This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreement No 746205. EeMAP Feedback Session www.energyefficientmortgages.eu
Objectives Collect detailed national feedback on the draft proposals Begin exploring national implementation Focus on the Building Performance Assessment Criteria – “what defines an energy efficient mortgage?” This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
EeMAP Public Consultation 12 Feb – 12 Mar To capture cross-sectoral feedback on • all sections of the draft proposals To express interest in supporting the • EeMAP pilot scheme Follow #EeMAP or search ‘EeMAP news’ for the latest updates
EeMAP Framework in Overview • Sets the Principles for overall Lending Institutions framework Building • Sets the Performance assessment Assessment criteria Criteria • Guidance for Valuation Guidance valuers and EE Checklist This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Key Issues Standardised vs. Flexible New build vs Existing Commercial vs. Residential Deep vs. Staged Simple vs. Robust Customer desires vs. Technically sound Pilot stage pragmatism vs. Final ambition This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
• Sets the overall Principles for framework Lending • Guidance for banks Institutions • Banks will self-certify 12 High level principles Suggested finance mechanisms Guidance for banks on working with EE experts, valuers, contractors and other stakeholders Guidance on providing consumer advice for EE finance Data gathering / tagging requirements This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
• Guidance for banks Valuation instructing valuers Guidance and EE • Guidance for valuers Checklist • Valuation+EE Checklist Guidance and standardised approach to gathering EE information relating to value: Guidance for the bank on what to ask for Guidance and a “Traffic light” checklist for the valuer Proposed training materials to be developed – made available under existing www.renovalue.eu training modules This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
• Sets assessment criteria Building and thresholds Performance • Gives general definitions Assessment Criteria • Indicates future ambition Criterion 1: Energy Performance Criterion 2: Ongoing Performance Monitoring Criterion 3: Quality Assurance General Definitions section explains key terms This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Criterion 1 • Energy Performance A building will qualify for an EEM if its energy performance is either: a) nZEB compliant (where national definition exists) New Builds b) 20% better than current national building regulations Renovations c) Improved by at least 30% This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
General Definitions • Energy Performance A calculation of delivered energy (kWh/m 2 per year) – for • heating, hot water, cooling, ventilation (and lighting). Either: a) National Calculation Methodology (EPC calculation) or b) other EN compliant tool Inputs must validated with a site visit and documentary evidence • If a/b not available; measured energy may be used – but must be • normalised for climate and based on >2yrs data. E.g. Operational Rating EPC. This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Criterion 2 • Ongoing performance monitoring The borrower (or 3 rd party) shall report the following to the bank (or its 3 rd party): a) Measured energy consumption - by energy carrier (e.g. electricity or fuel) - at least once per year. b) Revised EPC after renovation (if applicable). This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
General Definitions • Measured energy consumption Measured energy performance: • As recorded by a (smart) meter. Must be available for each energy carrier • Manual meter readings accepted if recorded at least monthly. Data passed to the lender, (or 3 rd party) to evaluate performance • - and to the EeMAP Coordinator (anonymized) This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Criterion 3 • Quality Assurance All (EE) works undertaken should be: 1. Planned by a competent person with … nationally recognised qualification … 2. planned and implemented … to ensure future energy efficiency improvements are not adversely affected 3. undertaken by a competent contractor with … nationally recognised qualifications … and approved by the lender 4. evidence of all works … submitted to the lender (or 3 rd party) This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
General Definitions • Nationally recognised • Defined by national organisations representing EeMAP … in consultation with relevant stakeholders. • Definitions may need to be set differently for different regions. • During the pilot, definitions overseen by EeMAP Consortium. This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Future Ambition EeMAP Governance structure to oversee future development. Key areas of focus: • Energy Metrics • Ongoing Performance Monitoring and Performance Guarantees • Building Energy/Renovation Passports • Wider Sustainability This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Workshop Exercises Part 1: Process walk-through exercise • To explore national implementation • To identify bottlenecks Part 2: ‘Traffic light’ feedback exercise • To capture detailed feedback • To identify opportunities and barriers for a national pilot This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Workshop Exercise 1: Process walk-through In Groups: • Create a process flow / actor map • Try to improve / add to the existing diagram, eg: • Make it more nationally specific • Add required data and data flows • Missing actors • Where are the bottlenecks? Use the materials provided This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Workshop Exercise 1: Process walk-through Try to improve / add this: Make it more nationally specific • Add required data and data flows • • Missing actors Where are the bottlenecks? • This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
Workshop Exercise 2: Traffic Lights Instructions: • In groups • Discuss and complete the ‘traffic light’ forms • Red = This will not work here – explain why • Amber = This could work but needs changing – explain what • Green = This can work / needs few changes – explain how This project has received funding from the European Union’s Horizon 2020 research and innovation programme under grant agreem ent No 746205.
EeMAP Pilot Scheme Launches 14 June 2018 • To express interest in supporting the EeMAP pilot scheme email: • europe@worldgbc.org To express interest in joining a UK EeMAP expert hub email: • richard.twinn@ukgbc.org http://energyefficientmortgages.eu/
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