Fiscal 2013 I nterim Results Databook November 20, 2013 This - PowerPoint PPT Presentation

Mitsubishi UFJ Financial Group Fiscal 2013 I nterim Results Databook November 20, 2013

This document contains forward - looking statements in regard to forecasts, targets and plans of Mitsubishi UFJ Financial Group, I nc. (“MUFG”) and its group companies (collectively, “the group”). These forward - looking statements are based on information currently available to the group and are stated here on the basis of the outlook at the time that this document was produced. I n addition, in producing these statements certain assumptions (premises) have been utilized. These statements and assumptions (premises) are subjective and may prove to be incorrect and may not be realized in the future. Underlying such circumstances are a large number of risks and uncertainties. Please see other disclosure and public filings made or will be made by MUFG and the other companies comprising the group, including the latest kessantanshin, financial reports, Japanese securities reports and annual reports, for additional information regarding such risks and uncertainties. The group has no obligation or intent to update any forward- looking statements contained in this document I n addition, information on companies and other entities outside the group that is recorded in this document has been obtained from publicly available information and other sources. The accuracy and appropriateness of that information has not been verified by the group and cannot be guaranteed The financial information used in this document was prepared in accordance with accounting standards generally accepted in Japan, or Japanese GAAP Definitions of figures used in this document Consolidated : Mitsubishi UFJ Financial Group (consolidated) Sum of non-consolidated : Bank of Tokyo-Mitsubishi UFJ (non-consolidated) + Mitsubishi UFJ Trust & Banking Corporation (non-consolidated) (without other adjustments) Commercial bank (consolidated) : Bank of Tokyo-Mitsubishi UFJ (consolidated) Commercial bank : Bank of Tokyo-Mitsubishi UFJ (non-consolidated) Trust bank (consolidated) : Mitsubishi UFJ Trust & Banking Corporation (consolidated) Trust bank : Mitsubishi UFJ Trust & Banking Corporation (non-consolidated)

Agenda MUFG at a glance MUFG at a glance Outline of FY 2013 I nterim Results Outline of FY 2013 I nterim Results  Group structure 5  Net interest income 10  Group network 6  Source and use of funds 14  MUFG’s ranking 7  Non-interest income 16  Ratings 8  Consolidated/ Non-consolidated differences 18  General and administrative expenses 19  Non-recurring gains/ losses, 20 extraordinary gains/ losses  Assets and liabilities 21  Mitsubishi UFJ Securities Holdings 22  Mitsubishi UFJ Morgan Stanley Securities 23  UnionBanCal Corporation (US GAAP) 26  Mitsubishi UFJ NI COS 30  ACOM 33  Mitsubishi UFJ Merrill Lynch PB Securities 36  Asset management 37 2

Agenda Assets and c capital apital Business s Business segment egment i information nformation Assets and  Profits by business segment  Non performing loans based on the FRL 39 59  Retail - Gross profits, net operating profits  Reserves and secured coverage 40 60  Retail - I nvestment products 41  Reserve ratios 61  Retail - Housing loans  Exposures to securitized products 42 62  Retail - Consumer finance 43  Deferred tax assets 65  Retail - I nheritance and real estate 44  Retirement benefits 66  Corporate (domestic)  Capital ratios 45 67 - Gross profits, net operating profits  Corporate (domestic) - Deposit & lending 46  Corporate (domestic) - Settlement business 47 Reference Reference  Corporate (domestic) - I nvestment banking 48  Corporate (domestic)  Loans Classified by I ndustry 69 49 - Real estate and transfer agency business  Exposures by country and region 70  Global - Gross profits, net operating profits  Loans to North Africa and Middle East 50 72  Global - Asia business  Exposures in European peripheral countries 73 51  Global - Americas business  Shares (common, preferred stock) 74 52  Global - EMEA business  Preferred securities 75 53  Trust assets - Gross profits, net operating profits  I ssued foreign currency straight bonds 76 54  Trust assets - Pension business  Major subsidiaries and affiliates 78 55  Trust assets  I nvestment to Morgan Stanley 79 56 - I nvestment trust management/ administration  Shareholder structure 80  Trust assets - Global custody business  Comparison with other Japanese financial groups 57 81  Number of outlets 82 3

4 MUFG at a glance

Group structure Total Assets ¥242.2 tn Holding Company Total Loans ¥95.2 tn Total Deposits ¥136.1 tn Mitsubishi UFJ Financial Group （ As of End Sep 13 ） (MUFG) Employees approx.120,000 (As of End Mar 13) The Bank of Mitsubishi UFJ Mitsubishi UFJ Mitsubishi UFJ Mitsubishi UFJ Lease & Finance * 1 Tokyo-Mitsubishi UFJ Trust and Banking Securities Holdings NI COS Group companies in other main financial areas Group companies in other main financial areas Mitsubishi UFJ Asset Mitsubishi UFJ Morgan Asset Management / KOKUSAI Securities management Stanley Securities Asset Management Mitsubishi UFJ Real Estate Consumer finance / ACOM / JACCS * 1 Real estate I nstallment credit Services Mitsubishi UFJ Merrill Lynch Private banking Venture capital Mitsubishi UFJ Capital PB Securities * 2 Mitsubishi UFJ Research & Online securities kabu.com Securities consulting Research & Consulting Mobile internet UnionBanCal Jibun Bank * 1 Overseas bank Corporation * 2 Expect change of company name to Mitsubishi UFJ Morgan Stanley PB Securities on Jan 14 * 1 An equity method affiliate of MUFG 5

Group network  Solid domestic customer base with 40 million retail accounts and 500,000 corporate clients  Most extensive global network among Japanese financial groups with over 500 bases in more than 40 countries MUFG の拠点網 * MUFG’ ’s s branch network branch network * * MUFG Domestic branches and offices Overseas subsidiaries, branches, and offices Western Japan Americas 34 544 (incl. Osaka) 31 Retail:229 Europe, Middle East Corporate:100 & Africa 413 Eastern Japan 58 (incl. Tokyo) 228 329 UNBC Retail:410 Asia & Oceania Corporate:134 Central Japan (incl. Nagoya) Retail:149 Corporate:79 * Total of BTMU, MUTB and MUMSS (As of End Sep 13) 6

MUFG’s ranking Deposits * * Market Cap Deposits Market Cap (as of End Sep 13) (as of End Jun 13) Rank Company Name ¥tn ¥tn Rank Company Name I ndustrial and Commercial I ndustrial and Commercial 1 234.4 1 22.23 Bank of China Bank of China 2 196.3 China Construction Bank 2 Wells Fargo 21.56 3 185.6 Agricultural Bank of China 3 HSBC 19.86 4 159.6 Bank of China 4 JPMorgan Chase & Co. 19.12 5 134.0 MUFG 5 China Construction Bank 18.85 Loans Loans 6 Bank of America 14.57 (as of End Jun 13) ¥tn Rank Company Name 7 Citigroup 14.50 I ndustrial and Commercial 1 148.7 8 Agricultural Bank of China 13.19 Bank of China 2 China Construction Bank 127.3 9 Bank of China 12.47 3 117.5 Bank of China 10 Commonwealth 10.51 4 Agricultural Bank of China 107.4 14 MUFG 8.88 7 MUFG 91.8 (Source) Compiled by BTMU Economic Research Office based on company disclosures (Source) Compiled by BTMU Economic Research Office based on Bloomberg * Excluding public financial institutions 7

Ratings Moody ’ s S&P FI TCH R&I JCR Long- Short- Long- Short- Long- Short- Long- Short- Long- Short- “-” : no credit ratings term term term term term term term term term term － － － － － － － A A+ AA- MUFG － P-1 * BTMU Aa3 A+ A-1 A F1 AA- a-1+ AA Aa3 * P-1 * － MUTB A+ A-1 A F1 AA- AA J-1+ － － － － A2 P-1 A A-1 AA- AA MUSHD － － － MUMSS A1 P-1 A+ A-1 AA- a-1+ AA － － － － UB A2 P-1 A+ A-1 A F1 － － － － － － A+ a-1 AA- J-1+ MUN － － － BB+ B A- F2 BBB A J-1 ACOM － － － － MUL A3 A A+ a-1 AA- J-1+ (as of Nov 5, 13) * Bank Deposits ratings 8

9 Outline of FY 2013 I nterim Results