DAWN CORNELIUS Vice President of Marketing and Communications
RALPH SCHULZ President and CEO
MAYOR JOHN COOPER
CHRISTY PRUITT-HAYNES Chief Truth Teller, Our Truths Founder, Christy Pruitt-Haynes Consulting
TABITHA AND JOSHUA MUNDY Owner/Founder Music City Cleaners The Fortitude Group theLab Nashville Pivot Technology School, LLC
MARCH 2020 Nashville Tornado Hits 624 Jefferson Street
THE FORTITUDE GROUP
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MYRA SHIRD Federal Coordinating Officer, Federal Emergency Management Agency FEMA in Middle Tennessee
FEMA TENNESSEE TORNADO RESPONSE Myra M. Shird, PhD Federal Coordinating Officer Federal Emergency Management Agency (FEMA) Myra.Shird@fema.dhs.gov
FEMA TENNESSEE TORNADO RESPONSE As of COB March 25 : § FEMA has approved more than $1.30 million in disaster grants for Tennessee homeowners and renters who sustained uninsured or underinsured losses from the storms. That total includes: § More than $962,000 in housing grants to assist people in rebuilding or repairing their homes and to provide safe, sanitary temporary housing. § More than $345,000 in grants for things like personal property, transportation, medical, dental and childcare. § FEMA inspectors have completed 1,069 housing inspections § SBA has approved more than $4.2 million disaster loans to businesses and households.
FEMA TENNESSEE TORNADO RESPONSE Federal assistance extended to five Tennessee counties hit by the March 3 tornadoes • and storms, covering eligible disaster-related expenses and the repair or rebuilding of critical infrastructure. The State of Tennessee, local governments and certain private nonprofits in Benton, • Carroll, Davidson, Putnam, Smith and Wilson , counties can request funding through FEMA’s Public Assistance grant program to help pay for debris removal, emergency protective measures and the repair or rebuilding of roads, bridges, water-control facilities, buildings, equipment, utilities, parks and recreation facilities. The federal cost share for reimbursed expenses is not less than 75 percent . • Volunteers and community members should reach out to their local government for • guidance on debris removal processes.
FEMA TENNESSEE TORNADO RESPONSE At its height, FEMA operation included: • 300+ personnel on the ground. • Disaster Survivor Assistance Teams canvassing impacted neighborhoods. • Disaster Recover Centers , serving as focal points for information and resource • sharing. As we continue to work on Tennessee recovery, health and safety are our highest • priorities for survivors and for FEMA personnel assisting recovery. The current situation demands a reduction in FEMA field personnel and the move • to a virtual working environment .
FEMA TENNESSEE TORNADO RESPONSE Please continue to encourage those with uninsured losses to call FEMA to apply • for disaster assistance. Survivors can apply for assistance by: Visiting www.DisasterAssistance.gov • Downloading the FEMA App for Android or iPhone; and by • Calling 1-800-621-3362 from 6 a.m. to 9 p.m. local time , seven days a week. • Help is available in many languages. • THE DEADLINE TO REGISTER IS MAY 4, 2020 • Thank you! •
LATANYA CHANNEL SBA Director of Tennessee Office
TN TORNADOES – DECLARATION TN 16325 Physical Disaster Loans for businesses of all sizes, non-profits (including churches), AND homeowners and renters • Businesses – up to $2 million at rates as low as 3.75% with up to a 30-year term • Non-profits – up to $2 million at 2.75% interest • Homeowners – up to $200,000 at rates as low as 1.563% • Renters and Homeowners – up to $40,000 for personal items, including cars, at rates as low as 1.563%
TN TORNADOES – DECLARATION TN 16325 Economic Injury Disaster Loans for SMALL businesses and non-profit organizations • Business does not have to be physically damaged • Funds must be used to meet your ordinary and necessary financial obligations such as accounts payable, rent, payroll, etc. • Designed to see you through the recovery period • Businesses – up to $2 million at 3.75% with up to a 30-year term • Non-profits – up to $2 million at 2.75% interest with up to a 30- year term
TWO DISASTER DECLARATIONS SINCE MARCH 3 TN TORNADOS- TWO TYPES COVID 19 – ONE TYPE • Physical Disaster Loans ONLY: • Businesses of all sizes, • Economic Injury Disaster Loans • Non-profits (including churches) • SMALL businesses • Homeowners • Non-profit organizations • and Renters • Economic Injury Disaster Loans • SMALL businesses • Non-profit organizations
HOW TO APPLY Apply Online: www.disasterloan.sba.gov Tel. 800-659-2955 Email: DisasterCustomerService@sba.gov For help with your business application, call any SBDC office in TN or SBA TN District Office in Nashville: (615) 736-5881
VIRTUAL OFFICE HOURS Starting Monday March 28, we’ll offer VIRTUAL OFFICE HOURS twice a day. The call-in info is posted (or will be) on the Nashville Chamber, Entrepreneur Center, Mayor's Office, and SBA websites. We will also send it out with the webinar slides.
JOSH BARNES Senior Planner, Office of Continuous Operations and Risk Management
U. U.S. Small Business Adm Admini nistr trati tion on
Recovery Implementation • “Breaking Down the Recovery” in three basic steps: • Conduct a Mission Scoping Assessment – In partnership with the state, capture the overarching issues as it relates to recovery needs • Develop a Recovery Support Strategy/Actions – In partnership with the state, document the federal capabilities available to be leveraged to support recovery issues. • Implement/Facilitate the Recovery Support Strategy – Undertake those initiatives identified in the Recovery Support Strategy and facilitate the transition to steady-state operations. • Recovery activities can fall into three major categories: • Technical assistance – (e.g. Peer-to-peer planning workshops) • Information sharing – (e.g. connecting the dots between disparate data sources – providing the state a strategic view across the mission areas) • Leveraging existing resources – (e.g. working with public, private, non-profit program staff to retool planned initiatives to also support immediate recovery needs) 33
ECONOMIC RECOVERY CONCEPTS (CONT.) Disaster Recovery Concepts • Impacted communities will endure the recovery regardless • Coordinated recovery efforts are intended to shorten the distance between resource need and resource provider.
Behavioral Health Recovery • Risks: Exacerbation of existing conditions, stigma, impacts of emotional trauma, and clinician access • Protracted impact • “Trauma by uncertainty” • Exacerbation of pre- existing stressors and clinical conditions *SAMHSA • Dislocation impacts
Common Post-Disaster Signs of Strain • Physically • How many hours of sleep/night? • Diet/nutrition changes • Exercise changes? • Change in level of pain? • Any changes in basic hygiene? • Socially • Cut down the amount of time you spend on work or other activities? • Stopped or reduced spending time with family friends or groups? • Accomplished less than you would like? • Didn't do work or other activities as carefully as usual? • Emotionally • Have you experienced an increase in anxiousness/nervousness? • Have you felt tired/fatigued? • Have you felt down in the dumps/downhearted? There is only one you. • When was the last time you felt happy/clam and/or peaceful? • Spiritually • Have you experienced a loss of faith? • A lack of feeling connected? 36
KEITH HAYMAN Catastrophe Team Specialist
DISASTER RECOVERY INFORMATION The insurance claims process and essential policy language
KEITH HAYMAN GGG/Adjusters International 25 years experience working on catastrophe teams and the financial recovery for the insurance claims process including 9/11, Puerto Rico, the Bahamas, Mexico, and across the USA after tornadoes, hurricanes, earthquakes, terrorist attacks, wildfires, etc.
DISASTER TIMELINE The assigned insurance Adjuster will inspect the Review the entire policy and Make a written request for a Mitigate your loss and damage with goal to set a Report your insurance Claim endorsements to understand certified copy of your policy protect the building from ‘reserve’ to report to the to the insurance company every aspect you are entitled including all endorsements further damage. insurance company. It’s to in the insurance contract. important for the reserve to be adequate. It’s recommended to request a Experts assess damage – partial payment, in writing, to help building estimators, you with initial expenses and engineers, inventory Claims are submitted Claims are reviewed losses. Insurance companies need specialist, and accountants for good documentation to support business interruption larger partial payments *this process can be different Insurance companies provide Necessary adjustments Work to a final settlement depending on the policy and responses to claims are made personnel assigned to the file
LAURA BAKER President Nashville Bar Association
VIVIAN WILHOITE Assessor of Property, Office of Assessments
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