Bank Pasargad Presentation 20 October 2015 31, August 2015 As of - PowerPoint PPT Presentation

The Millennium Bank The Millennium Bank as of Bank Pasargad Presentation 20 October 2015 31, August 2015 As of No. 430, Mirdamad Blvd., Tehran 1969774511, Iran No. 430, Mirdamad Blvd., Tehran 1969774511, Iran 20 Dec. 2016 Tel: (+9821) 82891575; Fax: (+9821) 88649521 - website: www.bankpasargad.com - SWIFT: BKBPIRTH Tel: (+9821) 82891041; Fax: (+9821) 82891029 - website: www.bankpasargad.com - SWIFT: BKBPIRTH

Table of Content 16 01 Net Profit of 15 Iranian banks 29 History Assets and Liabilities Structure 02 Adherence & Compliance to 17 Our Vision 30 Total Owners’ Equity Growth International Regulations 03 Mission 18 Adherence & Compliance to 31 Key Performance Measures Domestic Regulations 04 International Development 32 19 Key Performance Measures Changes in Capital 05 Bank Pasargad Financial Group 33 20 Shareholding Structure Financial Ratios 06 Bank Pasargad at a Glance 21 Organizational Chart 34 07 Deposits Subsidiaries and Affiliates 22 Board of Directors 08 35 FANAP International Operations 23 09 PEDC Executive Board Members 36 Competitive Advantages 10 PEDC Branches 24 37 Corporate Social Responsibility 11 MIDHCO Electronic Banking Services 25 38 12 Awards and Achievements MIDHCO Electronic Banking Services 26 13 Nassim Salamat Pasargad Human Capital 27 14 Market Share Total Asset Growth 28 15 Market Share BANK PASARGAD The Millennium Bank

1 History Bank Pasargad is a fully private bank listed on the Tehran Stock Exchange with more than 1.5 million direct and indirect shareholders providing more than 3.99 million clients with a wide-range of banking services in both local and foreign currencies in compliance with international laws and regulations. Dec. 2006 Sept. 2005 Aug. 2011 License for full international Banking operation's license No. Shares were listed on the Tehran banking operations granted by the H/2849 granted by the Central Stock Exchange (TSE) Central Bank of Iran on 12 Bank of Iran on 13 September December 2006 2005 BANK PASARGAD The Millennium Bank

2 Our Vision We will do so by: To become the best financial services company in the Middle East banks and to be ranked among the world’s top 500 corporations. Adherence to our core values and principles so fundamental for our success Sustainability of development and growth in both domestic and international markets Commitment to innovation, customer satisfaction, value creation and sound investment decisions Providing a full range of banking and financial services for private and corporate clients. BANK PASARGAD The Millennium Bank

3 Mission Our Mission Statement Our mission is to realize high returns and further prosperity for our stakeholders by assuring a continuous and sustainable growth for the bank and by having an impact on the growth of the national economy To remain committed in assisting companies to grow both domestically and internationally, enabling businesses to thrive and economies to prosper To fulfill our corporate social responsibilities and remain faithful to our core values of honesty, integrity and creativity To always remain a fully “customer - focus” financial institution by relying on a rich organizational culture and sound fundamental values BANK PASARGAD The Millennium Bank

International Development Bank Pasargad’s future international development shall be based on 3 pillars: Establishment of a performing and inclusive international network of branches and subsidiary banks, Opening Bank Pasargad’s shareholding structure to strategic investors as well as global and regional banks, Being listed on a major foreign stock exchange. BANK PASARGAD The Millennium Bank

5 Pasargad Financial Group Pasargad Financial Group consists of the bank, 4 specialized holding companies and 68 subsidiaries of which  Iran’s largest Private ICT Co. 11 are consolidated with the bank’s financial statements :  2,500 Employees  Networking   Telecommunications Insurance Pasargad Bank Holding Co.   Smart City RE-Insurance ICT Holding Co. Financial &   Core Banking Leasing Co. (FANAP ) Insurance Sector   (BHC) Core Insurance Brokerage Companies  House Smart Building   EFT Payment Switch Exchange House Pars Aryan Investment Co.  Credit/Debit Cards  Payment Solutions  ERP  Fixed Communication Provider (FCP)  IPTV  MVNO  Bank Pasargad Oil & Gas Pasargad Energy  Upstream/Downstream Development  Power- 6 Power Plants Holding Co.  2 Refineries  (PEDC) 5 Pipeline Projects  2 Jack-up Rigs  Offshore/Onshore Drilling  Offshore Platforms  7 Hospitals of 1.000 beds each Hospital & Hotel Arzesh Afarinan  Hotels for 7.000 beds Holding Co.  7 Universities (NSP)  7 Residential Development Projects Investment Co.  Industrial Parks Pasargad Real  15 Subsidiary Companies  Office Buildings  Estate 3 Steel Companies (Sirjan, Zarand &  Residential Butia) Development & Buildings  Sirjan & Zarand Iron Ore Plants Construction Mining &  Leasing of  Copper Cathode Plant Sector Tamin Atieh Pasargad Industrial Residential  Copper Pipe Plant Holding Co. Companies Properties  Metal Coke Plants (MIDHCO)  Employee Fund Ferro Silicon Alloy Plants  Coal Concentrate Plants  Sponge Iron Plants  Trading of Minerals Co. BANK PASARGAD The Millennium Bank  Eng.& Construction Companies

6 Bank Pasargad at a Glance (as of 19 March 2016) 8 BANK PASARGAD The Millennium Bank

7 Subsidiaries and Affiliates Bank Pasargad Financial Group consists of the bank and 68 subsidiaries active in the fields of: Bank’s Share  ICT Some of the Companies % Million IRR  Insurance & Re-Insurance Pasargad Arzesh Afarinan Co. 97.995 7,447,639  Stock Brokerage & Exchange House Pasargad Leasing Co. 67 448,900  Investment Pasargad Electronic Payment Co. 30 300,000  Machinery Leasing Bank Pasargad Brokerage Co. 49 71,050  Mining & Industrial Activities Pasargad ICT Co. (FANAP) 49 1,216,180  Oil & Gas Middle East Mabna Co. 44 2,567,001  Energy & Power Pasargad Insurance Co. 20 330,926  Construction Leasing Pasargad Machinery & Equipment Leasing Co. 18 54,115 90 198,288 Pasargad Exchange Co.  Real Estate Development & Construction 4 80,915 Iranian Re-insurance Co. 34 680,000 Nasim Salamat Pasargad Co. Pars Aryan Investment PLC , is the holding 15 19,150 Pasargad Rahyaft No Avar Institute company of the Pasargad Financial Group owning 9.88% of the bank’s shares. This table shows the banks’ main subsidiaries and affiliates as of 20 Dec. 2016 : BANK PASARGAD The Millennium Bank

8 FANAP FANAP is Pasargad Financial Group’s ICT holding company FANAP is a world class ICT holding company delivering creative and tailored solutions to customers worldwide through smart technologies and services based on their needs and values. FANAP provides optimal ICT services and solutions; ranging from financial enterprise solutions, Transaction processing engines, E-Payment networks, ICT Infrastructure, IPTV, MVNO, FCP, IT outsourcing services to Mobile Communication and value added services. FANAP has been providing smart solutions for diverse industries by combining its rich technical resources with strong R&D. This is complemented by a professional business development unit bringing the solutions of tomorrow to its customers today. FANAP benefits from a human resource of more than 1800 skilled knowledge worker and possesses a vast range of solutions that could cater to the needs of different businesses both private and governmental making them smarter and more efficient organizations. Today, FANAP is supporting and providing services to:  12 Banks in Iran  All 3 Iranian mobile operators  3 major municipalities in the 3 major Iranian cities of: Tehran , Isfahan and Mashhad BANK PASARGAD The Millennium Bank