S YSTEM (ORIMS) Outline Historical Timeline ERS Forms - PowerPoint PPT Presentation

O NLINE R EPORTING I NFORMATION M ANAGEMENT S YSTEM (ORIMS)

Outline • Historical Timeline • ERS Forms Rationalization • Major Changes to Forms • Proposed Basel II & III Forms (Jan. 16) • Annual Banking Survey • International Banking Statistics • Weekly Interim Reports • Credit (Asset) Quality • Question & Answer Period • Demo of ORIMS Portal 2

Historical Timeline for ERS Reporting Prior to 2010 November 2010 EDRS (Research) January 2015 ERS (amalgamation of QRS (formerly BSD 1 & 2) Research & BSD) rERS (ORIMS) MRS (BSD) 3

ORIMS REVISED EXCEL REPORTING SYSTEM (RERS) 4

FORMS RATIONALIZATION Eliminated Enhanced � Memo Items � Statement of Assets & Contingent Liabilities � Sectoral Exposures � Statement of Liabilities & � Form 3A – Dormant Accounts Capital Reserves � Statement of Non-performing � Statement of Assets & Assets & Provisions Liabilities by Zone � Trading Securities � Analysis of Mortgages � Market Risk Capital Charge � Statement of Fiduciary Assets Calculations � Statement of Profit & Loss � Separation of On-balance and Off-balance Sheet Items (Capital Adequacy) 5

Statement of Assets & Contingent Liabilities Current Form Revised Form Separation by Bahamas & Other Governments Locally Issued & Externally Issued Name changed from Registered Stocks & Other Securities to Long- term Securities 6

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Statement of Assets & Contingent Liabilities REMOVED 8

Statement of Assets & Contingent Liabilities Memo Items 6. ENCUMBERED ASSETS 2. RELATED PARTY LOANS AND ADVANCES Due from: other group companies 2.1 :directors, controllers and their associates 2.2 :non-group companies with which directors and controllers are associated 2.3 Of which: due from banks 2.4 9

Statement of Liabilities & Capital Memo Items Reserves M E M O I T E M S 1. RELATED PARTY DEPOSITS Due to: other group companies 1.1 1.2 :directors, controllers and their associates :non-group companies with which directors and controllers are associated 1.3 Of which: due to banks 1.4 10

Analysis of Deposits by Depositors Current Form Revised Form 2. Savings Deposits 2. Savings Deposits a) Resident a) Resident REMOVED (i) Government (ii) Public Corporations (i) Public Corporations (iii) Public Financial Institutions (ii) Public Financial Institutions (iv) Private Financial Institutions (iii) Private Financial Institutions (v) Business Firms (vi) Private Individuals (iv) Business Firms (vii) Other (v) Private Individuals b) Non-Resident Memorandum: of which:- (vi) Other (i) Central Govt. - Consolidated Fund Accounts b) Non-Resident (ii) Commissioners' Accounts (iii) Gov't. Minst./Dept. (See App. III) REMOVED (iv) Deposit Fund 11

Analysis of Loans & Overdrafts Classified by Sector, Currency & Maturity Current Form Revised Form Over 10 Years Off Balance Sheet S E C T O R NO. B$ F/C B$ F/C 1. AGRICULTURE a) Livestock & Dairying 0 0 0 0 0 b) Food Crops c) Other 2. FISHERIES 3. MINING & QUARRYING 4. MANUFACTURING 0 0 0 0 0 a) Food & Non-Alcoholic Beverages b) Alcoholic Beverages & Tobaco c) Building Material & Metal Products d) Furniture & Wood Products e) Textiles, Clothing, etc. f) Petro-Chemicals, Chemical & Plastic Products g) Other Manufacturing 12

Mortgages Report Current Form Revised Form O T H E R I T E M S O T H E R I T E M S 1. Residential Mortgages in Arrears: Number Value 1. 1-29 Days 2. 30-59 Days Number Value Foreclosures 3. 60-89 Days REMOVED Residential 4. Over 90 Days Business (Secured By Property) 2. Arrears Over 90 Days Value of Payments Due 3. Foreclosures Number Residential Business (Secured By Property) 13

Statement of Fiduciary Assets General Statistics - Value of Fiduciary Assets of which: [See Note Below] General Statistics - Value of Fiduciary Assets of which: [See Note Below] 1. For Total Value of Fiduciary Assets - Breakdown by Asset Class A. Assets Under Administration 1. For Total Value of Fiduciary Assets - Breakdown by Asset Class (i) Deposits A. Assets Under Management (ii) Capital Market Instruments (iii) Other (Please Specify) (i) Deposits B. Assets Under Management (ii) Capital Market Instruments (i) Deposits (iii) Other (Please Specify) (ii) Capital Market Instruments (iii) Other (Please Specify) C. Assets Under Custody B. Assets Under Custody (i) Deposits (i) Deposits (ii) Capital Market Instruments (iii) Other (Please Specify) (ii) Capital Market Instruments General Statistics - Number of Investment Holding Structures/Vehicles (iii) Other (Please Specify) 2. Total Number of Investment Holding Structures/Vehicles A. International Business Companies General Statistics - Number of Registered Companies Under Management B. Investment Funds/Collective Investment Schemes C. Trusts 2. Total Number of Registered Companies under Management D. Limited Liability Companies (LLC) E. Private Trust Companies A. International Business Companies F. Foundations G. Bahamas Executive Entities (BEE) B. Investment Funds/Collective Investment Schemes H. Investment Condominiums C. Other (Please Specify) I. Individual J. Other 14

Profit & Loss Statement Revised Form Current Form I. Operating Income: I. Operating Income: 1. Interest Income Resident 1. Interest Income Loans Resident Loans Interbank Loans/Deposits Securities/Investments Interbank Loans/Deposits Other Interest Income Non-Resident Resident Securities/Investments Loans Other Interest Income Interbank Loans/Deposits Securities/Investments 2. Non-Interest Income Other Interest Income Resident Loan Fees 2. Non-Interest Income Resident Loan Fees Securities Commission Non-Resident Loan Fees Securities Commission Dividend Income Dividend Income Net Foreign Exchange Income Net Foreign Exchange Income Other Non-Interest Income Other Non-Interest Income 15

Profit & Loss Statement Current Form Revised Form 1. Interest Expense II. Operating Expense: Resident Deposits 1. Interest Expense Demand Deposits Resident Deposits Savings Deposits Demand Deposits Fixed Deposits Savings Deposits Non-resident Deposits Fixed Deposits Interbank Loans/Deposits Interbank Loans/Deposits Borrowings from Head Office Borrowings from Head Office Central Bank Loans/Deposits Central Bank Loans/Deposits Other Interest Expense Other Interest Expense 16

Profit & Loss Statement Revised Form Current Form TOTAL 3. Employment Bahamians Non-Bahamians V. MEMORANDUM ITEMS: 0 Number of Employees: 0 0 0 1. Males 1. Interest, Dividends & Profits, Etc. 0 2. Females Received on Non-Resident F/C Assets 0 Number of Temporary Bahamian Workers 0 Paid on Non-Resident F/C Liabilities 0 1. Males 2. Commissions, Charges, Fees, Etc. 0 2. Females Received on Offshore Transactions Number of Employees by Job Type: 0 0 0 Paid on Offshore Transactions Offshore Management Fees 1. Executive Management 0 3. Employment 2. Middle Management 0 Number of Bahamians: 3. Technical/Non-Management 0 1. Male 4. Clerical/Administrative Support 0 2. Female 5. Other 0 Number of Bahamians by Job Type: Number of Employees employed permanently in: 0 0 0 1. Managerial 1. Local (Commercial) Banking 0 2. Administrative/Supervisory 2. Offshore Banking 0 3. Clerical/Secretarial 3. Trust Administration 0 4. Other 4. Other 0 Number of Non-Bahamians 17