2018-2022 Consolidated Plan 1 Public Meeting March 20, 2018 What - PowerPoint PPT Presentation

2018-2022 Consolidated Plan 1 Public Meeting March 20, 2018

What is the Consolidated Plan? 2 The Plan HUD Requirement for HOME Investment Partnership and Community Development Block Grant (CDBG) Funds. Sets broad goals for 5 year period Guides the use of Federal funds HOME funds generally used for down payment assistance, homeowner rehab, and rental housing CDBG fund can be used for programs and projects to help create jobs, provide job training, improve neighborhoods; creation and preservation of affordable housing, and more.

Geographic Area 3 HOME: City & Counties: Albemarle Fluvanna Greene Louisa Nelson CDBG: City only

Population Trends 4 Population and Households in the Region Region 300,000 250,000 200,000 150,000 100,000 50,000 0 2000 2010 2013 (CHAS) 2017 (WCC) Population Households

Population Trends 5 By Population and Households in the Region locality 120,000 Albemarle 100,000 80,000 60,000 Charlottesville Louisa 40,000 Fluvanna Greene 20,000 Nelson 0 2000 Census 2010 Census 2017 Projection Albemarle Chville Fluvanna Greene Louisa Nelson

Property Types 6 Property Types By 120,000 locality 100,000 80,000 60,000 40,000 20,000 0 Cville Alb Fluv Greene Louisa Nelson TOTAL 1-unit detached structure 1-unit attached structure 2-4 units 5-19 units 20 or more units Mobile Home

Property Types 7 Albemarle County Changes

Housing Problems 8 Renter Housing Problems Renters 2009-2013 25,000 20,000 15,000 10,000 5,000 0 0-30% AMI >30-50% AMI >50-80% AMI >80-100% AMI Total Has a housing problem Does not have a housing problem Housing Problems – There are four housing problems in the CHAS data: 1) housing unit lacks complete kitchen facilities; 2) housing unit lacks complete plumbing facilities; 3) household is overcrowded (more than 1 person per room) 4) household is cost burdened (housing costs, including utilities, exceeds 30% of income) A household is said to have a housing problem if they have any 1 or more of these 4 problems.

Housing Problems 9 Owner Housing Problems 30,000 2009-2013 Owners 25,000 20,000 15,000 10,000 5,000 0 0-30% AMI >30-50% AMI >50-80% AMI >80-100% AMI Total Has a housing problem Does not have a housing problem Housing Problems – There are four housing problems in the CHAS data: 1) housing unit lacks complete kitchen facilities; 2) housing unit lacks complete plumbing facilities; 3) household is overcrowded (more than 1 person per room) 4) household is cost burdened (housing costs, including utilities, exceeds 30% of income) A household is said to have a housing problem if they have any 1 or more of these 4 problems.

Disproportionate Greater Need 10 Assess Disproportionate Greater Need  HUD defines disproportionate greater need when there is greater than a 10 percentage point difference between a racial group at an income level who experiences at least one housing problem and the total population in that income category experiencing at least one housing problem.

Housing Problems 11 Housing Problems by Race By Race 9,000 8,000 7,000 Owners 6,000 5,000 and 4,000 3,000 Renters 2,000 1,000 0 0-30 AMI 0-30 AMI 30-50 AMI 30-50 AMI 50-80 AMI 50-80 AMI 80-100 AMI 80-100 AMI Has a hsg No hsg Has a hsg No hsg Has a hsg No hsg Has a hsg No hsg problem problem problem problem problem problem problem problem White Black / African American Asian American Indian, Alaska Native Pacific Islander Hispanic Housing Problems – There are four housing problems in the CHAS data: 1) housing unit lacks complete kitchen facilities; 2) housing unit lacks complete plumbing facilities; 3) household is overcrowded (more than 1 person per room) 4) household is cost burdened (housing costs, including utilities, exceeds 30% of income) A household is said to have a housing problem if they have any 1 or more of these 4 problems.

Cost Burden 12 Region- Cost Burden 100000 wide 90000 80000 70000 60000 50000 40000 30000 20000 10000 0 Owner Renter Total Not cost burdened Cost Burden >30% to <=50% Cost Burden >50% Cost burden is the ratio of housing costs to household income. For renters, housing cost is gross rent (contract rent plus utilities). For owners, housing cost is "select monthly owner costs", which includes mortgage payment, utilities, association fees, insurance, and real estate taxes.

Cost Burden 13 Renter Cost Burden by Income Renters 9000 8000 7000 6000 5000 4000 3000 2000 1000 0 0-30% AMI >30-50% AMI >50-80% AMI >80-100% AMI >100% AMI Not cost burdened Cost burden > 30% <=50% Cost burden > 50% Cost burden is the ratio of housing costs to household income. For renters, housing cost is gross rent (contract rent plus utilities). For owners, housing cost is "select monthly owner costs", which includes mortgage payment, utilities, association fees, insurance, and real estate taxes.

Cost Burden 14 Owner Cost Burden by Income Owners 40000 35000 30000 25000 20000 15000 10000 5000 0 0-30% AMI >30-50% AMI >50-80% AMI >80-100% AMI >100% AMI Not cost burdened Cost burden > 30% <=50% Cost burden > 50% Cost burden is the ratio of housing costs to household income. For renters, housing cost is gross rent (contract rent plus utilities). For owners, housing cost is "select monthly owner costs", which includes mortgage payment, utilities, association fees, insurance, and real estate taxes.

Housing Cost Burden – Housing Virginia Mapbook 2000 15

Housing Cost Burden – Housing Virginia Mapbook 2014 16

Market Analysis: Findings 17  The existing inventory of assisted housing affordable to low-income households are in need of preservation  CRHA waitlist equates to an 8 year wait for a voucher and 7 years for a public housing unit  Single-family detached housing type is currently overrepresented in the region – need for smaller and attached units  Need for rental units to accommodate renters who are most cost-burdened

Market Analysis: Findings 18  Households at or below 30% of AMI have the largest unmet need  Households at or below 30 to 50% AMI  Units to meet the needs of homeless persons, elderly and persons with special needs and/or a disability  Status of housing: Nearly half of the rental housing stock, and a quarter of the owner housing stock, have at least one "housing problem" (cost-burden is one of these)

Report for Virginia’s Housing Policy Advisory Council 19 See Handout for Graphs from Report

Survey Results 20 Received 507 Surveys across the region: Who  77% described as residents, 16% as providers responded  56% Albemarle, 31% City, 5% Fluvanna, 2% for each Greene, Louisa and Nelson  CHALLENGES: Greatest challenges  Housing is TOO EXPENSIVE (97%)  Worry about rent going up (56%)  Want to buy a home, but can’t afford DP (56%)

Survey Results 21 Most Critical RENTAL Housing Needs: Critical  Rehab and preservation (81%) Rental  Construction of new affordable housing (80%) needs  Rental Assistance Vouchers (50%) Most Critical HOMEOWNERSHIP Housing Needs: Critical  Home repair and rehabilitation (69%) home  Down payment assistance for FTHB (67%) ownership  Energy Efficiency Improvements (36%) needs  Development of new homes (35%)

Survey Results 22 Weighted averages from high of 3.44 to low of Populations 2.35 with high levels of  Very low income: under 30% (3.44) need  Chronically homeless (3.18)  Low to moderate income 51% - 80% (3.13)  Abused children (3.12)

Survey Results 23  Housing (79%) City only  Public Transportation (56%) Community Needs  Streetscape Improvements (50%)  Parks and Open Space (47%)

Survey Results 24  Job training and employment City only preparation (77%) Economic  Job development/creation (65%) Needs  Public Infrastructure (47%)

Survey Results 25  Housing assistance (70%) City only  Job training and employment Services preparation (54%)  Mental health and substance abuse services (50%)  Transportation (46%)

Survey Results 26 Weighted averages from high of 3.48 City only to low of 2.41 Needs for  Housing placement (3.48) people who are  Mental health care (3.48) homeless  Substance Abuse Treatment (3.27)  Case management/life skills (3.26)

Resources 27  Comprehensive Housing Affordability Strategy (CHAS) data (2009 – 2013)  American Community Survey (ACS) and Census  Growing Opportunities Report, City of Charlottesville  Report for Virginia’s Housing Policy Advisory Council  Stakeholder Discussions  City of Charlottesville Comprehensive Plan  Housing Affordability Index

Next Steps - Closing 28  Draft for Public Comment will be available March 28 for a 30 day comment period ending April 27  Public Hearings  TJPD Commission – Thursday, April 5 at 7:00 p.m. TJPDC’s Water Street Center  City – May 7, 2018  Analysis of Impediments to Fair Housing Choice

2018-2022 Consolidated Plan 29 Billie Campbell Tierra Howard bcampbell@tjpdc.org howardti@charlottesville.org 434-422-4822 (434) 970-3093