfer, Rainer von Ammon
Event Stream Processing Idea For “On Demand” Credit Rates � Situation: � Various banks providing credits sold over the Internet � Instant, automatic credit decision � Rates based on personal risk assessment � Proposal: � Generic online banking portal selling an “Online Credit” � Additional computation of a “base rate” based on the actual, real- time situation of supply and demand as well as the money portfolio available (“the pot”) � Technology: � Event stream processing integrated into a workflow environments
Event Stream Processing Idea For “On Demand” Credit Rates New online application Demand Average amount New online computation of credits application (hourly, daily, …) Cancellation Event stream X Rate Variable base rate Event stream Y computation Event stream Z Repayment Bank A Portfolio New Credit Portfolio balance computation Payment Repayment Customer B
How to Integrate Concepts and Technologies Like CEP, ESP, BAM, … Into Business Processes
Event Stream Processing Idea For “On Demand” Credit Rates Demo…
Thank you very much! Centrum für Informations-Technologie Transfer GmbH Konrad-Adenauer-Straße 30 93051 Regensburg Germany Web: http://www.citt-online.com E-Mail: info@citt-online.com

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