OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General - PowerPoint PPT Presentation

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD FINANCIAL FRAUD OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD OFFICE OF ATTORNEY GENERAL Presented by: John Abel Senior Deputy Attorney General Public Protection Division Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD How Information is Obtained § Carelessness OFFICE OF ATTORNEY GENERAL You allow yourself to be an easy target. § Theft It’s stolen from you or from an other trusted source. § Trickery You fall for a scam . Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Check/Bank Fraud OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Investment Scams OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Phone Scams OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD E-Scams OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Mail Fraud OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Phishing OFFICE OF ATTORNEY GENERAL Phishing is a scam by e-mail sent to redirect you to a spoofed website Spoofing is a fraudulent reproduction of an official website. Con-artists hijack logos of well-known banks, online retailers and credit card companies and convince recipients of a mass-distribution e-mail to respond. Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD IRS Scam OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Scams § NEVER give out personal information OFFICE OF ATTORNEY GENERAL § NEVER provide banking or credit card numbers § NEVER complete unsolicited surveys or pop-ups § NEVER donate before you verify the charity § NEVER trust the caller ID display § NEVER withdraw cash and “wire” it to a stranger § NEVER pay for taxes or fees from an advanced check in hopes of a larger payout later Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Watch out for “Skimmer” devices OFFICE OF ATTORNEY GENERAL Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD Annual Credit Report § www.annualcreditreport.com OFFICE OF ATTORNEY GENERAL § Toll Free 1-877-322-8228 § Annual Credit Report Request Service P.O. Box 105283 Atlanta, GA 30348-5283 Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD PROTECTIVE TIPS OFFICE OF ATTORNEY GENERAL § Shred unsolicited offers and unwanted documents § Examine monthly statements for questionable charges § Call “1-888-5-OPT-OUT” to stop pre-approved credit offers § Use complex and unusual PIN & passwords § Request a copy of your free Annual Credit Report, every 4 months Josh Shapiro, Attorney General www.attorneygeneral.gov

What Every Consumer Should Know About FINANCIAL FRAUD FINANCIAL FRAUD OFFICE OF ATTORNEY GENERAL 1 (800) 441-2555 Bureau of Consumer Protection Pennsylvania Office of Attorney General Josh Shapiro, Attorney General www.attorneygeneral.gov