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Housing Policies for New Realities March 25, 2015 Alternative - PowerPoint PPT Presentation

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Housing Policies for New Realities March 25, 2015 Alternative Homeownership Models National Community Land Trust Landscape Members of National CLT Within California CA Arcata Humboldt Community Development Land Trust CA Berkeley Northern

  1. Housing Policies for New Realities March 25, 2015 Alternative Homeownership Models

  2. National Community Land Trust Landscape

  3. Members of National CLT Within California CA Arcata Humboldt Community Development Land Trust CA Berkeley Northern California Land Trust CA Goleta Habitat for Humanity of Southern Santa Barbara County CA Indio Coachella Valley Housing Coalition CA Irvine Irvine Community Land Trust CA Los Angeles Beverly-Vermont Community Land Trust CA Los Angeles T.R.U.S.T. South Los Angeles CA Oakland Oakland Community Land Trust CA Orange City of Irvine CA Petaluma Housing Land Trust of Sonoma County CA Point Reyes Community Land Trust Association of West Marin CA San Diego San Diego Community Land Trust CA San Francisco San Francisco Community Land Trust CA San Jose Neighborhood Housing Services Silicon Valley CA San Mateo City of San Mateo

  4. What is a Community Land Trust? A CLT owns and stewards land permanently for the common good by providing: • Affordable housing • Commercial spaces • Community services • Farming or open land

  5. Subsidy Recycling vs. Subsidy Retention • Subsidy Recycling: Returns funds to City with interest, but when housing prices rise, subsidies must increase to serve same number of households. • Subsidy Retention: Subsidy remains in the home and creates permanent affordability. CLTs work on the basis of subsidy retention.

  6. Dual l Ownership p of f Land Individual owns improvements (home) and leasehold right Community Land Trust owns land

  7. Dual l Ownership p of f Land Ground Lease ties improvements and land together

  8. Permanent t Affordability • Guaranteed through Land Covenants • Ownership of land provides ability to control the use and price of the improvements (ground leases) • CLTs can create rental, ownership and special needs housing • Irvine CLT has worked at providing all of these categories of housing Lower Price Initially Lower Price at Resale Again, Again and Again

  9. Permanent t Responsibility Stewardship of Structures (homes) Stewardship of Leaseholders (homeowners) Stewardship of Subsidy (public funds)

  10. State e Housing g Poli licy Equitable Taxation Policy Recognition of permanent deed restrictions Allow local inclusionary ordinances State agencies support Community Land Trust Programs

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