John Goodall CEO & Co-Founder Lendit Europe 2015 About Landbay - PowerPoint PPT Presentation

Jan 06, 2024 •158 likes •279 views

John Goodall CEO & Co-Founder Lendit Europe 2015 About Landbay Peer-to-Peer Lending for Buy-to-Let Mortgages First loan: Tracker Average Borrowing Rate: Total loans completed to date: Fixed Average Borrowing Rate: July 2014 71 5.12%

John Goodall CEO & Co-Founder Lendit Europe 2015
About Landbay Peer-to-Peer Lending for Buy-to-Let Mortgages First loan: Tracker Average Borrowing Rate: Total loans completed to date: Fixed Average Borrowing Rate: July 2014 71 5.12% 4.54% Average loan size: Average rental income vs interest cost: Average LTV ratio: £172,307 168.86% 66.5% Landbay.co.uk
BTL Mortgage Market Gross Mortgage Lending ( £ m per quarter 2007-15) Source: Prudential Regulatory Authority (PRA) Landbay.co.uk
UK Buy-to-Let Mortgage Market Landbay.co.uk
Changes for Buy-to-Let Landbay.co.uk
Resilience of BTL Mortgage Credit Landlord Mortgage & Tenant Arrears 25,000 140,000 120,000 20,000 100,000 15,000 80,000 CML BTL >3 months # 60,000 10,000 LSL Tenants > 2 months (RHS) 40,000 5,000 20,000 0 0 2010 Q1 Q3 2011 Q1 Q3 2012 Q1 Q3 2013 Q1 Q3 2014 Q1 Q3 2015 Q1 Landbay.co.uk
Resilience of BTL Mortgage Credit Average Rent £850.00 £800.00 £750.00 £700.00 £650.00 £600.00 2010 2011 2012 2013 2014 2015 Source: LSL Landbay.co.uk
Stress Testing Available at Landbay.co.uk/reports Landbay.co.uk
Download Our Loan Book Available at Landbay.co.uk/statistics Landbay.co.uk
Landbay.co.uk | +44 (0) 20 3817 7700 | info@landbay.co.uk | @LandbayUK

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