Executive Summary Safe Harbor Equity is a leading private equity firm - PowerPoint PPT Presentation

Executive Summary Safe Harbor Equity is a leading private equity firm specializing in distressed real estate debt aiming to generate superior returns for our limited partners The firm to date has launched three funds and its • principals have acquired more than half a billion dollars in assets Focus on commercial real estate market • inefficiencies combined with detailed underwriting to unlock value Strategic acquisition, origination, management and • repositioning of nonperforming asset-backed real estate mortgages targeted up to $20 million Safe Harbor Equity seeks to preserve investor capital • while targeting IRR’s of 20% on a risk adjusted basis* * Refer to slide 18 for specific fund IRR performance

Competitive Advantage Consistent record of execution provides confidence to traditional lenders Certainty to close a transaction highly valued by banks • Local knowledge and relationships in the financial community • Superior underwriting process identifies value extraction and optimization of opportunities where others don’t In depth financial, borrower and collateral analysis • Strict adherence to value parameters and lending guidelines • High touch loan servicing establishes relationships and provides opportunity for payoff • Excellence in litigation management, increasing likelihood of desired outcomes Detailed legal analysis to define litigation strategy and restructuring • Detailed analysis of borrower and opposing counsel • • Deep understanding of judiciary at local and appellate level Policing of each individual investment • Rapid response to changes in legal circumstances • Game theoretic analytics approach and competitive intelligence analysis • Value Litigation Barriers to Execution Extraction Mgmt. Entry

Market Opportunity CRE Loans / Total Assets (%) CRE Mortgage Debt Outstanding $4.3T 32.9% 35 (%) $3.4T 30 25.9% 28.4% 25 25.8% 20 15 10 5 0 2013 2014 2015 2016 2017 2018 2019 2014 2015 2016 2017 2018 Mid-Market banks have the highest ratio of CRE • loans/Total Assets ABS Issuers Banks/Finance Banks with assets between $1B - $10B have the Life Ins./Pension Co. • GSE/GSE-backed fastest growing CRE loans/Total Asset ratio Government REITs Miscellaneous Source: FDIC Data, Safe Harbor Equity estimates