moray finch general manager mull and iona community trust
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Moray Finch General Manager, Mull and Iona Community Trust Rural - PowerPoint PPT Presentation

Moray Finch General Manager, Mull and Iona Community Trust Rural Housing Scotland 2017 Conference Delivering Affordable Housing WHERE? Delivering Affordable Housing Isle of Mull ~3000 residents Aging population (but increasing)


  1. Moray Finch General Manager, Mull and Iona Community Trust Rural Housing Scotland 2017 Conference

  2. Delivering Affordable Housing WHERE?

  3. Delivering Affordable Housing • Isle of Mull • ~3000 residents • Aging population (but increasing) • Tourism dominated economy, also fishing, aquaculture, farming, forestry, crafts • High proportion of second homes – 13% in Argyll but 30% in Ulva Ferry • 110 residents within school catchment area

  4. Delivering Affordable Housing

  5. Delivering Affordable Housing WHY?

  6. Delivering Affordable Housing • 2010 Ulva School threatened with closure • Ulva School Community Association (USCA) formed to mount a campaign against closure

  7. Delivering Affordable Housing

  8. Delivering Affordable Housing • USCA carried out their own Housing Needs Analysis • March 2011 A&BC lifted threat of school closures • USCA realised the battle was won • BUT NOT THE WAR!!

  9. Delivering Affordable Housing HOW?

  10. Delivering Affordable Housing • USCA asked MICT for capacity building support • Joint application to HIE was successful and MICT then employed a Local Development Officer • Extensive consultations produced a Community Development Plan with prioritised list of projects to help Strengthen the Community and sustain the school • Number one priority? • Affordable Housing!

  11. Delivering Affordable Housing • Local landowner offered building plots • Meeting with Derek Logie and USCA • Scottish Land Fund for purchase and revenue costs to employ a Housing Project Manager

  12. Delivering Affordable Housing March 2015

  13. Delivering Affordable Housing • Funding package • A&BC Rural Housing Development Fund • Rural Housing Fund • Quaker Housing Trust grant • Quaker Housing Trust interest free loan • Trusthouse Charitable Trust • Donations

  14. Delivering Affordable Housing WHAT?

  15. Delivering Affordable Housing • Consultation with USCA and wider community • Community led design process, key attributes • Energy Efficiency • Living Space • Flexibility • Sustainability • Secure tenancy • Nice

  16. Delivering Affordable Housing

  17. Delivering Affordable Housing

  18. Delivering Affordable Housing WHO?

  19. Delivering Affordable Housing • Allocation policy drawn up with help from West Highland Housing Association • Designed to favour families with links to the area and with children for the primary school • Rents to be mid-market (£443 pcm) • Annual space heating bills ~£300 per year

  20. Delivering Affordable Housing

  21. Delivering Affordable Housing

  22. Delivering Affordable Housing

  23. Delivering Affordable Housing

  24. Closing Thoughts • Officially there is no demand for the Ulva Ferry Houses – REALLY? We hope to build more!! • Mull businesses are constrained by lack of housing for prospective employees • Building Standards need to be updated to require mechanical ventilation heat recovery or similar, along with even lower annual space heating demand. This will need government incentives! • The Ulva ferry Housing project; • is revealing the hidden demand • moving towards a new standard of energy efficiency to make affordable housing affordable to heat • directly addressing population decline in a remote rural location

  25. Reminder of why

  26. Thanks to our funders

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