��������������������������������� ������������������������� DEPARTMENT OF SOCIAL INSURANCE 1 PROPOSALS FOR SI LAW REVISION Hà N � i, 03/8/2012
Proposals for SI Law revision 2 Outline Part 2 Part 1 Guidelines and Overview of proposals for SI current SI Law revision legislation
Part 1. Overview of current SI legislation 3 I II Implement Developm ation of SI ent of legislation legislation
I. DEVELOPMENT OF SI LEGISLATION 4 - National Assembly: Social Insurance Law - Government: 15 Decrees - Prime Minister: 03 Decisions - Ministerial level: 27 Circulars. ---> Legal documents on SI have been developed quite timely and adequately, with good quality, which facilitate the implementation of SI policies.
II. IMPLEMENTATION OF SI POLICIES 5 1 Increasing coverage and managing participants Stt Expenditure 2007 2008 2009 2010 2011 8.172.502 1 Compulsory scheme 8.539.467 8.901.170 9.441.246 10.075.568 2 Voluntary scheme 6.110 41.193 81.319 104.518 3 Unemployment insurance 5.993.300 7.206.163 7.930.567 In gerneral, the number of participants in all 3 schemes increases every year, however: - Compulsory scheme only covers 20% of the labour force. - Coverage of voluntary scheme increase at an lower rate, most of new entrance are those who already participated in the compulsory scheme (more than 70%).
II. IMPLEMENTATION OF SI POLICIES 6 2 Contribution 2007 2011 Schemes 2008 2009 2010 23.755 1 Compulsory SI fund 49.549,0 61.116,0 30.939,365 37.487,945 3.563 - Sickness and maternity 6.757,0 8.334,0 fund 4.640,905 5.623,192 1.188 - Occupational accidents 2.252,0 2.778,0 and disease fund 1.546,968 1.874,397 19.004 40.540,0 50.004,0 - old-age and survival fund 24.751,492 29.990,356 2 Voluntary SI fund 174,4 240,4 10,757 69,362 Unemployment insurance 3 - 3.510,651 5.400,3 5.730,3 fund In the period 2007- 2011, contributions collected in all 3 funds show a sharp increase every year, in particular, that of compulsory fund increases 2.5 times.
II. IMPLEMENTATION OF SI POLICIES 7 3 s Payment of benefits In 5 years from 2007 to 2011, VSS received and provide benefits for: - More than 600,000 monthly pensioners; - More than 2.4 million lump-sum receivers; - More than 20 head-counts receving sickness, maternity and health care benefits - More than 22,500 people receiving voluntary SI benefits - More than 180,000 people receive unemployment benefit. ---------> Details are as follows:
II. IMPLEMENTATION OF SI POLICIES 8 3 Payment of benefits 2007 2008 2009 2010 Type of benefit Unit 2011 (est.) 1 Monthly pensioners Person 106.224 120.806 124.361 133.665 138.791 - Old-age Person 84.860 99.078 102.286 109.586 112.256 Family 21.398 23.842 -Survivor members 19.325 19.416 19.644 - Occupational accidents and 2.681 2.693 disease Person 2.039 2.312 2.431 2 Lump-sum Person 204.034 385.584 526.509 607.590 593.338 - BHXH mét lÇn Person 288.309 425.903 498.122 478.462 128.441 - lump-sum at retirement Person 68.639 70.646 77.314 79.840 50.559 - Occupational accidents and Person 3.021 3.050 3.188 3.604 disease lump-sum 2.446 - Occupational accidents and Person 710 664 549 554 664 disease deaths - Occupational disease lump- Person 361 371 378 419 386 sum - Survival lump-sum Person 21.517 24.580 25.984 27.993 30.382 3 Sickness Head-count 1.989.750 2.512.145 3.250.000 3.914.528 4.350.497 4 Maternity Head-count 298.564 575.811 713.000 661.312 835.752 5 Health care Head-count 748.650 316.420 235.542 221.516 201.083
II. IMPLEMENTATION OF SI POLICIES 9 3 Payment of benefits Indicator 2007 2008 2009 2010 2011 Number of participants in 8.172.502 8.539.467 8.901.170 9.441.246 10.075.568 compulsory scheme Number of new entrants a 1.426.574 366.965 361.703 540.076 634.322 year Number of lump-sum 128.441 288.309 425.903 498.122 478.462 receivers Statistics show that on average, there are about 500,000 new lump-sum rceivers, an increase of the same rate of coverage, and gernerally they are on an increase trend over the years. This seems to contradict with the policy of the Party and Government to gradually increase the coverage of social insurance, encouraging people to participate in voluntary SI.
II. IMPLEMENTATION OF SI POLICIES 10 3 Fund balance STT Component funds 2007 2008 2009 2010 2011 I Compulsory SI fund 1 Sickness and maternity 3.563,248 6.757,0 8.334,0 + contribution 4.640,9 5.623,2 2.114,913 2.979,1 3.716,1 3.995,2 + expenditure 5.357,0 59,4% Exp./con. ratios (%) 64,2% 66,1% 59,1% 64,3% 2 Occupational accidents and disease fund 1.187,749 2.252,0 2.778,0 + contribution 1.547,0 1.874,4 106,246 144,9 180,5 227,7 + expenditure 291,0 8,9% Exp./con. ratios (%) 9,4% 9,6% 10,1% 10,5% 3 Old-age and survival fund 19.003,990 40.540,0 50.004,0 + contribution 24.751,5 29.990,4 + expenditure 12.243,718 18.235,9 24.522,1 30.939,9 38.493,0 64,4% Exp./con. ratios (%) 73,7% 81,8% 76,3% 77,0% II Voluntary SI fund 174,4 240,4 + contribution 10,8 69,4 26,0 0,003 0,6 25,4 + expenditure 0,0% 0,8% 14,6% 10,8% Exp./con. ratios (%) III Unemployment insurance fund - 3.510,7 5.400,3 5.730,3 + contribution - - 459,3 1.096,4 + expenditure - - 8,5% 19,1% Exp./con. ratios (%)
II. IMPLEMENTATION OF SI POLICIES 11 3.1 Fund balance for sickness and maternity benefits ����� �� ����� �� ����� ���� �� ���� ���� ����� ���� ���� �� ����� �'+),%-*)%'+� ����-%��" Thu (t � ñ� ng) �� �./0+1%)*,0� ����-%��" Chi (t � ñ� ng) ����� ����� � � � � !"�#$%�&'�( � %�)$*� �./�2#'+��,3)%'� !" �� ����� ����� ����� �� ����� ����� ����� ����� ����� �� ����� ����� ����� ����� �� � � ���� ���� ���� ���� ����
II. IMPLEMENTATION OF SI POLICIES 12 3.2 Fund balance for OAC benefits ����� ��� ����� �� ����� �� ����� �� ����� ����� �� �'+),%-*)%'+� ����-%��" ����� Thu (t � ñ� ng) ����� �� �./0+1%)*,0� ����-%��" Chi (t � ñ� ng) ����� �./�2#'+��,3)%'� !" � � � � !"�#$%�&'�( � %�)$*� �� ����� �� �� ��� ���� ���� ��� ��� ��� �� ��� ��� ��� ��� ��� � � ���� ���� ���� ���� ����
II. IMPLEMENTATION OF SI POLICIES 13 3.3 Fund balance for old-age and survival benefits ������ �� ���� ���� ���� �� ���� ������ �� ���� ������ ������ ������ ������ �� ������ �� ������ �'+),%-*)%'+� ����-%��" Thu (t � ñ� ng) ������ ������ �� �./0+1%)*,0� ����-%��" Chi (t � ñ� ng) ������ � � � � !"�#$%�&'�( � %�)$*� �./�2#'+��,3)%'� !" ������ ������ ������ �� ������ �� ������ �� � � ���� ���� ���� ���� ����
II. IMPLEMENTATION OF SI POLICIES 14 4 Evaluation of overall fund balance Data shows that the expenditure/contribution of component funds of the SI scheme generally shows a increasing trend. The exception is for old-age and survival fund in 2010 which decrease because of the increase in contribution rate by 2%. However, on average, in the period 2007-2011, the expenditure of the old-age and survival fund increase in a faster speed its income (total contribution increased 2.3 times during 2007-2011, but total expenditure increased 3.4 times during the same period). The expenditure/contribution ratios of voluntary and unemployment insurance fund do not reflect the real impact of policies because they are new schemes and the number of participants are not as many.
II. IMPLEMENTATION OF SI POLICIES 15 4 Evaluation of overall fund balance There is a risk of fund imbalance in the long term for the old-age and survival fund. This is because of the following reasons: Firstly, the number of contributors / number of pensioners shows a strong decrease 250 217 200 150 100 34 50 19 14 12 10.97 10.39 9.90 0 1996 2000 2004 2007 2008 2009 2010 2011
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