Next Generation Is Islamic Fin inance Business Model - The - PowerPoint PPT Presentation

Next Generation Is Islamic Fin inance Business Model - The Islamic Finance House -

Facts & Figures Worl orld Mu Muslim im Pop opul ulatio ion = 1.6 Billion Banked Ban 01 01 Fina Fi nancia iall lly Ex Exclu luded & & Unba nbanked = 14% 1 Billion 02 02 03 03 OIC – Co OI Core e Islamic ic Fi Finan nance Mar Market Lowest rates of financial inclusion worldwide 07 07 04 04 Disruption & Opportunities of Fintech 06 06 05 05 Em Emergi ging g Tech echnologi gies Current practices of Islamic Banking are restraining Banking is highly its full potential because of attempts to replicate regulated & restricted conventional banking Regu egula latio ion Mim Mimic ic Co Conventio ional l Players

Need for Islamic Investment & Financing Increasing demands for ethical Muslims need financials services that financial products amongst non- are in line with their faith Muslims . . All conventional financing Demand for technology-driven, WHY institutions deal with Riba more convenient, accessible and (Interest) with unfair cost effective financial solutions practices To promote financial inclusion SME financing are in great and sustainable development demand but not entertained by most banks

Partnership Model Customers / Lead / Primary Secondary Investors Investors Non-Voting Voting Ordinary Redeemable Shares Ordinary Shares Musharakah Partnership Islamic Finance House (IFH) Direct Investments Financing Treasury Intermediary Other Services

Business Architecture Islamic Finance House (IFH) Banks Digital UX Platform Social Media / Internet e-KYC e-Si Sign e-Debit e-Transfer (Background (Digital / Electronic (Automatically creates (Automatically Verification + Credit Signature of direct debit transfers funds to Scoring + AML/CFT) documents) mandates) designated account) Government Bodies Core Platform Customers Cyber Security Framework Regulatory Authorities Artificial Blockchain / Intelligence (AI) / Internet of Things Robotic Process Big Data & Distributed Machine Learning (IoT) Automation Analytics Ledger (ML) Cloud Computing Other Entities

THANK YOU Hussein RASSOOL Co-Founder / COO Ethis Fin Finance nhrassool@ethisfinance.com (230) 57742641 www.linkedin.com/in/rassool-najmul-hussein-87640485