UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. - PDF document

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________________ FORM 8-K ________________________________ CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 9, 2017 ________________________________ MUFG Americas Holdings Corporation (Exact name of registrant as specified in its charter) ________________________________ Delaware 001-15081 94-1234979 (State of Incorporation) (Commission File Number) (IRS Employer Identification No.) 1251 Avenue of the Americas New York, NY 10020 (Address of principal executive offices) (Zip Code) Tel. (212) 782-6800 Registrant’s telephone number, including area code ________________________________ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company [ ] If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

Item 7.01 Regulation FD Disclosure. On August 9, 2017, MUFG Americas Holdings Corporation (the “Company”) has made available on its website (www.unionbank.com) an Investor Presentation which provided information to investors about the Company, a copy of which is furnished herewith as Exhibit 99.1. All information in Exhibit 99.1 is presented as of the particular date or dates referenced therein, and the Company does not undertake any obligation to, and disclaims any duty to, update any of the information provided. The information in this Form 8-K, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 under the Securities Exchange Act of 1934 and shall not be deemed to be incorporated by reference into the Company’s filings under the Securities Act of 1933, except as specifically incorporated by reference therein. Item 9.01 Financial Statements and Exhibits (d) Exhibits: Exhibit No. Description n 99.1 Investor Presentation for the Quarter Ended June 30, 2017. 2

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. MUFG AMERICAS HOLDINGS CORPORATION Dated: August 9, 2017 By: /s/ ROLLAND D. JURGENS ROLLAND D. JURGENS Controller and Chief Accounting Officer (Principal Accounting Officer) 3

EXHIBIT INDEX Exhibit No. Description n 99.1 Investor Presentation for the Quarter Ended June 30, 2017. 4

MUFG Americas Holdings Corporation Investor Presentation for the Quarter Ended June 30, 2017 MUFG Americas Holdings Corporation

Forward-Looking Statements and Non-GAAP Financial Measures This presentation describes activities of MUFG Americas Holdings Corporation and its consolidated subsidiaries (the Company) unless otherwise specified. This presentation should be read in conjunction with the financial statements, notes and other information contained in the Company’s most recent annual report on Form 10-K and Quarterly Reports on Forms 10-Q and in any subsequent filings with the Securities and Exchange Commission (SEC). The following appears in accordance with the Private Securities Litigation Reform Act. This presentation includes forward-looking statements that involve risks and uncertainties. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. Often, they include the words “believe,” “continue,” “expect,” “target,” “anticipate,” “intend,” “plan,” “estimate,” “potential,” “ project,” or words of similar meaning, or future or conditional verbs such as “will,” “would,” “should,” “could,” or “may.” They may also consist of annualized amounts based on historical interim period results. There are numerous risks and uncertainties that could and will cause actual results to differ materially from those discussed in the Company’s forward-looking statements. Many of these factors are beyond the Company’s ability to control or predict and could have a material adverse effect on the Company’s financial condition, and results of operations or prospects. For more information about factors that could cause actual results to differ materially from our expectations, refer to our reports filed with the SEC, including the discussions under “Management’s Discussion & Analysis of Financial Condition and Results of Operations” and “Risk Factors” in the Company’s most recent Annual Report on Form 10-K and Quarterly Reports on Forms 10-Q and in any subsequent filings with the SEC and available on the SEC’s website at www.sec.gov. Any factor described above or in our SEC reports could, by itself or together with one or more other factors, adversely affect our financial results and condition. All forward-looking statements contained herein are based on information available at the time of this presentation, and the Company assumes no obligation to update any forward-looking statements. This investor presentation includes additional capital ratios (tangible common equity and Common Equity Tier 1 capital (calculated under the Basel III standardized approach on a fully phased-in basis)) to facilitate the understanding of the Company’s capital structure and for use in assessing and comparing the quality and composition of the Company's capital structure to other financial institutions. These presentations should not be viewed as a substitute for results determined in accordance with GAAP, nor are they necessarily comparable to non-GAAP financial measures presented by other companies. Please refer to our separate reconciliation of non-GAAP financial measures in our earnings release dated July 24, 2017 and our 10-Q for the quarter ended June 30, 2017. MUFG Americas Holdings Corporation Investor Presentation, 2Q17

One of the Largest Regional Bank Holding Companies in the United States MUFG Americas Holdings Corporation ( MUAH ) (A3 / A / A) 1 and its principal MUB Branch Network subsidiaries MUFG Union Bank, N.A. ( MUB ) (A2 / A+ / A) 1 and MUFG Securities Americas ( MUSA ) (NR / A+ / A) 1 are owned by The Bank of Tokyo-Mitsubishi UFJ, Ltd. ( BTMU ) and Mitsubishi UFJ Financial Group, Inc. ( MUFG ). BTMU is a wholly- owned subsidiary of MUFG. • Solid balance sheet with high-quality capital base and strong liquidity • Conservative risk culture resulting in a high quality loan portfolio with strong credit performance • Network of 361 U.S. retail and commercial branches and 2 international offices • Prominent market share in demographically attractive West Coast markets • Both MUB and MUAH have currently outstanding, publicly issued debt securities Reference Banks’ Period-End Assets ($bn) 2,3 MUAH Company Profile as of June 30, 2017 Headquarters New York Main Banking Office San Francisco U.S. Branches 4 $464 361 $372 Employees 5 $351 Approx. 12,700 Total Assets $150.6 billion $221 $207 $151 $151 $141 $136 Total Loans Held for Investment $78.4 billion $125 $121 $101 $71 $65 Total Deposits $85.0 billion Tangible Common Equity 6 $14.4 billion USB PNC COF BBT STI CFG MUAH FITB KEY RF MTB HBAN CMA ZION 4. In addition, MUB had 2 international offices and 16 PurePoint Financial Centers 5. Full-time equivalent staff 1. Credit ratings represent long-term issuer ratings from Moody’s, S&P, and Fitch Ratings, respectively 6. Tangible common equity is a non-GAAP measure. Refer to MUAH’s earnings release dated July 24, 2017 and our 10-Q for the quarter ended June 30, 2017 for a reconciliation between certain 2. Source: SNL Financial as of July 25, 2017 GAAP amounts and this non-GAAP measure 3. ‘Reference Banks’, referred to throughout this presentation unless otherwise noted, consist of these 13 CCAR-filing public regional banks, plus the four largest U.S. money center banks (BAC, C, JPM and WFC) not shown here MUFG Americas Holdings Corporation Investor Presentation, 2Q17