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How South Lakes Citizens Advice Bureau can help businesses Keep Down Costs John Dersley Trustee, Income Generation South Lakes Citizens Advice Bureau providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues


  1. How South Lakes Citizens Advice Bureau can help businesses Keep Down Costs John Dersley Trustee, Income Generation

  2. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues South Lakes Citizens Advice Bureau: • Is part of the Citizens Advice national advice network • Is a local charity serving all of South Lakeland • Is a company limited by guarantee • Delivers audited, quality assured advice • Delivers this advice with about 60 trained volunteers supported by a team of paid staff Our service is free, impartial, confidential and independent

  3. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues The service must be financially viable; our estimated expenditure in 2014/15 is £400k which we plan to cover by funding from a wide variety of sources:  South Lakeland District Council  Cumbria County Council (contracts for specialist advice)  Town and Parish Councils  Charitable Trusts (often project based)  Big Lottery (always project based)  Contributions from businesses and individuals

  4. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues Most people think they will never need to use our services until they or a family member: • Find themselves getting into debt • Buy goods that turn out to be faulty • Have a problem with their landlord • Lose their job or have to take long-term sick leave - and get lost in the welfare benefit maze • Become separated or partner wants to get divorce - what about the house, what about the children? We provide advice on a wide range of issues and refer clients elsewhere when appropriate

  5. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues If asked “what is your most important asset?” or “what is most fundamental to your businesses success?” most managers or owners would say:

  6. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues “My staff/employees/workers” because • they are the contact with customers  their skills make the product or service  their productivity directly affects profitability  their recruitment, training and pay are a major business investment

  7. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer and so much more So, what if a personal problem – theirs or a family member's - affects performance? • Customer care might be affected  The quality of the product or service might be reduced or wastage increased  Productivity and profitability might fall  Sick absence can be lengthy and require temporary staff

  8. Cumbria Rural Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues Personal problems can be caused by  Financial pressures  Housing  Relationships  Work  Consumer issues

  9. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues Impact of our work: 2011/12 2012/13 Clients 3,376 3,092 Problems 10,651 9,641 The main areas were: 2012/13 2011/12 Benefits 3,672 38% 3,682 35% Debt 2,534 26% 3,255 31% Housing 643 7% 764 7% Employment 1,012 10% 1,022 10%

  10. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues What can you do to help us in this work? • Spread the word that we're here; and here to help • If you see an employee has a problem, refer him or her to us • Distribute leaflets and display posters • Include an article in your “in house” newsletter • Become a Supporter - in kind or financially.

  11. South Lakes Citizens Advice Bureau – providing advice in debt, w elfare benefits, employment, housing, legal, consumer issues Thank you for your time. If you want further information or would like to discuss anything in this presentation, please contact: Karen Evans South Lakes Citizens Advice Bureau Manage rmanager@cumbriarural.cabnet.org. uk Tel: 015394 47185

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