DHHL Beneficiary Study 2014 Lessees March 3, 2015 1 DHHL - PowerPoint PPT Presentation

February 12, 2015 DHHL Beneficiary Study 2014 Lessees March 3, 2015 1

DHHL Beneficiary Study 2014 - Lessees Objectives  Update data on beneficiaries’ characteristics  Identify beneficiaries’ housing needs  Quantify community satisfaction  Identify trends/differences from 2008 study

DHHL Beneficiary Study 2014 - Lessees Methodology  Two surveys were developed, one for traditional and the other for undivided interest lessees  Every lessee that had a postal service approved & deliverable address were mailed a survey.  8,532 and 925 surveys  Of these SMS received 1,933 and 173 completed surveys within the submittal deadline which was extended for two weeks beyond the date stated.  1,822 surveys by mail (152 undivided)  111 surveys completed online (21 undivided)

DHHL Beneficiary Study 2014 - Lessees Overview of Lessees Traditional Undivided Category Number % Number % Total names received 8,688 966 from DHHL Total mailed 8,532 98.3% 925 96.8% Returned mail due to 30 0.3% 18 1.9% bad address Total likely received by 8,502 97.9% 907 98.0% Lessees Completed surveys 1,933 22.2% 173 19.1% By Mail 1,822 94.3% 152 87.9% Online 111 5.7% 21 12.1% Sample Error at 95% +/-2.27% +/-6.8% Confidence level

DHHL Beneficiary Study 2014 - Lessees Change from 2008 2008 2014 Change Original List: Traditional 8,002 8,688 +8.6% Lessees Original List: Undivided 1,234 966 -21.7% Interest Lessees Total 9,236 9,654 +4.5%

DHHL Beneficiary Study 2014 - Lessees Traditional Lessees

DHHL Beneficiary Study 2014 - Lessees Types of Lessees 7224 Residential 7125 1073 2014 Agricultural 641 2008 2003 391 Pastoral 240 0 2000 4000 6000 8000

DHHL Beneficiary Study 2014 - Lessees Current status  93% have a home on their DHHL award  72% with a mortgage  28% paid off their mortgage  A few have their mortgages paid by someone else

DHHL Beneficiary Study 2014 - Lessees Lessees getting older – 2014 median age 62, ’08 - 56, ’03 -51

DHHL Beneficiary Study 2014 - Lessees Household size similar to 2008, but 1 to 2 person HH increasing 2% 10+ 8% 8 to 10 2014 28% 5 to 7 2008 32% 2003 3 to 4 31% 1 to 2 0% 10% 20% 30% 40% 50% Average Household Size: 4.2

DHHL Beneficiary Study 2014 - Lessees However, more households with children 5% 5+ 17% 3 to 4 2014 2008 37% 1 to 2 2003 41% None 0% 10% 20% 30% 40% 50%

DHHL Beneficiary Study 2014 - Lessees High Level of Employment  85% of households have one or more adults currently employed fulltime  About the same as 2008 but lower than 2003  Most often in services  23% Other services  15% Construction  13% Education  13% Health care/social assistance  12% Transportation/warehousing/utilities  11% Hotel/accommodations/food services

DHHL Beneficiary Study 2014 - Lessees Median household income has increased from $48,731 to $59,600 6% Less than $14,999 10% $15,000 to $24,999 10% $25,000 to $34,999 18% $35,000 to $49,999 2014 25% $50,000 to $74,999 2008 13% $75,000 to $99,999 14% Hawn HH $100,000 to $149,999 Statewide 3% $150,000 to $199,999 2% $200,000 or more 0% 10% 20% 30% Hawaiian household income from US Census 2013 ACS, Household income in past 12 months, Native Hawaiian and other Pacific Islander Alone Householder . Median HH Income: $50,591

DHHL Beneficiary Study 2014 - Lessees More households at/below 80% HUD AMI. 54% in 2014, 46% in 2008 11% >180% 11% 10% 141 to 180% 12% 8% 121 to 140% 18% 2014 16% 81 to 120% 21% 2008 26% 51 to 80% 21% 13% 30 to 50% 13% 16% < 30% 12% 0% 5% 10% 15% 20% 25% 30%

DHHL Beneficiary Study 2014 - Lessees Condition of House & Neighborhood

DHHL Beneficiary Study 2014 - Lessees Current condition & desires of house  73% of Lessees say the size of their current home is sufficient  48% have three bedrooms  40% have four or more bedrooms  67% of Lessees have made changes to their current house  20% new room(s)  62% other improvements to house or land  Future changes desired  33% no change  Of the remaining 66%  88% more bedrooms  88% another bathroom  85% another room

DHHL Beneficiary Study 2014 - Lessees More homes in need of repairs 28% Excellent 36% 25% 26% OK 25% 2014 30% 2008 30% Minor Repairs 23% 2003 26% 18% Major Repairs 14% 15% 0% 10% 20% 30% 40%

DHHL Beneficiary Study 2014 - Lessees Exterior work such as painting, gutters, siding listed most often as a major repair Plumbing 34% Replace Window 41% Minor repairs 54% Exterior work 62% 0% 20% 40% 60% 80%

DHHL Beneficiary Study 2014 - Lessees Many Lessees who need repairs cannot afford to pay for repairs 53% Cannot afford to 77% pay 15% By other means 7% Pay with bank 20% 14% loan Minor Repairs Major Repairs 11% Pay with cash 23% 0% 20% 40% 60% 80%

DHHL Beneficiary Study 2014 - Lessees Significantly more Households below 30% HUD AMI Need Major Repairs 26% Excellent 18% 15% 27% OK 27% 16% 51 to 80% 30 to 50% 32% Minor Repairs 37% 32% < 30% 18% Major Repairs 18% 37% 0% 10% 20% 30% 40%

DHHL Beneficiary Study 2014 - Lessees Most Lessees have Homeowner insurance None, can't afford, 12% Flood Insurance, 25% Homeowner 79%

DHHL Beneficiary Study 2014 - Lessees 98% of Lessees plan to pass on their lease to children/relatives % Hawaiian of children/relatives <12.5%, 2% Don't Know, 3% 12.5 to 24%, 7% 50%+, 36% 25 to 49%, 52%

DHHL Beneficiary Study 2014 - Lessees Community

DHHL Beneficiary Study 2014 - Lessees More Lessees continue to believe their community is a great place to live. 80% would not move if given the option 68% 69% A great place to live 64% 28% 28% Just like other neighborhoods 2014 32% 2008 2003 3% 3% Not a good place to live 4% 0% 20% 40% 60% 80%

DHHL Beneficiary Study 2014 - Lessees Homestead Community Problems – Top Ten in 2014 (overall improvements) 40% Abandoned cars or trash in yards 46% 47% 40% No where for children to play` 44% 43% 39% Yards not being maintained 39% 42% 36% 2014 Homes not being maintained 37% 40% 2008 2003 36% Too many parked cars on street 36% 68% Dogs running loose 48% 0% 20% 40% 60% 80% % who indicated this is a small problem or big problem

DHHL Beneficiary Study 2014 - Lessees Community Well Being - constant 87% My hope is my family lives here for 88% generations 84% 81% I know & trust my neighbors 83% In our community we look out for 2014 84% each other 2008 80% 76% I feel safe day & night 67% Residents share Hawaiian cultural 66% values 0% 20% 40% 60% 80% 100% % who somewhat or strongly agree

DHHL Beneficiary Study 2014 - Lessees Community Governance signals less participation 27% 2014 36% I'm willing to take a leadership role 2008 38% 2003 62% I'm willing to actively participate in 72% Comm Assoc 76% 75% Communities work better with 87% participation in Comm. Assoc. 89% 0% 20% 40% 60% 80% 100% % who somewhat or strongly agree

DHHL Beneficiary Study 2014 - Lessees Undivided Interest Lessees

DHHL Beneficiary Study 2014 - Lessees 966 Undivided Interest Lessees  Median age 55 – younger than traditional lessees  88% one or more adult employed fulltime  Median income $64,933 – higher than traditional lessees  20% receive food stamps  13% live in public assisted housing  Homeownership  50% rent, 38% homeowners  82% of homeowners own a single family dwelling  69% live in a single family dwelling

DHHL Beneficiary Study 2014 - Lessees Undivided Interest Award Preference  First Choice  57% - Turn key house  27% - Lot with infrastructure, no house  7% - Rental with an option to buy  Ability to finance house:  Affordable monthly payment  14% below $500  39% $500 to $1,099  35% over $1,100  12% not sure

DHHL Beneficiary Study 2014 - Lessees Undivided Lessee Perceptions  Expect lot to be available:  24% within a year  27% - two years  39% - three to five years  16% - more than five years  Expect to be financially prepared  61% yes, 9% no, 31% not sure  Understand the details of award  31% fully understand  62% somewhat understand  7% do not understand at all

DHHL Beneficiary Study 2014 - Lessees Summary  Lessees continue to get older, however more households with children  Challenge with aging houses  Those with the greatest need are least able to pay for repairs  Communities continue to have high well being, but residents less willing to participate in governance  Undivided interest lessees are mixed in ability to financially qualify for a home  Large number do not fully understand the nature of their award