ACA, Obamacare & what it means to you Significant Market - PowerPoint PPT Presentation

May 06, 2023 •99 likes •187 views

ACA, Obamacare & what it means to you Significant Market Reforms: Dependent Coverage to age 26 No Lifetime Limits or Restrictions on Annual Limits No Pre-Existing Condition Limits No Coverage Rescissions Preventive Care

ACA, Obamacare & what it means to you
Significant Market Reforms: • Dependent Coverage to age 26 • No Lifetime Limits or Restrictions on Annual Limits • No Pre-Existing Condition Limits • No Coverage Rescissions • Preventive Care coverage
Failure to Enroll : The monthly penalty for individuals is equal to 1/12 of the greater of the following amounts: (1) Dollar amount (2) Percentage of income The penalty levels by year are: 2014 - $95 or 1% of household income 2015 - $325 or 2% 2016 - $695 or 2.5% The penalty will be ½ for any uncovered, non- exempt individual that is not yet 18.
A comprehensive national survey found that the majority of job seekers still don’t understand the Affordable Care Act. • More than half (52%) of the 4,067 respondents in the February survey responded that they were still confused about the legislation • Many didn’t even know what it was • More than 23% of those surveyed still believed the Affordable Care Act and “ Obamacare ” were different things
• The success of the Affordable Care Act largely depends on younger Americans signing up • However, in the survey, over half of Millennials in need of healthcare (roughly ages 18-31) responded that they were unaware of the enrollment deadline • February 15, 2015 was the last day to sign up for health insurance under the Affordable Care Act’s "individual mandate“ for 2015, meaning most Americans who haven’t signed up by that point will be required to pay a penalty when they file their 2015 tax returns in 2016
• Only 13% of unemployed job seekers surveyed reported that they have already signed up for healthcare coverage through the Affordable Care Act, although 26% said that they plan to • 61% of unemployed job seekers have not yet signed up for health insurance coverage, and don't plan to • While some reported that they receive insurance benefits from a family member, the majority of those who don’t plan to sign up (56%) cited that they did not feel the legislation is necessary.
Considerations for the Future • Learn about your current coverage and plans now • Before you graduate determine what your best option is based on benefits and cost: staying on your parent’s plan or going to the individual market • Continue to stay on top of issues that affect you and your generation financially – Healthcare is a big item in your future • Respect and thank your elders • Thoroughly enjoy your college years and don’t hurt yourself or anyone else

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